Charlotte, NC area: hate on OP, houses, boats & hoes

Same plan I have. Take my 35k from home equity, pay off ALL debt, and lay back in the cut until market cools off.

 

Getting out of debt is not a priority for her like it is me. I don't like paying the amount of bills we do every month. Living paycheck to paycheck sucks ass.

 

It's what I wanted to do, but we found a dream home so went ahead and bought. Value of this house won't really track with the market overall anyway so it's all good.

 

Lucky man! I've got at least another year. Hopefully, I'll fall into a steal of a deal come 2022

 

Aint that the damn truth.

 

Oh you will. Be patient, but have your cash ready and don't hesitate when the right ones come up.

 

she hates our house, she just doesn't want to move twice...I totally get it...moving with two kids (one newborn) will be a complete pain in the ass.

 

@SearArtist Monroe Nissan is offering NEW MSRP to sell or trade in right now... might get you close to 40k

 

Moving without kids is a PITA. This may be the first time in my life that I hire movers.

 

it wasn't bought on credit, so there is that...

you bastard..

 

Let me apologize for saying lucky. You've worked hard, made key decisions, and capitalized. You deserve it!

 

stop agreeing with him!

when you coming to get this awning.

 

nah, I honestly don't have much left to pay off on the thing. It's not worth selling unless someone gave me a ridiculous offer.

Like all things, there would be a catch with that deal anyway.

 

You know I'm just giving you a hard time.

But, buying stuff like that while you have other consumer debt, you may as well be buying on credit.

 

Understood. They "claim" no catch, gimmick, and they're not going to beat you up on stuff.

 

totally get it.

another problem is that we aren't 100% sure where we want to move next, so renting frees up some time to get it figured out. She is still leaning towards Denver area, but I'm leaning more towards Skybrook/Cox Mill school district area.

 

Just curious, did yall buy that house together? ( I think you said you were not married?)

 

Correct, it's in both our names. Everything is joint as far as the house and bank accounts. Cars are in our own names, and taxes get filed separately, that's about the only things that aren't shared.

We were "getting married soon" when we signed everything, that's really the only reason why the bank agreed to it. That actually was the plan but then we had an "oops" two months after buying the house, and it never came to fruition.

It's still planned to happen, maybe by end of 2021

 

Prob be in a week or two. Out of town tomorrow afternoon through the weekend. Got my daughter all next week. Earliest i could would be friday the 2nd.

Set it in with your Pile' O Parts and you wont even notice it.