Alabama thread!

I bought my first house when I was 19. Go through the first time buyers program. It guarantees a 2.9% max interest rate for your first home. Like @O906 said, make sure the bones of the house are in good shape and you're good to go.

 

And I may have got in on the airflow snorkel group buy.

 

First time buyers program, is that just through the bank?

YES!! You'll love it man. I have the hole saw/arbor for it if you don't.

 

I thought about that but I just don't like how far the airflow sticks out. I'm going to do the knock off Chinese snorkel from Amazon soon I think.

 

I have and am very happy with it. It's a pain because the template isn't perfect for our trucks. But if you possess a little common sense it's not that bad and works flawlessly!

 

I'm pretty sure I have at least a little common sense

Got any pics of the install?

 

Congrats man! I just sent off all the paper work to get pre-approved for a mortgage about 5 mins ago! Adulthood really sneaks up on you!

 

anyone here had any clown issues?

 

Haha all I've done is looked...so no congrats necessary at this point. Good luck to you on the steps you're taking! I assume you are buying a house?

 

I do someWhere I think. It's gut wrenching cutting a hole in your fender.

 

but it's super easy to do it to somebody else's after you've done it already! I'm all about some cutting now that I've done mine haha

 

Thank you sir! Yep, it looks that way. Spending all this money on an apartment is driving me crazy when I could be putting all that money into a house and building equity. Also a garage will be awesome, plus the wife says I can get a 2018 Tacoma if we get a house!

 

What is up with that? I keep hearing people talking about clowns but idk why

 

Ah so exciting!! My dog says he will continue to eat his food and happily sleep in my bed if I buy a house. I really think he'd enjoy running around the 12 acres at his size (110lb German Shepard/Black Lab). I just hate having to make a decision...I know it's a "buyers market" right now...but you still have to be quick on making decisions..

 

they keep saying that people are dressing like clowns and hiding just inside the woods and kidnapping children and throwing rocks through windows and so on and so forth and what have you; its on the internet so it must be true

 

Trust me from very recent experience with this...not near as much money goes towards the principle/building equity as you want to think! Also, do yourself a favor and don't look at the breakdown of your mortgage payment...its heart shattering! Other than those 2 things, congrats buddy! Formal welcome to adulting....it sucks!

 

You guys do know...that if I get a house w/ a shop or build a shop, that I am the more centrally located for mod days for the huntsville/bham area that is.

 

I bought my first house this year and it's great knowing you are paying to keep something not just throwing money away I didn't quite get what I wanted but I didn't do to bad I got a 2013 double wide 3 bed 2 bath 1400 sqft on 1/2 acre for 73700 the ppl only lived in it for 4 months and then moved for Heath reasons but I love it just wish I had a big shop lol

 

I believe it's a federal program to help first time home buyers.

I had the ARB on my first gen and loved it. I just couldn't pass up the group buy price.

 

Real quick! The house I had my eye on is already under contract...it just went on the market a week ago! Such a big decision so fast!