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Crazy Auto Insurance Story about my truck

Discussion in '2nd Gen. Tacomas (2005-2015)' started by Brianone20, Mar 3, 2010.

  1. Mar 3, 2010 at 7:38 PM
    #1
    Brianone20

    Brianone20 [OP] Active Member

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    brian
    CA
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    Brush Gaurd PIAA's
    Wondering if anyone has ever heard of this happening to anyone else? I just wanted to write this up to let YOU ALL know, we have rights and if you say the right things and are persistent you CAN get what is entitled to you. If you don't, well you won't.

    13 months back, $38,690 later, 1 totaled tacoma and I'm happy, finally!

    My friend rolled my 06 tacoma back in Feb 09. I thought it was a gon-er for sure. But for whatever reason, my insurance company decided to repair it. $13K worth of damage, I thought wow, that's kind of low for what I'm seeing. 3 months in the shop and I get the call to pick it up! Looks great, the bodywork was amazing, but when I got into it and started to ride home is when the nightmare really began. The truck pulled so hard to the right that I almost crashed on my 30 minute drive home. The truck went back in the next day. No truck again for a week and they said it was pulling b/c of shitty tires and bad alignment. They did the work and it made no improvement. Back in and back and back in...

    Without going into too much detail, because its a very long story, I'll make it quick... 8 tires, 5 alignments, 4 new wheels, 11 trips to the shop at 4 different shops, truckless for 5 of the last 13 months and $16K worth of total repairs later, my insurance company decided to total my truck!!!!

    I threatened, , perpetually called and hassled, did everything I could possibly do within my legal rights to win this case. I got a check for $22,690 today, so they grand total of the deal for them was $38,690! What a mistake.

    The moral to this story is that so many times they tried to sweep it under the rug and I never let off them. They will try and run you into the ground and make you sick of dealing with it so that you just say "forget it" and keep what you have. My truck wiggled down the road and ruined tires fast. IT was only a matter of time before I could prove it.

    DONT ever accept "it's good enough" from an insurance agency. They have money to pay out, much more than we do so know your rights and make sure that your repaired trucks are in"PRE ACCIDENT CONDITION" if you ever have an accident. It is your right! If anyone is or ends up dealing with a poorly repaired truck, please feel free to hit me up for advice. I've learned a lot over the last year about this stuff, too much.

    POWER TO THE PEOPLE!!!
     
  2. Mar 3, 2010 at 7:43 PM
    #2
    Brunes

    Brunes abides.

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    DC or New Jersey - Depends on the day....
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    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    Yeah...That's pretty ridiculous that they wanted to repair that kinda damage....Glad you got it worked out tho.
    Congrats!! What are you shopping for now??
     
  3. Mar 3, 2010 at 7:44 PM
    #3
    topgun155

    topgun155 Well-Known Member

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    Richmond, TX or College Station, TX
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    Nice Glad everything worked out the way you wanted in the end.
     
  4. Mar 3, 2010 at 7:53 PM
    #4
    Nightstr

    Nightstr Well-Known Member

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    Sacramento CA
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    BLHM BLWM 3" TOUGH COUNTRY LIFT TRD SEAT COVERS THULE RACK M/T KM2 265/65/16
    Awesome Brian, good to hear you finally got your check! time to go get a new Toy. Thanks again for everything you hooked me up with. If you ever need anything let me know, I owe you one.
     
  5. Mar 3, 2010 at 7:58 PM
    #5
    colinb17

    colinb17 If at first you don't succeed, don't try skydiving

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    BRAVO!!! good for you for sticking with it for 13 months, looks liek you got everything you deserved when things worked out, and oyu showed the insurance company they should have listened to you.

    but now the question is.......got a new taco yet?!?!
     
  6. Mar 3, 2010 at 8:56 PM
    #6
    RZRob

    RZRob Well-Known Member

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    Anaheim Hills
    Love your success story. Just had to fight a Mexican insurance company when my truck etc., got stolen in Mexico during the last Baja 1000. They kept lowballing me, and I wouldn't give in. 4+ months later I finally won and bought a fresh (to me) '06 Taco. Significant upgrade for me.

    RZ Rob
     
  7. Mar 3, 2010 at 10:16 PM
    #7
    Brianone20

    Brianone20 [OP] Active Member

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    Brush Gaurd PIAA's
    No worries Felipe! Glad you came out and grabbed the goodies before it was gone! Im still a taco at heart, but went with a Tundra. Needed the extra bed space for my snowmobile and toys. I think this summer I'll build up an older tacoma and just use the Tundra for workin.

    RZRob, that's a wild scenario. I can't believe that you actually did get money from the insurance company, especially abroad like that. Just crazy, good work!
     
  8. Mar 4, 2010 at 12:47 AM
    #8
    eschonle

    eschonle Well-Known Member

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    persistence pays off! Glad everything turned out good for ya
     
  9. Mar 4, 2010 at 12:58 AM
    #9
    Dellosa89

    Dellosa89 Love peace and Taco Grease

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    Brian
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    Thats crazy man, glad everything worked out and at least you got another toyota. If you dont mind what insurance company did you have?
     
  10. Mar 4, 2010 at 8:14 AM
    #10
    Brianone20

    Brianone20 [OP] Active Member

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    I'll send you a Pm, they did end up settling this thing so I don't want to bad mouth them.
     
  11. Mar 4, 2010 at 8:30 AM
    #11
    raskal311

    raskal311 Well-Known Member

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    Here is my story... New Year eve someone took my Lexus out of my driveway, three days later the insurance told me they will be paying me out at $500 more then what I paid for it three years prior. $15 min after talking to the insurance agent the PD called and said they found my car. I called the agent and told him they found the car. He asks if I still want them to pay me out, I said heck yeah!!! A day later a new Taco was in my drive way!!!

    Rep to 21st Century Ins :D
     
  12. Mar 5, 2010 at 12:19 AM
    #12
    Brianone20

    Brianone20 [OP] Active Member

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    Brush Gaurd PIAA's
    Oh, heck ya! Thats like a dream come true! Congrats on the new ride!
     
  13. Mar 5, 2010 at 12:28 AM
    #13
    tacomaparty

    tacomaparty Well-Known Member

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    power to the people!!!
     
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