Shop Time w/T.W. Friends

I dont follow everything that Finance guy Dave Ramsey says to do being cash in-cash out but he's right about there being an emotional connection to cash, when you hand it away it hurts. When you swipe that card, it's an emotionless transaction. No pain. That's intentional.

 

Hes got a good system...just takes patience to use. Most of which we (me included) dont have

 

Sorry to hear that Sad to say that is all to common a few of my favorites also closed .

My favorite Pizza shop my favorite Pizza is now $10.00 more in my budget it is now a luxury maybe every 2 months.

 

morning/afternoon

 

About a month ago a phone co. glitch caused a huge outage in the Interac system up here. Folks walkin’ around dazed like a natural disaster was goin’ down. Old School cash is what I still carry. Sure, got the cards too but when the chips are down, Cash always rules.

 

Y'all talking about electrical services for your shops...I guess I didn't realize until now that a 200a service in my garage is practically a unicorn.

 

They (City) wouldn’t let me do it. Said they wanted separate meter etc. etc. etc. til I said enough. My closing remark was “So, I guess 3 phase is out of the question then”.

 

Is this a 200amp sub panel?

 

Got to pick my wife up at the airport at 6:10, took the kids on a quick fish trip. Glad I did. Biggest fish I’ve ever held and Cole caught it

I was ankle deep in mud with the net in my Sunday britches. Didn’t even care

 

Wow ! Nice catch Cole

 

Unforgettable Moments right there. Thanks for sharing the catch.

 

Oink oink thats a hog! He's hoggin all the food. Nice catch Cole!

 

Niceeeeeeee

 

If you make the mental connection that they're both coming out of the same pot, the means of payment shouldn't matter. Everything goes on my credit card which gets paid off every month. Bonus - we get back over $1000 each year for using it.

 

Just started using this other card & it’s kinda creepy. Gives you instant discounts if I leave the phone location services on. Today I was drivin’ by the gas station when it reminded me & sure enough, I needed gas. Hate to see what happens if I go downtown.

 

Hi Shane n folks. Have a good day.

 

That's exactly my point. Most Americans don't make that mental connection because the swipe is second nature. We swipe so much. Thats great you pay your balance at the end of every month, I do too but 1-5% cash back is easy money to give away when card companies are hitting people with 11-25% for the 40% of Americans that don't pay their balances off. I whole heartedly see a day where I have 0 credit cards, not worried at all about a credit score because I've got a metric shit ton of cash in the bank.

 

So Canadian Cash then

 

I dont have a credit card. my wife does though.

 

my credit is shit anyway. I had to close a business with out going bankrupt. and found myself 100k in debt. thank god its payed out now

edit> my credit score is in the 500s