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21 LR Certified Pro or keep the 2020?

Discussion in '3rd Gen. Tacomas (2016-2023)' started by TacoBuffet, Aug 19, 2022.

?

Keep the Cement or buy the Lunar Rock PRO?

  1. Lunar rock, its only money bro

    4 vote(s)
    18.2%
  2. Keep your truck, Dave Ramsey said so

    12 vote(s)
    54.5%
  3. Midgets

    6 vote(s)
    27.3%
  1. Aug 19, 2022 at 10:58 AM
    #41
    TacoBuffet

    TacoBuffet [OP] Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
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    AL
    Vehicle:
    Taco #13, 2022 OR DCSB Cemint
    5100s, TE37s, Toyo RTs, Tint, Bedmat, LEDs
    Sometimes its good to just have others help real in the devil on the other shoulder, I am aware of the illogical aspects, my 2020 is tucked nicely in the garage freshly washed and detailed, new filter, oil change and few other things done by me.
     
  2. Aug 19, 2022 at 10:59 AM
    #42
    cowfootball

    cowfootball Well-Known Member

    Joined:
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    South Lake Tahoe, CA
    Vehicle:
    2022 TRD OR
    It's not just any other Tacoma either -- it's a brand new Tacoma on a platform that is 7 years without a redesign. A '20 vs a '21 won't have meaningful resale differences 10 years from now because they're still the last of a dead generation. I could maybe see the argument for buying a 4th gen but not a end of life 3rd gen.
     
  3. Aug 19, 2022 at 10:59 AM
    #43
    TacoBuffet

    TacoBuffet [OP] Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
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    Messages:
    9,275
    AL
    Vehicle:
    Taco #13, 2022 OR DCSB Cemint
    5100s, TE37s, Toyo RTs, Tint, Bedmat, LEDs
    Also agree, and curious for the 2024.
     
  4. Aug 19, 2022 at 1:33 PM
    #44
    530Taco

    530Taco Gone fishin'

    Joined:
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    #150020
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    Adam
    Old Hangtown, CA
    Vehicle:
    '21 DCSB OR MT Cement
    All this talk of 401ks and responsibility...can we get back to the midgets please, it's Friday!

    :stirthepot:

    I'll spare you any advice, I'm on my 4th Tacoma ;)
     
  5. Aug 19, 2022 at 1:34 PM
    #45
    TacoBuffet

    TacoBuffet [OP] Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
    #255903
    Messages:
    9,275
    AL
    Vehicle:
    Taco #13, 2022 OR DCSB Cemint
    5100s, TE37s, Toyo RTs, Tint, Bedmat, LEDs
    Got ya beat homie, number 12...

    Still waiting on response on how to find said midgets from replier.
     
  6. Aug 19, 2022 at 1:36 PM
    #46
    TexasWhiteIce

    TexasWhiteIce Well-Known Member

    Joined:
    Sep 12, 2010
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    Texas
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    2022 White DCLB SR5 - Blackout
    Nah…. You still have a loan on your current truck.
     
  7. Aug 19, 2022 at 1:44 PM
    #47
    Borracho Loco

    Borracho Loco My truck identifies as a Prius.

    Joined:
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    Oh look, another mod....
    Ironically, the midgets are getting the shortest amount of votes.
     
  8. Aug 19, 2022 at 1:50 PM
    #48
    TacoBuffet

    TacoBuffet [OP] Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
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    Messages:
    9,275
    AL
    Vehicle:
    Taco #13, 2022 OR DCSB Cemint
    5100s, TE37s, Toyo RTs, Tint, Bedmat, LEDs
    I could pay it off by the end of the year but my rate is only 2% so instead that money has been used for our retirement / savings.
     
  9. Aug 19, 2022 at 2:16 PM
    #49
    CrispyTacoLover

    CrispyTacoLover Well-Known Member

    Joined:
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    Member:
    #297647
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    5,667
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    Male
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    2024 Tacoma and 4Runner Offroad Premium
    I would keep your current truck until the next generation plus one year comes out.

    The only Pro I would buy is a new one at MSRP.
     
    TacoBuffet[OP] likes this.
  10. Aug 19, 2022 at 2:54 PM
    #50
    FL_TRD Sport

    FL_TRD Sport Suffering from Severe Wallet Drain

    Joined:
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    Hector
    Port St. Lucie, FL
    Vehicle:
    2021 TRD Sport MGM DCLB (Sold)
    KDMax Pro 10.0, Form Lighting Tail Lights, and more
    My wife asked about the loan on her Rav4 the other day. She asked me why I took out a 72 month loan, said I should double up on the payments so we get it paid off quicker. I politely reminded her that I got a 0% rate on that loan and if they would have given me a 10 year loan I would have taken it. :) I'm eeking that sucker out to the bitter end LOL
     
  11. Aug 19, 2022 at 2:55 PM
    #51
    TacoBuffet

    TacoBuffet [OP] Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
    #255903
    Messages:
    9,275
    AL
    Vehicle:
    Taco #13, 2022 OR DCSB Cemint
    5100s, TE37s, Toyo RTs, Tint, Bedmat, LEDs
    My wife got 0.9% on her 2021 Rav4 Hybrid XSE, we keeping that thing for awhile.
     
    FL_TRD Sport[QUOTED] likes this.

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