1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Buy the one I want or settle for less expensive???

Discussion in '1st Gen. Tacomas (1995-2004)' started by Toyota Tacoma, Jul 11, 2011.

  1. Jul 11, 2011 at 8:21 PM
    #1
    Toyota Tacoma

    Toyota Tacoma [OP] Well-Known Member

    Joined:
    Aug 9, 2010
    Member:
    #41439
    Messages:
    727
    Gender:
    Male
    First Name:
    Brady
    Kelowna, bc
    Vehicle:
    dbl cab long box
    Suspension: -Bilistien 5100's all around -Add a leaf -Firestone ride rite air bags Performance: -K&N cold air -Borla cat back Stereo: -Pioneer AVH-X2500BT head unit -Kenwood 1400 shallow mount 12'' sub in custom box -Alpine 1100 amp -Alpine 400 4 channel -4 energy component 6.5's Wheels/tires: -17x9 with 4.5 backspacing XD hoss rims with 33'' bfTreadwright gaurd dogs and spidertrax spacers Looks: -Satoshi grille made by myself -Hood, front bumper, grille, roof, tailgate and rear bumper plasti-dipped. -BHLM -eyelids -matted out tailights -Tacoma bed mat Small mods : -Trailer 7 pin replaced and moved into bumper beside licence plate -Removed mud flaps -Repainted frame/lower a-arms, skid and rear diff/housing with por15 -Led bulbs -Interior lights replaced with blue led's -Beep on lock added
    Im looking at an 04 tacoma, great shape, new tires, 125k miles, 4x4 etc. Its exactly what I want but 3k more than I have.

    Do I get a loan for the 3k and get the perfect truck or settle with a less expensive truck??

    Heres a pic of the one I want:
    [​IMG]
     
  2. Jul 11, 2011 at 8:25 PM
    #2
    OffroadToy

    OffroadToy This ain't Dodge City, and you ain't Bill Hickok

    Joined:
    Sep 12, 2009
    Member:
    #22680
    Messages:
    5,260
    Gender:
    Male
    Vehicle:
    07 TRD OFFROAD 4x4 VSC/TRAC/DAC/HAC
    snugtop, piaa, weathertech, westin, oem bed mat, trd seat covers, avs inchannel vent visors, 2" suspension lift, front diff drop, rear differential breather extension, oil filter drain hose, a/c drain hose extention & reroute, front window tint, cat theft protection plate, tailgate clamp mod, xpel headlight/foglight protecters, oem block heater, bfg 265/75R/16 a/t k/o's, cabin air rodent protection screen, rcbs illuminated 4X4 switch mod
    Get the one you want, otherwise you'll always wish you had.
     
  3. Jul 11, 2011 at 8:29 PM
    #3
    45acp

    45acp Paint me back in Wyoming again...

    Joined:
    Aug 9, 2009
    Member:
    #20861
    Messages:
    6,481
    Gender:
    Male
    First Name:
    Jonathan
    Boring, Wisconsin
    Vehicle:
    bone stock / unmolested 04 2.7L
    Yup. Do it right the first time.:D
     
  4. Jul 11, 2011 at 8:31 PM
    #4
    Khaos

    Khaos Big Member

    Joined:
    Feb 4, 2008
    Member:
    #4570
    Messages:
    6,495
    Gender:
    Male
    First Name:
    Bryant
    Tallahassee FL
    Vehicle:
    2005 Prerunner TRD Off Road
    265/75/16 BFG A/T, 18" Magnaflow, K&N Intake Filter, Ultra-Gauge, Kobalt Toolbox, Metal Tail Light Guards, Cobra 19 and 4ft fiberglass antenna, Plasti dipped Badges/lower valance/rear bumper/grill/bullbar/ac controls, black DIN kit, JVC KD-X40, Wet Suit Seat Covers
    When you're spending that kind of money, it's worth it to get what you really want. Otherwise you've spend thousands of dollars on whats second best.
     
  5. Jul 11, 2011 at 8:33 PM
    #5
    yotamikez

    yotamikez Street glide or die

    Joined:
    Nov 27, 2010
    Member:
    #46777
    Messages:
    3,594
    Gender:
    Male
    First Name:
    Mike
    Valrico
    Vehicle:
    04 civic & 08 Street glide
    Agree with everyone get the one you want. And if your pulling out a loan for 3k the payments on that wont be shit.
     
  6. Jul 11, 2011 at 8:34 PM
    #6
    SurfInferno

    SurfInferno Dont be stupid, its not smart.

    Joined:
    Feb 14, 2010
    Member:
    #31393
    Messages:
    2,770
    Gender:
    Male
    First Name:
    Dylan
    Vehicle:
    2015 trd offroad
    talk him down
     
  7. Jul 11, 2011 at 8:35 PM
    #7
    HIYota

    HIYota Well-Known Member

    Joined:
    Apr 12, 2011
    Member:
    #54813
    Messages:
    1,610
    Gender:
    Male
    First Name:
    Angel
    O'Fallon, IL originally Kauai, HI
    Vehicle:
    09 Silver 6 spd TRD Sport DCSB 4x4
    Fox 2.5 ext travel coilovers w/700# King Coils, Desert Products uniball UCAs, AllPro 3" leafs, Fox rear resi's, ext brake lines, Weathertech digifits front and back, B.A.M.F. sliders & LCA skids, full set of ATO skids, Aero Turbine 2525XL, LED dome, map and license plate lights, URD Short Throw Shifter, Brute Force Fab front plate bumper, Satoshi, BlueInstinct console and door handle covers, TRS D2S HID retrofit, aFe Pro dry-s air filter, TonnoPro Tonneau cover, Pop&Lock, Yellow wire mod, Wet Okole seat covers, 17" SCS SR8 rims, 50" radius LED lightbar mounted with RelentlessFab mounts, ComeUp Winch, more to come.
    I'd get the truck you want unless the $3k loan is going stress your budget.
     
  8. Jul 11, 2011 at 8:35 PM
    #8
    PkTaco

    PkTaco Well-Known Member

    Joined:
    Sep 12, 2010
    Member:
    #43154
    Messages:
    864
    Gender:
    Male
    First Name:
    David
    Zanesville Ohio
    Agreed with everyone else. How much is that one?
     
  9. Jul 11, 2011 at 8:42 PM
    #9
    Toyota Tacoma

    Toyota Tacoma [OP] Well-Known Member

    Joined:
    Aug 9, 2010
    Member:
    #41439
    Messages:
    727
    Gender:
    Male
    First Name:
    Brady
    Kelowna, bc
    Vehicle:
    dbl cab long box
    Suspension: -Bilistien 5100's all around -Add a leaf -Firestone ride rite air bags Performance: -K&N cold air -Borla cat back Stereo: -Pioneer AVH-X2500BT head unit -Kenwood 1400 shallow mount 12'' sub in custom box -Alpine 1100 amp -Alpine 400 4 channel -4 energy component 6.5's Wheels/tires: -17x9 with 4.5 backspacing XD hoss rims with 33'' bfTreadwright gaurd dogs and spidertrax spacers Looks: -Satoshi grille made by myself -Hood, front bumper, grille, roof, tailgate and rear bumper plasti-dipped. -BHLM -eyelids -matted out tailights -Tacoma bed mat Small mods : -Trailer 7 pin replaced and moved into bumper beside licence plate -Removed mud flaps -Repainted frame/lower a-arms, skid and rear diff/housing with por15 -Led bulbs -Interior lights replaced with blue led's -Beep on lock added
    I have 11k and Iv talked him down to 14, Its the truck exact truck I want so I guess 3k will be worth it in the long run.
     
  10. Jul 11, 2011 at 8:53 PM
    #10
    Drew5387

    Drew5387 You can't fix stupid

    Joined:
    Mar 12, 2011
    Member:
    #52873
    Messages:
    360
    Gender:
    Male
    First Name:
    Drew
    Kansas
    Vehicle:
    03 PreRunner SR5 DC Black
    Raptor Style Grill, KC Highlight Spot Beams, 2.5% Window Tint, Kenwood Touchscreen Head Unit, Train Horn, Tinted Tail Lights, Retrofit Source Projectors with Halos, BHLM, LED Fog Lights, 40" LED Light Bar, 33" Cooper STT Tires, Herculined Rocker Panels, 175+ hp in stickers
    Are you selling that white one in your sig? Or keepin it and havin two?
     
  11. Jul 11, 2011 at 9:00 PM
    #11
    Toyota Tacoma

    Toyota Tacoma [OP] Well-Known Member

    Joined:
    Aug 9, 2010
    Member:
    #41439
    Messages:
    727
    Gender:
    Male
    First Name:
    Brady
    Kelowna, bc
    Vehicle:
    dbl cab long box
    Suspension: -Bilistien 5100's all around -Add a leaf -Firestone ride rite air bags Performance: -K&N cold air -Borla cat back Stereo: -Pioneer AVH-X2500BT head unit -Kenwood 1400 shallow mount 12'' sub in custom box -Alpine 1100 amp -Alpine 400 4 channel -4 energy component 6.5's Wheels/tires: -17x9 with 4.5 backspacing XD hoss rims with 33'' bfTreadwright gaurd dogs and spidertrax spacers Looks: -Satoshi grille made by myself -Hood, front bumper, grille, roof, tailgate and rear bumper plasti-dipped. -BHLM -eyelids -matted out tailights -Tacoma bed mat Small mods : -Trailer 7 pin replaced and moved into bumper beside licence plate -Removed mud flaps -Repainted frame/lower a-arms, skid and rear diff/housing with por15 -Led bulbs -Interior lights replaced with blue led's -Beep on lock added
    Selling it, well.. sold it. Someone offered me a great price and everythings for sale for the right price.. right?

    Iv wanted a better dd for a while now anyways.
     
  12. Jul 11, 2011 at 9:02 PM
    #12
    Drew5387

    Drew5387 You can't fix stupid

    Joined:
    Mar 12, 2011
    Member:
    #52873
    Messages:
    360
    Gender:
    Male
    First Name:
    Drew
    Kansas
    Vehicle:
    03 PreRunner SR5 DC Black
    Raptor Style Grill, KC Highlight Spot Beams, 2.5% Window Tint, Kenwood Touchscreen Head Unit, Train Horn, Tinted Tail Lights, Retrofit Source Projectors with Halos, BHLM, LED Fog Lights, 40" LED Light Bar, 33" Cooper STT Tires, Herculined Rocker Panels, 175+ hp in stickers
    Well in that case, go with what everyone else is saying. Spend the extra 3 grand!
     
  13. Jul 11, 2011 at 9:15 PM
    #13
    bjmoose

    bjmoose Bullwinkle J. Moose

    Joined:
    Aug 31, 2010
    Member:
    #42529
    Messages:
    6,000
    Gender:
    Male
    First Name:
    Steve
    San Jose CA
    Vehicle:
    '11 Std Cab 4x4 5sp
    OME suspension, ARB Air Lockers, CBI/Relentless/Pelfrey armor, HAM radio
    Depends. Got a job? Debts? How quick can you pay down a $3K debt if you take it on? How good is your credit? Its kinda hard to get financing on a 7 year old car/truck, but it can be done. You may have to get a personal loan, and then the interest rate is higher for sure.


    I say if it's going to take you longer than about a year to pay down the $3K ($250/month+interest ) you should probably keep looking. After all, you're going to need to spend on maintenance and other expenses on the truck as well.
     
  14. Jul 11, 2011 at 9:21 PM
    #14
    Toyota Tacoma

    Toyota Tacoma [OP] Well-Known Member

    Joined:
    Aug 9, 2010
    Member:
    #41439
    Messages:
    727
    Gender:
    Male
    First Name:
    Brady
    Kelowna, bc
    Vehicle:
    dbl cab long box
    Suspension: -Bilistien 5100's all around -Add a leaf -Firestone ride rite air bags Performance: -K&N cold air -Borla cat back Stereo: -Pioneer AVH-X2500BT head unit -Kenwood 1400 shallow mount 12'' sub in custom box -Alpine 1100 amp -Alpine 400 4 channel -4 energy component 6.5's Wheels/tires: -17x9 with 4.5 backspacing XD hoss rims with 33'' bfTreadwright gaurd dogs and spidertrax spacers Looks: -Satoshi grille made by myself -Hood, front bumper, grille, roof, tailgate and rear bumper plasti-dipped. -BHLM -eyelids -matted out tailights -Tacoma bed mat Small mods : -Trailer 7 pin replaced and moved into bumper beside licence plate -Removed mud flaps -Repainted frame/lower a-arms, skid and rear diff/housing with por15 -Led bulbs -Interior lights replaced with blue led's -Beep on lock added
    No debts, Great credit.... no job. Im going to college atm but I have all my school fees payd for now and for the future.
     
  15. Jul 12, 2011 at 7:16 PM
    #15
    javadoody

    javadoody Active Member

    Joined:
    Aug 10, 2010
    Member:
    #41515
    Messages:
    30
    Gender:
    Male
    Life's too short to settle, buy it, you can always sell it if times get tough.
     
  16. Jul 13, 2011 at 5:30 PM
    #16
    Cvd2312

    Cvd2312 Well-Known Member

    Joined:
    Jan 10, 2011
    Member:
    #49040
    Messages:
    392
    Gender:
    Male
    First Name:
    Cory
    Oregon
    Vehicle:
    97 Tacoma 3.4L
    Bilstein 5100's all the way around, 2" shackles in rear, front diff drop, 32x11.50.15 BFG A/T, 15x8 Ultra 164 Wheels
    Buy what you can AFFORD. If you have to get a loan to pay the difference, then you can't afford it. Either get a truck for $11k or save up $3k more.

    Trust me, if you have no debts now, that is a great place to be. A $3k loan doesn't seem like much, but that just opens the flood gates for more borrowing in the future. Many people wish they could be in your position, which is debt free....I'd recommend staying in that place
     
To Top