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5 ways "we" ruined the occupy wall street generation

Discussion in 'Off-Topic Discussion' started by Zombie Runner, Nov 10, 2011.

  1. Nov 15, 2011 at 11:58 AM
    #41
    johnanm

    johnanm Well-Known Member

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    In Engineering we made fun of Business school :D
     
  2. Nov 15, 2011 at 2:06 PM
    #42
    Zombie Runner

    Zombie Runner [OP] Are these black helicopters for me?

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    This. I deal with it on a daily basis, and they are military.



    Easy there, Jim. dont dump on my thread :evil:
     
  3. Nov 15, 2011 at 3:58 PM
    #43
    Lost_Humanity

    Lost_Humanity Bad decisions make great stories.

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    While I appreciate the story of your boss's friend as a great example of the power of focus and determination rising to the top in America. It's stories like that which give Americans reason to believe that forging a better life is out there.

    There's 2 problems with that scenario, though.

    1.) Statistically, it's an outlier. If you replayed his life 100 times, he never repeats his accomplishments.

    2.) Most people in America don't want to be rich. They don't want to spend 80-90 hours a week forging ahead and innovating and making connections and exploring emerging markets. They want to do a job, do it well, go home to their wife and kids and pets and TV and computer and house in the suburbs with a decent car (a Tacoma maybe?) and have food on the table, a solid roof over their heads, braces for the kids and enough money left at the end of the day to cover any repairs or doctors visits. They want to take a vacation once a year somewhere warm for a week and have one or two hobbies and to send their kids to college. And when it's all said and done, after they've worked their asses off for 40-something years, they want to retire with dignity.

    So how do they do that? By playing by the rules. Buying a house. Living within their means. Investing in 401Ks and IRAs. Buying used instead of new.

    So when the people they trusted to provide them with the opportunities to keep up in life yank the floorboards out from under them, then stick them with the repair bill -- there's going to be backlash. When banks loan to everyone regardless of credit history, and manipulate terms to inflate the market, then when their house of cards comes tumbling down around them come crying for a handout from the very people who they just picked the pockets of, you bet they're pissed.
     
  4. Nov 15, 2011 at 4:18 PM
    #44
    derekabraham

    derekabraham Living vicariously through everybody

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    All these people claiming "they can't find jobs". I don't get it. My girlfriend and I both moved to Portland without jobs and we both got jobs within two weeks. Granted they're minimum wage, but it's a job. :D
     
  5. Nov 15, 2011 at 4:18 PM
    #45
    Konaborne

    Konaborne Pineapples on pizza Hawaiian does not it make.

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    :popcorn:

    my grandparents were immigrant farmers who had to work their asses off just to live.
    from there, my parents were the first of their siblings to go to college
    and they built a solid business.

    But I never got spoiled. :pout:

    An interesting read though. There are many in my generation who need to be punched in the face.
     
  6. Nov 15, 2011 at 4:19 PM
    #46
    Konaborne

    Konaborne Pineapples on pizza Hawaiian does not it make.

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    but those arent 100k+ jobs, and for those they actually have to do stuff. not clock in an office, pretend to sharpen pencils all day, and get a bonus for it...
    so it doesnt count

    thats what those protesters want...
     
  7. Nov 15, 2011 at 4:20 PM
    #47
    derekabraham

    derekabraham Living vicariously through everybody

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    Oh. :(





    Well fuck it, I'm going to school and have a job. Therefore, I'm happy. :D
     
  8. Nov 15, 2011 at 4:26 PM
    #48
    Konaborne

    Konaborne Pineapples on pizza Hawaiian does not it make.

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    My last job app went unanswered, and they ignored me in the follow up.

    The government must be corrupt, the "rich" have destroyed and outsourced all the jobs, thats why the app (That I actually never sent out... I think I mistook it for toilet paper, or a napkin) never got accepted.
     
  9. Nov 15, 2011 at 5:05 PM
    #49
    amaes

    amaes Cuz Stock Sucks

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    Yeah I feel yea. I haven't really told anyone but I was laid off about 3 weeks ago without notice and no package. Just my last check and a handshake. But within a few days I applied at two places. One I had a great relationship with some people there and the other was through a member here on TW. With in a few hours of both I had Phone interviews then a few days later in-person interview. Long story short I ended up excepting a job with a company and I end up getting a 50% increase in pay and better time off and hours. Its all about if you search and put the effort into it. I don't have a college degree but have a ton of experience and know how to sell myself as a great employee.



    But I do understand why the people have the right to be upset about some stuff. I think the approach might be wrong but so SOME of the people I say right on for wanting to stick it to the man.
     
  10. Nov 15, 2011 at 6:18 PM
    #50
    macgyver

    macgyver Well-Known Member

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    Sure, he is an outlier. I agree.

    I also agree that most people don't want to be rich. However when the "cards come tumbling down" Ie. 401k balance, housing values take a crap, lose their job and "can't find one" etc. Those were all part of the risks they took and choices they made when investing in a more aggressive portfolio, Signing a mortgage on a house hoping values would go up (I did), and they chose not to diversify themselves enough to be adaptable to other jobs when they lose their job.

    2.5 years ago. I lost my job partially due to the collapse in the Economy. I was left with no idea when I would find a job again had bills to pay. I chose to not sit on my ass and cry about it and blame other people. I got out there, started networking and in about 3 months I found a job right before I completely ran out of money. I actually also got about a 24% increase in my pay at my new job.

    I personally think the reason a lot of the "long term unemployed" people are still out of work is because they aren't marketing themselves right to companies and they aren't willing to adapt to new things or have such a narrow skillset they can't apply it to other things. I sit right by the HR recruiters at work and they tell me they can't find quality candidates to fill their positions, we have a lot of open positions.
     
  11. Nov 15, 2011 at 8:34 PM
    #51
    Ivan

    Ivan Well-Known Member

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    +1!
     
  12. Nov 16, 2011 at 12:09 AM
    #52
    Twizter68

    Twizter68 AMS1(AW), USN retired

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    Due to Congress using the SS trust fund as a lending bank for their pet projects, and then never replacing the $ taken out. If you're gonna bitch about it, use ALL the facts.

    And for the guy in the Navy in Quatar who was bitching about "his money" being used to secure someone else's future...please Bra, don't go there...you're in a tax-free zone, getting cola or loc pay, HDP, per diem, and God knows what other special duty pay, and on an average year, you get back a lot more than you pay in. I know this for a fact as I'm retired Navy (This last January) and have not paid a net amount in taxes in a long time...I'm trying to get my wife to understand that all of the tax breaks we used to get (Combat Zone exclusion, BAH, Sep rats, etc not being taxable) are GONE, and we are going to take it in the shorts this year..plus doing my taxes is going to be oh so much fun...5 different W-2's...:eek:
     
  13. Nov 16, 2011 at 12:21 AM
    #53
    Dhawk1313

    Dhawk1313 Well-Known Member

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    Wholeheartedly agree with this statement.
     
  14. Nov 16, 2011 at 1:13 AM
    #54
    Kenobe

    Kenobe Well-Known Member

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    In ref to housing: I know this isn't every case but every person I know who lost a home did so because they chose 'exotic' loans where they pay no interest for 2 years, then the payments balloon, or others. I signed a simple low, fixed-rate loan and still have my house 6 years later. I am NOT a rich man but I did my research and bought within my means. Yep, the market blows and I owe more than it's worth but I'm still getting by cuz I didn't go outside my means.

    Some things are riskier than others. Buying a house is a risk. If you can't handle the downside of a situation, don't get into that situation.

    Wall Street is full of greedy people. We're not going to change that. Get yours and be happy. Otherwise, move to a Communist country.
     
  15. Nov 16, 2011 at 3:16 AM
    #55
    solus

    solus HOME!!!

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    I earn this money dude... I'm tired of paying taxes for greedy people who gamble everything and then want more from us.

    Just because I'm on the governments payroll does not mean I don't earn the money. You should know this shipmate
     
  16. Nov 16, 2011 at 3:32 AM
    #56
    Dmonkey

    Dmonkey Drop it Drop it Low

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    I fully agree with the part about college. Everyone my age was brought up that college WAS after highschool and you need it to earn a living. If you didnt you were relegated to working flipping burgers or other minimum wage shit. People holding these mcdonalds type jobs were either idiots, slackers or otherwise unfit.

    I was brought up that you're a worthless piece of shit if you do not have a degree. How am I to change that level of brainwashing when it's still being pushed in every day? I got shit for taking less then 12 units because I'm looking for work and classes were full. By my gf's dad! (now currently trying to create a job for myself since no one is hiring in my depleted area)
     
  17. Nov 16, 2011 at 5:07 AM
    #57
    river rat 69

    river rat 69 Well-Known Member

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  18. Nov 16, 2011 at 10:33 AM
    #58
    Twizter68

    Twizter68 AMS1(AW), USN retired

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    Oh, I KNOW you earn every penny; been there, done that, got the scars.

    Just don't bitch about taxes that you don't pay. Even stateside, only about 2/3 (depending on dependent status, paygrade, etc.) of your pay is taxable, and with all of the deductions you can use, that knocks that number down a lot. I did not pay a net tax for the last 15 years I was in. Deployment years...I got back more than I paid.
     
  19. Nov 16, 2011 at 1:29 PM
    #59
    Alderleet

    Alderleet Ace of Spades

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    The real problem with youtube is that it always shows the numbnut idiots who dont know what the hell the protest is about.

    The problem is that the Keynesian economic philosophy based government has expanded to far and exhausted itself. Shrink the govt, empower the people, stop forwarding the bullshit idea that a 4-year degree guarantee's you a job, and stop trying to "stimulate" the job market. Printing money makes everything worse.

    People also need to learn that the government doesnt owe you a damn thing. People need to figure out how to find people they can serve with their talents. People have forgotten what america was. Sink or swim open market, no freebies.

    I think of my grandfather who came to this country from finland. He worked to months for free in minnesota in a lumber mill. He eventually got so good at his job that they begged him to stay and work for them. After that he squirreled money away and bought a bigass house. Thats what I want to see from people. I want to see people actually go out and ask small business owners what they can do to help their business. It seems no one wants to serve something else. Everyone wants to sink. The government just keeps subsidizing peoples water wings...

    Also, i didnt intend this to be political. Right or left, I dont care. I'm more worried about the piss poor choices people make, and the fact that the govt isnt letting people fall flat on their faces anymore.
     
  20. Nov 16, 2011 at 1:47 PM
    #60
    Zombie Runner

    Zombie Runner [OP] Are these black helicopters for me?

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    :thumbsup:
     
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