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Do You Own or Lease?

Discussion in 'General Automotive' started by harshest, Feb 12, 2009.

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Do You Own or Lease?

  1. Own - Making Payments

    126 vote(s)
    67.0%
  2. Own - Paid Off

    50 vote(s)
    26.6%
  3. Lease

    12 vote(s)
    6.4%
  1. Feb 12, 2009 at 5:39 AM
    #1
    harshest

    harshest [OP] I am the Sofa King

    Joined:
    Aug 13, 2008
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    #8508
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    567
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    Male
    Michigan
    Vehicle:
    05 PreRunner SR5
    Fog Light On, Hidden Garage Door Opener, Scanguage II, Weathertech Liners, Cig lighter always on, Door buzzer removed from dash- Upcoming: 5100s for front and rear, set fronts to 2.5" and Toytec AALs.
    In a quest for never ending polls I thought I would start a new one.

    Pretty simple, just curious how many people own (either out right or making payments to a financial institution to one day own out right) or lease.

    I think with all of the modifications people are doing it will probably lean towards owning but lets see.

    I Own (making payments) Only 4 more years.
     
  2. Feb 12, 2009 at 6:21 AM
    #2
    NicksRig

    NicksRig Well-Known Member

    Joined:
    Oct 14, 2008
    Member:
    #9966
    Messages:
    713
    Gender:
    Male
    Kenora, Ontario
    Vehicle:
    07 Tacoma DC TRD Sport
    Blacked out Skid plate, block heater, bug deflector, blacked out headlights, tinted fronts, OME 3" lift, Toytec AAL, Revenge-Fab Sliders, K&N Air Filter
    I probably own the tires and the two front seats. The bank still owns the rest.
     
  3. Feb 12, 2009 at 6:21 AM
    #3
    paintdiddy

    paintdiddy Machine gun shits

    Joined:
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    shithead
    nj and not from "the jersey shore"
    Vehicle:
    silver bullet
    i own. i leased once and paid $4000 in over mileage..NEVER AGAIN!!!!paid $1000 to take out the lift and put back to stock.
     
  4. Feb 12, 2009 at 6:21 AM
    #4
    OU812

    OU812 ban the term murdered out

    Joined:
    Aug 1, 2008
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    First Name:
    danusa
    Kilroy was here
    Vehicle:
    13 DblCab LB 4X4
    Nothing yet, brand new!
    Bought mine. Negotiated a good deal, told the dealer I was paying in full, wired the money that day. Saved for years to buy a brand new truck. Drove a POS Ranger until the wheels fell off before I got the Tacoma. :cool:
     
  5. Feb 12, 2009 at 6:30 AM
    #5
    dud122

    dud122 rabble rabble rabble

    Joined:
    Nov 7, 2008
    Member:
    #10566
    Messages:
    1,970
    Gender:
    Male
    First Name:
    Dan
    Riverdale Park, MD
    Vehicle:
    2002 Tacoma DC
    OME up front, Dakar in the back, Elite front bumper, Warn winch, Tactical rear bumper with tire swing/jerry cans/hi lift, Revenge Fab. sliders, Tundra brakes, Camburg UCA's, Safari Snorkle, FJ TRD wheels, Truxedo, Bed Rug, Lights, CB, Switches, skids, LED's... OH MY!
    1st truck... saved for about a year then bought it outright


    nice
     
  6. Feb 12, 2009 at 7:29 AM
    #6
    Jester243

    Jester243 mod status????

    Joined:
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    First Name:
    Dan
    Spokane, WA
    Vehicle:
    2016 Trail Premium 4Runner w/ KDSS
    I am making payments on mine, I try not to think how much longer though
     
  7. Feb 12, 2009 at 7:30 AM
    #7
    wing103

    wing103 Well-Known Member

    Joined:
    Jul 8, 2008
    Member:
    #7807
    Messages:
    1,130
    Gender:
    Male
    Boston
    Vehicle:
    Tacoma TRD Sport / Dark Gray
    Grill Craft upper & Lower Grill WetOK Seat Cover, Devil Horn, Bug, Windows Deflector, Side step Bar, HID 55W 8000K Headlight, HID 35W 4000K Foglight, Fog Light Mod, Interior LED Map Light Mod, Electric Tail Gate Lock, Leer Cab, Key ring light, Bed LED lights Mod, Kenwood DNX5120, Signal Mirror with Heat
    I pay it off when I purchsing the truck about half years ago, due to the dealership do not have any offer for 0%..
     
  8. Feb 12, 2009 at 7:32 AM
    #8
    mjp2

    mjp2 Living vicariously though myself Moderator

    Joined:
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    Milton Juevos Portimous II
    NJ
    Vehicle:
    '06 TRD Access Cab, v6, 6-speed
    Scaffolding and a painted grill
    Mine's a lease.
     
  9. Feb 12, 2009 at 7:45 AM
    #9
    OU812

    OU812 ban the term murdered out

    Joined:
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    First Name:
    danusa
    Kilroy was here
    Vehicle:
    13 DblCab LB 4X4
    Nothing yet, brand new!
    :rofl::rofl::rofl::rofl::rofl::rofl:

    The leasing company got suckered on that one!!
     
  10. Feb 12, 2009 at 7:55 AM
    #10
    mws4ua

    mws4ua I'll try being nicer if you try being smarter.

    Joined:
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    #6624
    Messages:
    7,075
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    First Name:
    Matt
    Birmingham
    Vehicle:
    Sold my truck Jan '13... Still hang around.
    Somebody already alluded to this, but if you're still paying it off, the BANK owns it! Still better than leasing.

    I own mine.
     
  11. Feb 12, 2009 at 8:45 AM
    #11
    06TRDsport

    06TRDsport Well-Known Member

    Joined:
    Sep 10, 2006
    Member:
    #30
    Messages:
    386
    Gender:
    Male
    First Name:
    Chris
    Bend, OR
    Vehicle:
    2007 F250 Diesel and 1999 4Runner
    Mines a lease. When I got it I planned on keeping it for 3 or 4 years then trading it in on another Tacoma. With the interest rates at the time and having an open-end lease it was a better deal for me than buying. My previous Tacoma I was buying.
     
  12. Feb 12, 2009 at 9:03 AM
    #12
    squad314

    squad314 Thinks he's Steve McQueen

    Joined:
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    First Name:
    Marc
    Into the mystic....(foggy Saint John, NB)
    Vehicle:
    TRD Sport+Leather 4x4
    Front 5100's @2.5", Rear 5125's with AAL. Light Racing UCA's, Factory hood deflector, Sirius Sportster 5, TRD air filter, Weathertech's f&r, "Hello Kitty" steering wheel cover.
    I'm leasing mine and this is the first vehicle I've ever had that I plan on coming for years to come.The plan is to buy it out at lease-end ($17K CAD).....To buy the truck was like $900/mo for 60 mos.:eek:
     
  13. Feb 12, 2009 at 9:16 AM
    #13
    mws4ua

    mws4ua I'll try being nicer if you try being smarter.

    Joined:
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    #6624
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    First Name:
    Matt
    Birmingham
    Vehicle:
    Sold my truck Jan '13... Still hang around.
    Dude... how much was your truck??? At 12% interest, a payment that big for 60 months means it was a $40k+ Tacoma! It creeps up to almost $44k if the interest rate is 10%.
     
  14. Feb 12, 2009 at 9:25 AM
    #14
    longbow

    longbow I see you now..................

    Joined:
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    Bill
    Indiana
    Vehicle:
    05 Tacoma Silver Mica TRD 4 Door
    Toy-tec Coil over lift, Eibach 700 lb springs, Sway bar relocate, Total Chaos UCA's, Moto metal wheels, BFG mudterrians, HID, custom 3 piece grill, Highlift jack w/custom mount, Highlift jack cover, bed matt, de-badged 100%, storage box lock mod, using defrost w/o AC mod, short antenna mod, horn re-locate, Tire Gate flat spare tire mount, engine cover painted, bed light (1) mod, wreck bar carrier, Blue Sea 5026 fuse block, center console outlet, flash light mod, Blue Sea inline fuse, Shrockworks sliders, All-Pro front bumper, Piaa 510 driving lights, Warn shackles front, Kennesaw rear bumper, "Tag Boltz" plate lights, Warn shackles rear, Warn M8000 winch, devil horns, BHLM, weathech liners front and rear.....T.W. sticker of course. Custom Sock bed decal for Michele
    Well don't mean to be prideful, but paid it off in two payments. Got a great deal on my other Toyota truck, plus with the deals they offered I had to make at least one payment.
     
  15. Feb 12, 2009 at 9:40 AM
    #15
    squad314

    squad314 Thinks he's Steve McQueen

    Joined:
    Dec 1, 2007
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    #3665
    Messages:
    2,555
    Gender:
    Male
    First Name:
    Marc
    Into the mystic....(foggy Saint John, NB)
    Vehicle:
    TRD Sport+Leather 4x4
    Front 5100's @2.5", Rear 5125's with AAL. Light Racing UCA's, Factory hood deflector, Sirius Sportster 5, TRD air filter, Weathertech's f&r, "Hello Kitty" steering wheel cover.
    Keep in mind I'm in Canada where everything is made of solid gold.....On the Toyota.ca website I just built an '09 TRD packaged exactly like my '07 and it came out to be $42,423.03 taxes in.That translates to $818.18/mo x 60 mos at 5.9% interest.The lease on that puppy is $618.45/mo x 48 mos.

    The real kick in the stones is that the '08's were $3000 cheaper than my '07 because Toyota adjusted for the strong Canadian dollar.:(
     
  16. Feb 12, 2009 at 9:48 AM
    #16
    harshest

    harshest [OP] I am the Sofa King

    Joined:
    Aug 13, 2008
    Member:
    #8508
    Messages:
    567
    Gender:
    Male
    Michigan
    Vehicle:
    05 PreRunner SR5
    Fog Light On, Hidden Garage Door Opener, Scanguage II, Weathertech Liners, Cig lighter always on, Door buzzer removed from dash- Upcoming: 5100s for front and rear, set fronts to 2.5" and Toytec AALs.
    Holy shit are you kidding me. That is insane!:eek:
     
  17. Feb 12, 2009 at 10:27 AM
    #17
    squad314

    squad314 Thinks he's Steve McQueen

    Joined:
    Dec 1, 2007
    Member:
    #3665
    Messages:
    2,555
    Gender:
    Male
    First Name:
    Marc
    Into the mystic....(foggy Saint John, NB)
    Vehicle:
    TRD Sport+Leather 4x4
    Front 5100's @2.5", Rear 5125's with AAL. Light Racing UCA's, Factory hood deflector, Sirius Sportster 5, TRD air filter, Weathertech's f&r, "Hello Kitty" steering wheel cover.
    Sad but true Bro,check out Toyota.ca and see.....I wonder why people were going across the border in droves to buy new vehicles in the past two years when the Loonie was so strong?
     
  18. Feb 12, 2009 at 10:31 AM
    #18
    Rippin101

    Rippin101 Well-Known Member

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    Jax Beach, FL
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    -Nitto G2 265/70/17 -Level 8 MK6 Wheels -Katzkin Leather Black on Black -BHLM -Weathertech -Extang Solid Fold -Bedlight LEDs -TRD Skid
    Bank owns, still making payments for years to come :D
     
  19. Feb 12, 2009 at 10:32 AM
    #19
    mws4ua

    mws4ua I'll try being nicer if you try being smarter.

    Joined:
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    Matt
    Birmingham
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    Sold my truck Jan '13... Still hang around.
    I didn't notice your location. Sorry about that!
     
  20. Feb 12, 2009 at 11:36 AM
    #20
    squad314

    squad314 Thinks he's Steve McQueen

    Joined:
    Dec 1, 2007
    Member:
    #3665
    Messages:
    2,555
    Gender:
    Male
    First Name:
    Marc
    Into the mystic....(foggy Saint John, NB)
    Vehicle:
    TRD Sport+Leather 4x4
    Front 5100's @2.5", Rear 5125's with AAL. Light Racing UCA's, Factory hood deflector, Sirius Sportster 5, TRD air filter, Weathertech's f&r, "Hello Kitty" steering wheel cover.
    No sweat!
     
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