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AZ BS Thread 4²0

Discussion in 'Arizona' started by Brian007Taco, May 12, 2016.

  1. Jul 18, 2019 at 7:09 AM
    llibrm

    llibrm OH NOOOOOO!

    Joined:
    Aug 1, 2012
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    #83890
    Messages:
    4,954
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    Male
    First Name:
    Bill
    Winthrop, WA &Convection Oven, AZ
    Vehicle:
    06 DCSB, 06 LC120 (sold)
    Pelfreybilt Aluminum Bumper, KING 2.5 on all four corners, 4x4 illuminated switch, Cobra 75 w/ 3' Firestick, 2M/ 70cm Radio w/ Diamond NR770HB, Pelfreybilt bed bar, Lightforce Stiker 170s, BD 20" OnX6, BD S2 ditch lites on SDHQ mounts, BD SAE Fogs
    OK. My paint guy is at 19th and Peoria. Full Circle Autobody. Tony and Lisa have been taking care of my entire family for over ten years. We trust them with all our vehichles, even the toys.

    We've been with Farmers for years. Started with renters and then when we purchased our house the change was so simple. USAA and State Farm cannot touch our coverage. They can save us money, but it's not apples to apples coverage.
     
  2. Jul 18, 2019 at 7:25 AM
    cromag27

    cromag27 THE insurance expert - licensed in all 50 states

    Joined:
    Jul 10, 2018
    Member:
    #258888
    Messages:
    973
    Gender:
    Male
    First Name:
    dexter morgan (matt)
    phx-ish
    Vehicle:
    2011 trd off road dcsb
    before you even start looking for companies, you need to gather a bunch of important information that can help do quotes, and possibly save money.

    know what your current coverages are for renters. the coverages on your parent’s auto policy may not matter because you’ll most likely want different coverages. but it’s good to have a plan for those as well. you’ll at least want to know if you’re currently in their policy, how long you’ve been on it and the policy number

    order a copy of your mvr record. this will have any accidents, violations and sometimes accidents.

    order a copy of your clue report from lexisnexis. this will have any accidents and comp claims.

    all of this information may be asked of you when quoting. the more accurate you are, the more accurate and even cheaper your price can be.

    just be prepared to pay a higher premium on your own no matter what company you go with.

    have questions, ask me. i work for progressive direct and have experience in sales, service, claims and underwriting. i know how it all works and what can save you money.
     
  3. Jul 18, 2019 at 8:36 AM
    Chipskip

    Chipskip N7MCS

    Joined:
    Aug 31, 2010
    Member:
    #42519
    Messages:
    11,605
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    Male
    First Name:
    Chip
    Green Ridge, MO
    Vehicle:
    07 Tundra
    Love them, you can waffle lots of things
    I do it, I don't care what you do or think about it
    Proper.... thats a bottle, not a can, right?
    Just the tip
    NTCC? Why waste money on college?
    Go to the website and fallow the directions
    Debt is a con, cash is pro.

    Honestly, I don't care what anyone else things. I am old enough that other peoples' opinion of me doesn't matter to me. I do my job, I take care of my family, and I spend my money on what I want. Everything else is BS.
     
  4. Jul 18, 2019 at 8:37 AM
    llibrm

    llibrm OH NOOOOOO!

    Joined:
    Aug 1, 2012
    Member:
    #83890
    Messages:
    4,954
    Gender:
    Male
    First Name:
    Bill
    Winthrop, WA &Convection Oven, AZ
    Vehicle:
    06 DCSB, 06 LC120 (sold)
    Pelfreybilt Aluminum Bumper, KING 2.5 on all four corners, 4x4 illuminated switch, Cobra 75 w/ 3' Firestick, 2M/ 70cm Radio w/ Diamond NR770HB, Pelfreybilt bed bar, Lightforce Stiker 170s, BD 20" OnX6, BD S2 ditch lites on SDHQ mounts, BD SAE Fogs
    I love waffles and have two waffle makers. One makes circus shapes and the other is a traditional Belgian style. The bourbon barrel syrup from Costco is amazing.
     
  5. Jul 18, 2019 at 8:42 AM
    cromag27

    cromag27 THE insurance expert - licensed in all 50 states

    Joined:
    Jul 10, 2018
    Member:
    #258888
    Messages:
    973
    Gender:
    Male
    First Name:
    dexter morgan (matt)
    phx-ish
    Vehicle:
    2011 trd off road dcsb
    you want me to go there? because i will. seriously. i know how to dispute items on credit reports and i know all about debt/credit/collections, etc. :D
     
  6. Jul 18, 2019 at 8:58 AM
    Mike330R

    Mike330R Well-Known Member

    Joined:
    Jun 23, 2011
    Member:
    #58757
    Messages:
    4,110
    Far West Phoenix
    Vehicle:
    '16 DC Offroad w/ stuff
    Facts:
    The more credit cards you have with low balances the better your credit score is.

    The more you use the card for good means you have more goods.

    USAA may or may not offer credit cards

    I like turtles.
     
    BillW, signalbobby, Chipskip and 2 others like this.
  7. Jul 18, 2019 at 9:11 AM
    cromag27

    cromag27 THE insurance expert - licensed in all 50 states

    Joined:
    Jul 10, 2018
    Member:
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    Messages:
    973
    Gender:
    Male
    First Name:
    dexter morgan (matt)
    phx-ish
    Vehicle:
    2011 trd off road dcsb
    and the length of time you’ve had your cards. but more is not always better because when you get new cards, your average credit card history in years/months will be lowered. that’s not a huge part of your fico score, however.

    the best thing you can do is pay off all card balances. and if you have collection accounts, don’t even bother paying them off unless you’re forced to in order to get a mortgage or something.

    i have a turtle.
     
  8. Jul 18, 2019 at 9:12 AM
    Daria

    Daria Can I pet your dog? Moderator

    Joined:
    Nov 3, 2015
    Member:
    #168578
    Messages:
    28,953
    Dodging tumbleweeds
     
    BillW, Chipskip and cromag27 like this.
  9. Jul 18, 2019 at 9:36 AM
    MrMccrackin

    MrMccrackin Well-Known Member

    Joined:
    Nov 21, 2017
    Member:
    #236566
    Messages:
    1,036
    Gender:
    Male
    First Name:
    Chris
    Gilbert, AZ
    Vehicle:
    2004 TRDOR PreRunner, 2017 MGM TRDOR 4x4
  10. Jul 18, 2019 at 1:12 PM
    Mike330R

    Mike330R Well-Known Member

    Joined:
    Jun 23, 2011
    Member:
    #58757
    Messages:
    4,110
    Far West Phoenix
    Vehicle:
    '16 DC Offroad w/ stuff
    You aren’t sick of being schooled while driving the ‘stang? ;)
     
    DevilDocAZ and Dudeman86 like this.
  11. Jul 18, 2019 at 1:15 PM
    Dudeman86

    Dudeman86 Well-Known Member

    Joined:
    Jun 5, 2016
    Member:
    #188820
    Messages:
    799
    Gender:
    Male
    Scottsdale, AZ
    Vehicle:
    2016 Black DCLB OR
    Solid burn :bananadead:
     
  12. Jul 18, 2019 at 1:23 PM
    OnePuttBlunder

    OnePuttBlunder Well-Known Member

    Joined:
    Aug 14, 2018
    Member:
    #262794
    Messages:
    3,827
    Gender:
    Male
    First Name:
    Matt
    AZ
    Vehicle:
    2018 TRD Offroad DCSB Premium +GFC
  13. Jul 18, 2019 at 1:27 PM
    phx13

    phx13 Well-Known Member

    Joined:
    Oct 18, 2015
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    #167036
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    4,546
    Gender:
    Male
    First Name:
    Rob
    Vehicle:
    2015 DCSB TRD O/R
    MT stuff, RTT stuff, the usual.
    Whats the best pharmacy to go to down in Rocky Point? Need to get some keflex, but what else would y'all recommend on stocking up on?
     
  14. Jul 18, 2019 at 2:17 PM
    OnePuttBlunder

    OnePuttBlunder Well-Known Member

    Joined:
    Aug 14, 2018
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    #262794
    Messages:
    3,827
    Gender:
    Male
    First Name:
    Matt
    AZ
    Vehicle:
    2018 TRD Offroad DCSB Premium +GFC
    Meant to tag you
     
    MaverickTRD[QUOTED] likes this.
  15. Jul 18, 2019 at 4:19 PM
    MrMccrackin

    MrMccrackin Well-Known Member

    Joined:
    Nov 21, 2017
    Member:
    #236566
    Messages:
    1,036
    Gender:
    Male
    First Name:
    Chris
    Gilbert, AZ
    Vehicle:
    2004 TRDOR PreRunner, 2017 MGM TRDOR 4x4
    It’s one of my FIL’s favorite movies, we will be taking him!
     
  16. Jul 18, 2019 at 4:25 PM
    Chipskip

    Chipskip N7MCS

    Joined:
    Aug 31, 2010
    Member:
    #42519
    Messages:
    11,605
    Gender:
    Male
    First Name:
    Chip
    Green Ridge, MO
    Vehicle:
    07 Tundra
    I saw the original 56 times in the theater.... not much else to do as a Kid in Kingman in the 80s.
     
    Snaeper and DevilDocAZ like this.
  17. Jul 18, 2019 at 5:34 PM
    snowsk8air2

    snowsk8air2 how hard can it be?

    Joined:
    Sep 16, 2011
    Member:
    #63607
    Messages:
    10,539
    Gender:
    Male
    First Name:
    Ryan
    Flagstaff, AZ
    Vehicle:
    Supercharged TX Pro
    2011 S/C and basic mods
    Well, we made it off the rubicon in one piece. Holy hell was it awesome and fun. I was the newest Toyota on the trail by almost 20 years and the only ifs rig we saw.

    Trail damage includes:
    Small scratch to drivers door
    Small scratch to front fender
    1 busted tail light
    Dented lca
    Bent carrier bearing mount (will need to remake and replace carrier bearing/ probably replace drive shaft)
    Bent sliders (rear doors won’t open)

    Pictures to come after collaborating with friends to get them all.
     
  18. Jul 18, 2019 at 6:22 PM
    Enjoihavok

    Enjoihavok Never Forget Z.S.

    Joined:
    Mar 28, 2015
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    #151992
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    7,618
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    Male
    First Name:
    Erik
    Chandler, AZ
    Vehicle:
    2021 Tundra Pro
    It’s going to suck when he Writes back and says “new phone who dis” then ignores you.
     
    MaverickTRD and DevilDocAZ like this.
  19. Jul 18, 2019 at 6:30 PM
    Nitori

    Nitori Well-Known Member

    Joined:
    May 3, 2016
    Member:
    #186058
    Messages:
    4,885
    Maricopa AZ
    Vehicle:
    2021 T4R SR5
    did my own half ass white man's rain dance, wash bay I used had no functioning dryer so I just accepted my fate and now I have water spots like crazy.

    wash civic.jpg

    Still can't get enough of this blue...:D
     
    StillNoPickles and Mike330R like this.
  20. Jul 18, 2019 at 6:56 PM
    tperks

    tperks Active Member

    Joined:
    Oct 2, 2017
    Member:
    #231767
    Messages:
    35
    Gender:
    Male
    First Name:
    Tyler
    Vehicle:
    2017 Tacoma TRD Off-Road; Quicksand
    I'm new to AZ, I've been here 3 weeks. I also like turtles. Also Tacomas. I need to look into glass coverage apparently.

    Hi. lol.
     

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