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Europocalypse canceled, we live by the will of Jpow now

Discussion in 'Stocks & Investments' started by kairo, Oct 6, 2020.

?

S&P targets for end of October

  1. $3600 bottom by end of Oct

    32.4%
  2. $3800 bottom and over $4000 by end of Oct

    29.7%
  3. $3000 or under by end of Oct

    37.8%
  1. Sep 22, 2022 at 8:29 PM
    Boyk1182

    Boyk1182 Well-Known Member

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    Very true, but anyone in stocks should have accepted a 50%+ risk going in. It’s just whether you’re willing to accept a 99% loss trading, and I guess I’m not. I’ll live vicariously through you all.
     
    JDR07 and theesotericone like this.
  2. Sep 22, 2022 at 8:32 PM
    theesotericone

    theesotericone Well-Known Member

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    When I trade options it's always an all or nothing play. Like I've said many times before. As long as you win more then you lose you'll make money. lol
     
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  3. Sep 23, 2022 at 4:43 AM
    Iwilltaco

    Iwilltaco Well-Known Member

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    @kairo’s guest house having a water with @not_nick
    Under development
    Weeeeeeee
     
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  4. Sep 23, 2022 at 5:05 AM
    jandrews

    jandrews Has Two Shafts, Baby!

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    Everyone loves a good roller coaster.
     
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  5. Sep 23, 2022 at 5:56 AM
    Iwilltaco

    Iwilltaco Well-Known Member

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    @kairo’s guest house having a water with @not_nick
    Under development
    They just want all my cash. Those greedy bastards
     
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  6. Sep 23, 2022 at 6:03 AM
    GarlicFarts

    GarlicFarts Bang Ding Ow

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    o_O what....what funds are you in!?

    Just consider this - from 2008 to today YTD, if you had dumped 100k in VTI in 2008 - today: 360k, with an average of about 9.5% annualized returns.

    I don't know what funds you are in, but that's the issue. Not the markets and whatnot. VTI/VTSAX is a .03% expense ratio. Open a roth with Vanguard and dump it into VTSAX.

    https://investor.vanguard.com/client-benefits/account-fees

    If you’re the primary account owner, you can eliminate the fee on brokerage accounts by signing up for e-delivery of statements and the annual privacy policy notice; confirmations; reports, prospectuses, and proxy materials; and notices, amendments, and other important account updates. In addition, Vanguard Brokerage Services does not charge the fee to clients who have an organization or a trust account registered under an employee identification number (EIN) or brokerage accounts enrolled in an advisory program serviced by an affiliate of Vanguard.

    https://www.portfoliovisualizer.com...me3=Portfolio+3&symbol1=VTI&allocation1_1=100

    Go down a little bit on this page (coincidence, I just googled and VG was the first to come up!)

    https://investor.vanguard.com/investor-resources-education/retirement/savings-when-to-start

    It shows the strength of starting early with whatever you can get.

    Long of the short, if you start at 25 and end at 40, you'll outdo someone who starts at 35 and goes until they retire. Early early early for retirement!

    upload_2022-9-23_9-3-16.jpg
     
    98tacoma27 and Toyko Joe like this.
  7. Sep 23, 2022 at 6:24 AM
    jandrews

    jandrews Has Two Shafts, Baby!

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    Real Gs start at 25 and just never stop.

    The realest Gs are born into the family that owns the trademark on sunlight, and theoretical limits on spending are just kind of an ephemeral thought experiment.
     
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  8. Sep 23, 2022 at 6:27 AM
    theesotericone

    theesotericone Well-Known Member

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    GTii with the ultra rare PM trades. OTC has no PM so this is interesting. lol
     
  9. Sep 23, 2022 at 6:33 AM
    99TacoDriver

    99TacoDriver Well-Known Member

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    OME 885x/5100s/LR UCA/3 leaf AAL/275/70/17 Terra Trac X-Venture
    speaking of, arent we coming up on that exercise date? isnt it march 2023?
     
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  10. Sep 23, 2022 at 6:35 AM
    theesotericone

    theesotericone Well-Known Member

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    2023 for sure. Don't remember the exact date. GTii needs to triple for me to even consider exercising them. lol
     
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  11. Sep 23, 2022 at 6:37 AM
    theesotericone

    theesotericone Well-Known Member

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    @jandrews DOWs testing that 30K psychological resistance we talked about a few months back. lol
     
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  12. Sep 23, 2022 at 6:42 AM
    GarlicFarts

    GarlicFarts Bang Ding Ow

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    Well, yeah. Especially if there's a company match - no reason NOT to get the "free" money from the company!

    Dear lord

    upload_2022-9-23_9-42-13.jpg
     
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  13. Sep 23, 2022 at 6:44 AM
    Chrisf06

    Chrisf06 Well-Known Member

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    GTii would like a word...
     
  14. Sep 23, 2022 at 7:09 AM
    Iwilltaco

    Iwilltaco Well-Known Member

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    @kairo’s guest house having a water with @not_nick
    Under development
    I made money on that stupid one already.
     
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  15. Sep 23, 2022 at 7:13 AM
    shaeff

    shaeff Well-Known Member

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    I started around 25. Wasn't making much but still contributed enough to get the match. Company I work for now matches 5%, I contribute 10% to my Roth 401k. Took a huge hit recently but I look at it as opportunity to lower my cost basis. Had to stop for a while a few years ago, needed the money at the time.

    My job also has a cash balance pension plan that they contribute 100% to. After only 3yrs I've got a good amount in there, so that's pretty neat. I don't expect social security to be around when I retire.

    If I nail this stock market thing I'd like to retire at 50 :rofl:
     
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  16. Sep 23, 2022 at 7:27 AM
    Toyko Joe

    Toyko Joe Here for the pictures

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    @koditten I pulled all my info back together and I was off by $10K in my original statement (I was complaining so I took a little liberty of exaggeration).:facepalm:

    Contribution history: In 2008-2013 I only contributed what I could I was making $35K/year. I contributed on average $1200/year (info from my tax returns). 2014-2016 did not contribute because put all my money into getting debt free (I paid off all my student loans and paid off my 2014 Tacoma) and open stock play with about $10k (got about 15% ROI). 2017 I contributed 15% of my income and since I have contributed the maximum allowable including hitting that mark on the 15th of this month at $20,500 invested, still all ROTH without company contributions.
    • $6,000 - 2008-2013
    • $0,000 - 2014-2016 [played open stock market game with $10k came out of those years with $11.5 in open stock funds]
    • $17,191.26 - 2017
    • $18,500 - 2018
    • $19,000 - 2019
    • $19,500 - 2020
    • $20,000 - 2021
    • $20,500 - 2022
    • Total out of pocket contributions of $120,691.26. Current balances of $110,756 :bananadead:
    upload_2022-9-23_9-3-52.jpg

    upload_2022-9-23_9-8-22.jpg


    upload_2022-9-23_9-12-37.jpg
    Actual current balance $31,890
     
  17. Sep 23, 2022 at 7:34 AM
    Toyko Joe

    Toyko Joe Here for the pictures

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    You know what the funny thing is my MIL was putting money into my kids 529 at $500/ month and she said that my kids accounts are worth less than she contributed this year by thousands! I want to tell her to keep contributing because the market is low so buy cheap shares but man its tough to see your accounts keep getting lower when you continue to contribute. :lalala::goingcrazy:
     
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  18. Sep 23, 2022 at 7:46 AM
    koditten

    koditten Well-Known Member

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    Reserected from the dead.
    You were just using artistic licence to make a point.

    Good on you to know where every penny of you money has gone over the years.

    Most people don't know what they spent last week.
     
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  19. Sep 23, 2022 at 7:49 AM
    jandrews

    jandrews Has Two Shafts, Baby!

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    As Sully said, "everything is unprecedented until it happens for the first time".
     
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  20. Sep 23, 2022 at 7:50 AM
    jandrews

    jandrews Has Two Shafts, Baby!

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    SS will be around, but the benefit characteristics may be quite different from what we see today.
     

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