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Blacked out tail lights and insurance !

Discussion in 'General Automotive' started by bobby15, Sep 6, 2010.

  1. Sep 6, 2010 at 9:36 PM
    #1
    bobby15

    bobby15 [OP] Well-Known Member

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    Chino Hills, Ca
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    tint, Fox 2.5 coilovers, Total Chaos UCAs, bump stops, fox 2.0 piggybacks, All-Pro leaf pack, Nitto Trail Grapplers, Robby Gordon signature series rims, Magnaflow exhaust, Gen 1 TRD cai, blacked out tails, halo head lights, flood lights behind the grill, Street scene grille,L.E.D. dome, map and license plate lights, HID's in the headlights and fog lights, Kenwood touchscreen head unit, fog light mod, vinyl rapped valence, plasti dipped badges ..more to come
    Is it true if you have your tail lights tinted/painted and get rear ended your insurance will not cover it?
     
  2. Sep 6, 2010 at 9:43 PM
    #2
    Brunes

    Brunes abides.

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    DC or New Jersey - Depends on the day....
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    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    It's entirely possible...You will at least have a fight on your hands. The insurance company can say "The blame is 50-50...Our client was following too close and you made it impossible to see your brake lamps. So everyone pay for your own and go on your merry way." At which point you and your insurer have to take the other company to court and hope it works out in your favor.

    I've also heard horror stories about getting harrassed for stupid little things like that in CA...
    Your truck tho..Your call.
     
  3. Sep 6, 2010 at 9:44 PM
    #3
    bobby15

    bobby15 [OP] Well-Known Member

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    09 DC LB 4x4 magnetic grey tacoma
    tint, Fox 2.5 coilovers, Total Chaos UCAs, bump stops, fox 2.0 piggybacks, All-Pro leaf pack, Nitto Trail Grapplers, Robby Gordon signature series rims, Magnaflow exhaust, Gen 1 TRD cai, blacked out tails, halo head lights, flood lights behind the grill, Street scene grille,L.E.D. dome, map and license plate lights, HID's in the headlights and fog lights, Kenwood touchscreen head unit, fog light mod, vinyl rapped valence, plasti dipped badges ..more to come
    Thanks very helpful information, appreciate it.
     
  4. Sep 6, 2010 at 9:50 PM
    #4
    Brunes

    Brunes abides.

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    DC or New Jersey - Depends on the day....
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    No worries man!!
     
  5. Sep 9, 2010 at 10:35 AM
    #5
    jrdbrn

    jrdbrn Borne Fishing

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    In Louisiana, if someone hits you in the back, they're following too close. Black and white text right there. No ifs, ands, or buts. Found that out the hard way.
     
  6. Sep 9, 2010 at 12:19 PM
    #6
    Brunes

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    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    That only applies to the ticket tho...They will get cited for following to closely. That doesn't mean the insurance companies won't fight about it and/or divide up the blame.
     
  7. Sep 9, 2010 at 12:25 PM
    #7
    Incognito

    Incognito μολὼν λαβέ

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    X2, good explanation Brunes.
     
  8. Sep 10, 2010 at 6:51 AM
    #8
    pipelayer_99

    pipelayer_99 Well-Known Member

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    I work for an insurance company, if you get rear ended it will be the other persons fault. Following too close and failure to maintain safe following distance. If the tail lights aren't working it could be a different story.
     
  9. Sep 10, 2010 at 6:58 AM
    #9
    Brunes

    Brunes abides.

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    DC or New Jersey - Depends on the day....
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    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    I don't agree with your blanket statement. No company wants to pay out...so they will look for any way to divide up blame. Usually it means that a client needs to say something like "his taillights were all black" or have the police mention it in the report, but they'll investigate it. I've seen it attempted before several times. Maybe not every time an accident happens- but plenty often enuf.
     
  10. Sep 13, 2010 at 10:47 AM
    #10
    pipelayer_99

    pipelayer_99 Well-Known Member

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    If you are rear ended it's not going to be your fault. Insurance companies don't divide liability on a rear end accident. Some "cheap" insurance companies might try to get out of paying but any of the big ones will pay for it right away.
    If it's a intersection (t-bone) or parking lot backed into each other accident they will divide the liability, depending on the state it happened in.
     
  11. Sep 13, 2010 at 12:42 PM
    #11
    LVTacoma

    LVTacoma Well-Known Member

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    So long as you can see the reflectors in ambient light within the housing, its legal.
     
  12. Sep 13, 2010 at 2:17 PM
    #12
    Brunes

    Brunes abides.

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    Legal definitions are different state to state...Gotta check for your local area.
     
  13. Sep 13, 2010 at 8:39 PM
    #13
    05 X-Runner

    05 X-Runner Murdered X

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    HVM C/F X-Runner badge 1 of 6 made,P/C'ed black rims,Blacked out Billet Grill,BLHM,HID's,Tinted tail covers, Fog light mod,BFLM,C2C Black eyelids,,C2C 1.75" Front drop 2" rear,C2C Hoodstruts,URD Shortshifter,URD T-CAI.Custom Coupe shiftball, NST Manifold Spacer.. 07 TRD Sport Super White,De-badged,White headlight Mod,Fog light mod,White tail light mod,C2C white eyelids, C2C hood struts
    Since i went for the blacked look on my X and didnt want to tint my tails my buddy lenore got me a set of these for my b-day a couple years ago, there made by lund there stuck on with velcro, she said she got them off e-bay but she wouldnt say how much

    [​IMG]
    [​IMG]
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