I own it.

Can't believe how fast 4 years has gone by - seems like yesterday
I parked the brand new 2021 in the driveway...

I paid a little extra last month and a little extra this month to skip a payment
next month - submitted the payoff amount moments ago and raised a girl-scout-cookie
to toast myself.

Told my son today that I was going to pay it off tonight, I could see the wheels turning
in his head.... how to devise my early demise .... no need for all that I'll be mingling with
the stars soon enough.

 

Congrats!

 

Paid off is the best mod and feels great when you do it. How much did the bank charge you for rent over the four years?

 

Hmmm not sure actually, but the interest rate at the time was 2.9% and I was not amused
that they charged me any interest at all with my FICO score in the 800's... the wife's Subaru
we bought new was at 0%.

 

Mazel Tov!

 

Enjoy it!

 

Hard to believe a 2021 is already 4 years old!

Congrats, but as a reward for being a responsible consumer your credit score will probably go down now that you don't have a car payment anymore.

 

Start saving for the 3.5 to blow up. OK jk. I'll see myself out.

 

Compared to rates now 2.9% is great. At anything less than 3% I figure I can leave money in my 4% savings account and still be making 1% return while paying the loan off rather than 0% growth by paying outright upfront. Hard to find rates that works for anymore though.

 

Ha - true dat.
But now I can say I don't shives-a-gets ...

House will be paid off in about 2 years.

 

I got less than 24,000 miles on it - change oil every 5k ....
I'm pushing 70 so this thing should take me to the grave.... literally LOL ...

 

So in 2 years you will have a lot of extra funding for mods and upgrades

 

Congrats!

So what you buying next?

 

Only if they don't do away with so-so-security.

I'm pushing 70, a bit long in the tooth for lifts and major mods.
I occasionally hit forest roads but nothing like some of the folks here do.
No rock-crawling for me.

 

I'd like to buy my daughter ( help her buy ) a Subaru CrossTrek.

Nothing for me.

 

Congrats on the payoff. That’s the best mod you can do

 

Just wondering what did u pay and what was your payment ? I’m in a 20 and I’m still making payments I’m doing something wrong if u paid it off in 4 years lol

 

Congrats!!!

 

Congrats! I’m 6 months out!!

 

Nice, congrats! Looking forward to mine in a few months. Riding that 0% APR all the way home.