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Bank of America

Discussion in 'Off-Topic Discussion' started by IamJorgeEdward, Jun 20, 2010.

  1. Jun 20, 2010 at 7:22 AM
    #1
    IamJorgeEdward

    IamJorgeEdward [OP] Well-Known Member

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    Long story short, My gf Bank of America acct is overdrafted but I have the money to fix the problem. Does anyone know that if a PMT is Processing and NOT cleared will be she charged the Overdraft fees? BOA cx service number is closed so i cant call them. THANKS
     
  2. Jun 20, 2010 at 7:24 AM
    #2
    Johnny M50

    Johnny M50 Well-Known Member

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    Persoanally I deplore BOA. but you can make an "instant" payment, for a cost to them, it used to be $10.00. You do have to do this via internet, hope that helps.
     
  3. Jun 20, 2010 at 7:27 AM
    #3
    IamJorgeEdward

    IamJorgeEdward [OP] Well-Known Member

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    what do you mean?explain? i have the cash and just need to deposit it
     
  4. Jun 20, 2010 at 7:29 AM
    #4
    WhatThePho?

    WhatThePho? Greg Graffin 2016

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    She will be charged, Also if you go down to a branch and talk with them, They might be able to waive the Overdraft fees.

    Look on her online banking and it will show everything that is charged or posted.
     
  5. Jun 20, 2010 at 7:30 AM
    #5
    DDD

    DDD Shine bright like a hymen

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    Yes, she will be charged the Overdraft Fee.
     
  6. Jun 20, 2010 at 7:30 AM
    #6
    BradleyScottETC

    BradleyScottETC Class IV Category 8 Elite VIP Member (Only)

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    my experience with BOA is that if there is any doubt wether or not you are going to be charged a fee, you are. :ballchain:
     
  7. Jun 20, 2010 at 7:33 AM
    #7
    ChompsterTacoma

    ChompsterTacoma Well-Known Member

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    Speaking from experience. I believe BOA gives you up to five fee waiver. Call them and tell them you thought you have funds in there and what they can do to help. And they will offer to waive the fee. And yes stay away from BOA. When you have funds in there and swipe your card, it will take a day or two for them to withdraw. But when you have little to nothing in there and swipe it. It's overdraft within a few minute. I have experience that. And so as everybody else I know. Good luck
     
  8. Jun 20, 2010 at 10:59 AM
    #8
    cummins6speed

    cummins6speed Well-Known Member

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    This. BofA is the devil. As are all big banks. Its all about the local credit unions
     
  9. Jun 20, 2010 at 11:05 AM
    #9
    sirwamz

    sirwamz Well-Known Member

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    Yup!!!!!!!:)

    As for your question, try going to your local branch and maybe they work with you.
     
  10. Jun 20, 2010 at 11:10 AM
    #10
    Tacodog

    Tacodog Well-Known Member

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    Boa = pos.
     
  11. Jun 20, 2010 at 11:47 AM
    #11
    calaniz0312

    calaniz0312 Well-Known Member

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    I don't know about BOA, but I bank with capital one. With capital one if the payment is still processing and I deposit the money before the payment clears then no overdraft fee. As soon as the payment clears and if i'm in overdraft, then I will be charged an overdraft fee.
     
  12. Jun 20, 2010 at 1:09 PM
    #12
    WhatThePho?

    WhatThePho? Greg Graffin 2016

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    From My experience Bank Of America has been good to me, From what my friends tell me he's been screwed over by his credit union Multiple times.
     
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