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Wisconsin Tacomas and bad financial advice

Discussion in 'Mid West' started by Thatbassguy, Dec 19, 2008.

  1. Oct 14, 2023 at 4:53 PM
    sparkystaco

    sparkystaco Well-Known Member

    Joined:
    Jan 26, 2010
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    #30122
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    5,748
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    Male
    First Name:
    Sparky
    SE Wi
    Vehicle:
    06 4x4 dc trd ofrd
    3" lift? A.R.E cap 285/70/17 moto metal 955 17x9


    Wait,,,,,,,,,,,,,,,,so you are paying $1200 a yr for just your truck?
     
    CygnusX191 likes this.
  2. Oct 14, 2023 at 4:58 PM
    wi_taco

    wi_taco My skid plates give rocks taco flavored kisses

    Joined:
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    #335129
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    First Name:
    Adam
    SE Wisconsin
    Vehicle:
    2015 Toyota Sienna with rear locker
    Yes, for full coverage, because it isn't quite paid off yet. Considering it may be the most expensive thing I own other than my house and I plan to keep it for a very long time, I'll probably keep that coverage even after being paid off come springtime.
     
    Aztec120, Shellshock and CygnusX191 like this.
  3. Oct 14, 2023 at 5:04 PM
    sparkystaco

    sparkystaco Well-Known Member

    Joined:
    Jan 26, 2010
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    5,748
    Gender:
    Male
    First Name:
    Sparky
    SE Wi
    Vehicle:
    06 4x4 dc trd ofrd
    3" lift? A.R.E cap 285/70/17 moto metal 955 17x9
    WOW I pay a third of that for my truck.
     
    CygnusX191 and wi_taco like this.
  4. Oct 14, 2023 at 5:42 PM
    Camerasandcoffee

    Camerasandcoffee 900hp short of 1000hp

    Joined:
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    First Name:
    Jonathan
    Racine WI.
    Vehicle:
    2019 Trd Sport
    Relentless Fab hybrid bumper, 2.5” Dobinsons IMS lift, RCI skids and sliders, block heater. Painted FJ Steelies. Was trying to keep it stock, now slowly building for the Wisconsin trails.
    Thanks! Interesting, looks to be very well appointed if a bit heavy. The 100mm mattress and prep for solar is nice. Presumably with the 300mm closed height leaving bedding inside shouldn't be an issue.
     
  5. Oct 14, 2023 at 5:59 PM
    Pixeltim

    Pixeltim Misunderstood member

    Joined:
    Jun 23, 2020
    Member:
    #332368
    Messages:
    7,321
    77 square miles surrounded by reality.
    Vehicle:
    '15 Black DCLB SR5
    Tires, Softopper, fully armored, winch, many pinstripes.
    I’m around $200-300 for 6 months
     
  6. Oct 14, 2023 at 6:00 PM
    McSpazatron

    McSpazatron Well-Known Member

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    So I was going to impulse buy a set of those Hardkorr lanterns, but their website didn’t have anything to actually click on to buy. Any tricks? Although, at this point it’s not an impulse buy anymore…
     
  7. Oct 14, 2023 at 6:12 PM
    Pixeltim

    Pixeltim Misunderstood member

    Joined:
    Jun 23, 2020
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    Messages:
    7,321
    77 square miles surrounded by reality.
    Vehicle:
    '15 Black DCLB SR5
    Tires, Softopper, fully armored, winch, many pinstripes.
    That takes the fun out of it.
     
  8. Oct 14, 2023 at 6:23 PM
    Stoney Ranger

    Stoney Ranger Pizza Cutters, Baby... and Lockers? Pffft

    Joined:
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    First Name:
    Dave
    Driftless Area
    Vehicle:
    '18 Nauti Blue 4Runner SR5
    Full Armor-F/R Bprs Winch-ALF-Stickers
    Bloody hell you don't!!:D
     
  9. Oct 14, 2023 at 6:32 PM
    Spadi_5

    Spadi_5 Well-Known Member

    Joined:
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    Wisconsin
    Vehicle:
    2019 DCSB TRD OR
    Looks like you could have all the bedding in the house and still close it without a problem. Looks like he had that imported because it wasn’t listed on the US website just Australia.
     
  10. Oct 14, 2023 at 6:37 PM
    McSpazatron

    McSpazatron Well-Known Member

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    I know…. I felt like an old guy, just clicking around everywhere on that page, hoping to find a secret “buy” button. Even tried it on my PC. I wonder if they make you create an account to buy?
     
  11. Oct 14, 2023 at 6:42 PM
    McSpazatron

    McSpazatron Well-Known Member

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    Insurance prices vary on so many variables, even if you have a perfect record. Your address, age, the credit balance on your credit card whenever they decide to run an updated credit check, etc. Kind of a joke really.
     
  12. Oct 14, 2023 at 6:44 PM
    pearing

    pearing Well-Known Member

    Joined:
    Aug 4, 2018
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    Wisconsin
    Vehicle:
    2015 SR5 quadcab
    Iwas going to mention the sham a while back, but decided against the soapbox. You are right though.
     
    Aztec120, CygnusX191 and wi_taco like this.
  13. Oct 14, 2023 at 6:48 PM
    Camerasandcoffee

    Camerasandcoffee 900hp short of 1000hp

    Joined:
    Aug 26, 2019
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    #303375
    Messages:
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    Gender:
    Male
    First Name:
    Jonathan
    Racine WI.
    Vehicle:
    2019 Trd Sport
    Relentless Fab hybrid bumper, 2.5” Dobinsons IMS lift, RCI skids and sliders, block heater. Painted FJ Steelies. Was trying to keep it stock, now slowly building for the Wisconsin trails.
    GTOverland has all kinds of buy now buttons. Sadly it looks like they are out of stock of the 4 pack lanterns.
    Might be best to wait for them to re-stock.

    https://gtfoverland.com/collections/lanterns-strips/products/unilight-led-lantern-rechargable
     
    CygnusX191, wi_taco and OldSchlPunk like this.
  14. Oct 14, 2023 at 6:51 PM
    OldSchlPunk

    OldSchlPunk A legend in my own mind!

    Joined:
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    First Name:
    Rich
    East Central Wisco
    Vehicle:
    '17 OffRoad Silver Sky Metallic
    Small lift, slightly oversized tires, well...
    Their Australian site shows them out of stock. Only place I find the 4-pack available:https://campersandgear.com/collections/hard-korr/products/new-unilight-rechargeable-led-4-pack

    One other place showed 1 single.

    edit: ...and just that fast they show out of stock...wait...under New U-Lite they show in stock
     
  15. Oct 14, 2023 at 7:06 PM
    OldSchlPunk

    OldSchlPunk A legend in my own mind!

    Joined:
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    First Name:
    Rich
    East Central Wisco
    Vehicle:
    '17 OffRoad Silver Sky Metallic
    Small lift, slightly oversized tires, well...
    Aztec120, CygnusX191 and wi_taco like this.
  16. Oct 14, 2023 at 7:24 PM
    wi_taco

    wi_taco My skid plates give rocks taco flavored kisses

    Joined:
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    Adam
    SE Wisconsin
    Vehicle:
    2015 Toyota Sienna with rear locker
    All this talk made me actually go look at my policy and do some comparison shopping. Still don't think I can do it cheaper or better than AmFam right now. I was wrong on the amount I pay, it's actually $82/month but I believe my agent suggested increasing the bodily injury from state mandated minimums to 250/500 which likely accounts for a chunk of it (but hopefully saves my arse later if something did happen). But yeah like the others said it's all a scam and often makes no sense. Anyone paying less for comprehensive well I'm happy for ya. I think age brackets play a big part in this from the sample info I have and that isn't something I can change lol. You may pay less but I'm younger and more beautiful haha! :rofl:

    I'm glad they are out of stock because I'd probably buy them too. But buying singles are a no-go because then you don't get the cool carrying case and charger!
     
  17. Oct 14, 2023 at 7:58 PM
    bkhlrTaco's

    bkhlrTaco's “expletive deleted”

    Joined:
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    Brian
    Eau Claire, WI
    Vehicle:
    2016 OR AC MGM
    Full coverage?
    We're doing $185/mo through Farmers on a
    2016 Taco and 2019 cherokee.
    Full coverage, squeaky clean records.
    Auto and Home both got jacked up this year. Homeowners doubled.
     
  18. Oct 14, 2023 at 8:01 PM
    bkhlrTaco's

    bkhlrTaco's “expletive deleted”

    Joined:
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    Brian
    Eau Claire, WI
    Vehicle:
    2016 OR AC MGM
    Impulse buys are some of the best. Buy now. Work out the details later.:thumbsup:
     
  19. Oct 14, 2023 at 8:06 PM
    Pixeltim

    Pixeltim Misunderstood member

    Joined:
    Jun 23, 2020
    Member:
    #332368
    Messages:
    7,321
    77 square miles surrounded by reality.
    Vehicle:
    '15 Black DCLB SR5
    Tires, Softopper, fully armored, winch, many pinstripes.
    My wife is an Asian woman driver and is driving a BMW. It really doesn’t get higher risk than that.
    She pays less than half of what you pay.

    Cheers!
     
  20. Oct 14, 2023 at 8:07 PM
    Shellshock

    Shellshock King Shit of Turd Island

    Joined:
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    23,253
    Iowa
    Vehicle:
    2019 Tundra TRD PRO / 2024 GRC Circuit
    A lot of it depends on deductibles too

    I spent a long time pricing out a bunch of different options and have 500 comp / 1000 collision

    Some people have like 100 or 250 which jacks the price way up
     

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