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At what point does "new" make financial sense?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by pbcolt, May 17, 2012.

?

I would buy new if it was only ___ more

Poll closed Jun 16, 2012.
  1. $0 - same price as the used option

    6 vote(s)
    6.3%
  2. $1-$2000

    14 vote(s)
    14.7%
  3. $2001-$4000

    42 vote(s)
    44.2%
  4. $4000-$6000

    23 vote(s)
    24.2%
  5. >$6000

    10 vote(s)
    10.5%
  1. May 17, 2012 at 1:23 PM
    #1
    pbcolt

    pbcolt [OP] Well-Known Member

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    So I am looking at the crazy used Tacoma market and like others have noticed that used Tacoma prices are not THAT much less than new prices.

    So at what point would a new Taco be worth it to you vs. one being sold at a dealer (certified) that is 2-3 years old with ~30k
     
  2. May 17, 2012 at 1:26 PM
    #2
    Pugga

    Pugga Pasti-Dip Free 1983 - 2015... It was a good run

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    Not that black and white... Also, keep in mind Toyota's certified preowned warranty. At one point, when my truck only had about 35k miles on it and my warranty was running out, I seriously considered trading for a similar year/model just so I'd have that warranty protection.

    That being said, within 10%, I'd probably spring for the new one. Usually financing and incentives are better on a new vehicle also.
     
  3. May 17, 2012 at 1:34 PM
    #3
    OZ-T

    OZ-T Quite an experience to live in fear , isn't it ?

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    If I was in the OP's postion and could afford new , that's what I would get
     
  4. May 17, 2012 at 1:36 PM
    #4
    pbcolt

    pbcolt [OP] Well-Known Member

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    I only said "certified" to assume that the dealer had put the necessary work into the new truck i.e. new tires if needed, brakes etc. Not one of those shady dealers that takes a truck in and doesn't touch it before selling it.
     
  5. May 17, 2012 at 1:40 PM
    #5
    pbcolt

    pbcolt [OP] Well-Known Member

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    Thanks OZ...I did have a little unexpected $ come my way, but that doesn't mean I need to spend all or most of it just to get new.






    ..or does it? :cool:
     
  6. May 17, 2012 at 1:42 PM
    #6
    Zombie Runner

    Zombie Runner Are these black helicopters for me?

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    Ive seen used taco's selling for more than what I paid for mine brand new.
     
  7. May 17, 2012 at 1:43 PM
    #7
    OZ-T

    OZ-T Quite an experience to live in fear , isn't it ?

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    What I meant was , personally , if I could afford new , that's what I would get .

    and I did :)
     
  8. May 17, 2012 at 1:45 PM
    #8
    pbcolt

    pbcolt [OP] Well-Known Member

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    Yeah no kidding, I have especially seen non-toyota dealers selling used tacos for 2k more than new msrp. What are they thinking?

    Ha got ya man, that's probably what I will end up doing too. Getting the $1000 for college grad is also a nice bonus
     
  9. May 17, 2012 at 1:45 PM
    #9
    dexterdog

    dexterdog My pee parts itch

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    You have more negotiating room with used inventory. The nice thing about certified pre owned is even if the vehicle is past 3yr/36k you get a 12month/12k mile comprehensive warranty plus the remainder of the powertrain warranty. You also have the option to buy an extended warranty through Toyota Financial and current financing rates apply as well.
     
  10. May 17, 2012 at 2:28 PM
    #10
    bjmoose

    bjmoose Bullwinkle J. Moose

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    It's not all about cost.

    There is a *much* bigger selection among new vehicles.

    So, if you just want e.g. an SR5 PreRunner access cab, you can probably find one used.

    Similarly, a TRD Offroad with V6 and auto - that's pretty common, but you won't get to pick your color.

    Bit if you want a less common configuration (e.g. reg cab 4x4, TRD Sport w/6speed, Double-Cab-LongBed, or you want to pick a specific color, you either need to buy new, or wait on the used market and *hope* that the seller is asking a reasonable price, because sometimes, as you know, sellers will ask an unrealistic price, and from a buyer's perspective, that truck might as well not even be on the market at all.
     
  11. May 17, 2012 at 2:30 PM
    #11
    OZ-T

    OZ-T Quite an experience to live in fear , isn't it ?

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    So true

    I liked new because I could order the exact truck I wanted .
     
  12. May 17, 2012 at 2:34 PM
    #12
    BrokenTusk

    BrokenTusk I support a velociraptor free workplace.

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    In 2010 I bought my used 07 Taco with 32,000 km's on it. I got a good deal on pricing though. But now kinda wishing I had bought a new 2010, I want the bluetooth stereo features :(
     
  13. May 17, 2012 at 2:50 PM
    #13
    pbcolt

    pbcolt [OP] Well-Known Member

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    I definitely understand what you're saying. Ideally I would like a 4x4 Double Cab Long-Bed TRD Sport in Baracelona Red. The only used ones I have found have been in silver streak or magnetic grey. I could compromise and buy one of those, but I would hate to be kicking myself in a year or two for not spending the extra 10 percent to get what I REALLY want
     
  14. May 17, 2012 at 2:54 PM
    #14
    DriverSound

    DriverSound Señor Member

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    Usually the interest rates for new is a lower than a used one making monthly payments pretty close to each other. Sometimes, even zero % interest on new.
     
  15. May 17, 2012 at 2:58 PM
    #15
    jtav2002

    jtav2002 Kenny Fuckin Powers

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    This.

    For me when I was looking, the used Tacoma's I were looking at were no less than $21-$22k at the time vs the $28k or so they wanted new for the new truck I got. I just couldn't see spending over 20k for a used vehicle when the new one was less than 10k more. Obviously it comes down to what you can afford naturally.
     
  16. May 17, 2012 at 3:01 PM
    #16
    jjew18

    jjew18 the Nightman cometh!

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    Added extra awesomeness to its original awesomeness.
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  17. May 17, 2012 at 3:08 PM
    #17
    Rupp1

    Rupp1 Well-Known Member

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    I paid just under 29k out the door for mine in Jan. '06. But I'm not complaining.

    [​IMG]
     
  18. May 17, 2012 at 3:08 PM
    #18
    Tuctaco

    Tuctaco Well-Known Member

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    This is the exact reason I bought new.
     
  19. May 17, 2012 at 3:09 PM
    #19
    mcdowell

    mcdowell My name is Mudd

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    When your wife works for Toyota and you get cost. The sales manager had to make the sale at the dealership due to salesman didnt make anything from me either.
     
  20. May 17, 2012 at 4:13 PM
    #20
    jandrews

    jandrews Carolina Alliance Southwest Region Ambassador

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    New NEVER makes financial sense, because motor vehicles are depreciating assets with maintenance costs. They cannot make you money.

    New ONLY makes sense when an advantage not offered by another option carries enough subjective value to the buyer.

    /thread.
     
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