Anyone installed and uses Hitchage MAX on their tacoma

so i have delema, i offroad but i also tow my atv, and so far what i am finding is that most custom rear bumpers dont seem to have rating except use own risk, becomes an issue possibly with insurance when insuring trailer etc. but i also do offroad overlanding, nothing complicated or rock crawling but enough where did scratched my hitch in moab.

i been initially looking at hitchgate solo but i think it raises the hitch way to high not sure, judging by images i seen, however i havent seen any tacoma's using hitchgate max, so curious if anyone is in similar situation and what solution they use or if you have max and have maybe pics you can share.

thanks.