1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Buy a house now? Or trailer now, house later?

Discussion in 'Stocks & Investments' started by gupster88, Apr 19, 2013.

?

Buy trailer now? Or house later

  1. Buy trailer now, save up some, sell it, buy a house later

    18 vote(s)
    20.5%
  2. Screw the trailerhood life, save up now, buy house sooner

    65 vote(s)
    73.9%
  3. You tell me

    5 vote(s)
    5.7%
  1. May 19, 2013 at 5:02 PM
    #101
    OZ-T

    OZ-T All of those moments....will be lost.....in time

    Joined:
    Dec 15, 2009
    Member:
    #27584
    Messages:
    22,109
    Gender:
    Male
    First Name:
    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    Dafuq is PMI ?
     
  2. May 19, 2013 at 5:08 PM
    #102
    triplejjj

    triplejjj Pictographer

    Joined:
    Apr 4, 2013
    Member:
    #101330
    Messages:
    231
    Gender:
    Male
    First Name:
    Jerry
    Florida
    Vehicle:
    2013 XSP-X 4X4
    LoPro QT, Toyota Bed Mat, Husky Liners, ScanGauge, WeatherTech Deflectors, Drop in Billet Grill, Train Horns, PanoFlex Window Tint, Viper Alarm, Remote Start, Console Vault,
    In another year prices will be higher but option a is a sweet deal.
     
  3. May 19, 2013 at 5:08 PM
    #103
    joneill03

    joneill03 Look away, I'm hideous!

    Joined:
    Oct 26, 2009
    Member:
    #24912
    Messages:
    3,353
    Gender:
    Male
    First Name:
    Johnny-5
    Chantilly, VA
    Vehicle:
    Silver 2010 OR
    Primary mortgage insurance?
     
  4. May 19, 2013 at 8:07 PM
    #104
    gupster88

    gupster88 [OP] Well-Known Member

    Joined:
    May 2, 2009
    Member:
    #16692
    Messages:
    3,757
    Gender:
    Male
    First Name:
    Brett
    Almost Heaven
    Vehicle:
    '10 Barcelona Red DCSB O/R
    OME 884s, Bilstein 5100s, Wheelers 1.5" AAL, Level 8 Guardians, 5% window tint on rear windows
    If you don't put 20% don't or don't have 20% equity in your house you have to pay that as a "just in case you foreclose" situation.
     
  5. May 19, 2013 at 8:09 PM
    #105
    OZ-T

    OZ-T All of those moments....will be lost.....in time

    Joined:
    Dec 15, 2009
    Member:
    #27584
    Messages:
    22,109
    Gender:
    Male
    First Name:
    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    Oh , I see

    We have a similar option
     
  6. May 20, 2013 at 12:08 AM
    #106
    EricTheRed

    EricTheRed Damn dirty Swede

    Joined:
    Jan 19, 2013
    Member:
    #95566
    Messages:
    183
    Gender:
    Male
    First Name:
    Eric Sven
    Kelowna, BC
    Vehicle:
    Five lugs of might and fury
    BHLM, General Grabber A/T2 235/75R15 on stockers, Magnaflow 11225, Tonneau cover, Pop 'n Lock, Lots of dog hair...
    Yep. CMHC. :rant:
     
  7. May 20, 2013 at 2:31 PM
    #107
    Fenwick1993

    Fenwick1993 Hillbilly

    Joined:
    Sep 1, 2012
    Member:
    #85996
    Messages:
    3,135
    Gender:
    Male
    First Name:
    Fenwick
    Chesapeake, VA
    Vehicle:
    Stonewall Jackson, '96 Xtracab, rebuilt motor
    Full rebuild short of machine work, mean green motherfucker! Lime green block, hand-polished valve cover, and stickers! Too broke for real mods right now. Stonewall is my baby, but he's also a work truck.
    Depends on how bad you really want that extra room. If you really can't stand living in the apartment because there's not enough room, go for the trailer. If it's bearable, stay. Personally, though the trailer bit sounds like a good idea, I would stay in the apartment.
     
  8. May 20, 2013 at 7:25 PM
    #108
    gupster88

    gupster88 [OP] Well-Known Member

    Joined:
    May 2, 2009
    Member:
    #16692
    Messages:
    3,757
    Gender:
    Male
    First Name:
    Brett
    Almost Heaven
    Vehicle:
    '10 Barcelona Red DCSB O/R
    OME 884s, Bilstein 5100s, Wheelers 1.5" AAL, Level 8 Guardians, 5% window tint on rear windows
    Well here is an update. I am currently doing a little remodeling to the trailer. I'm glad I went this route, stay as much out of debt and be able to save some money! Thanks for all yall's opinions!
     
  9. May 21, 2013 at 5:46 AM
    #109
    hetkind

    hetkind Well-Known Member

    Joined:
    Feb 7, 2011
    Member:
    #50679
    Messages:
    1,514
    Gender:
    Male
    First Name:
    Howard
    Johnson City
    Vehicle:
    2011 SR5 Access Cab, white with Leer Cap
    bilstein set at 1.75, Racho 5000 rear with 4 leaf kit, floor mats, high lift jack, pull hook in hitch, bed rail corner braces, severe duty brake pads and devil horns on the grill....
    Congrats, I think you made the correct decision...

    Howard
     
  10. May 21, 2013 at 6:33 AM
    #110
    Janster

    Janster Old & Forgetful

    Joined:
    Mar 25, 2007
    Member:
    #1138
    Messages:
    13,619
    Gender:
    Female
    First Name:
    Jandy
    Lancaster, PA
    Vehicle:
    2007 4.0L 4x4 TRD Sport Access Cab A
    Advantage Torza top (tri-fold), Husky floor mats, RuffTuff seat covers, C2C hood struts, Homelink mirror, USA Spec PA15-Toy (120gig Classic & 8gig nano), Garmin Nuvi 660, Protecta Bed mat, Pop-n-lock, TSB Springs, Scangauge II, Heated drivers seat, Fumoto drain valve, Aries pushbar, PIAA 540 fog lights, Hood scoop grahics, Flowmaster 50 series dual catback exhaust, RainX Latitude windshield wipers, Husky rear floor liner (ontop of folded down seats). Console Vault.
    X2

    Sixteen years ago when we bought our house - we only had like 5% to put down on our house. The loan was 135K and it was our first home. We had to pay $85 a month PMI insurance.

    Once you've paid off 20% mortgage to value - you can call the bank and have them remove the PMI insurance charge. The bank will never call you. You need to be aware of 'when' you reach that point.

    The fact you're loosing money every month does suck. However - getting into a house VS waiting and waiting and waiting to save up 20% is hard to do. We paid the PMI insurance for up to 5 years (can't remember). Our house was paid off in 15. I honestly can't complain about the PMI.
     
  11. May 21, 2013 at 8:53 AM
    #111
    OZ-T

    OZ-T All of those moments....will be lost.....in time

    Joined:
    Dec 15, 2009
    Member:
    #27584
    Messages:
    22,109
    Gender:
    Male
    First Name:
    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
To Top