Car Shield and Similar

Anyone use one of these "repair" warranty insurance?

Seems like a good deal.

I mean....afterall.... IceT recommends it. One of their commercials shows a car dripping oil with a missing pan plug. If the policy will fix this.........

I've got 115,000 miles and really worried about long term and big repairs.

 

If you think they are going to do a quality repair fork your hard earned cash over. You’ll be lucky to get a used junkyard part with sub-stellar service if anything at all. These places are in it to make money and paying for major repairs, even one, per policy would put them in the red.

 

Geico has a break down endorsement to their policy. It actually isn’t that bad. When I have had claims for those we basically just confirm it was a mechanical failure and review the shops quote. After that it gets sent in to the office to review and finalize with the service center.