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Extended warranty..yes or no?

Discussion in '1st Gen. Tacomas' started by MainahWithaYota, Feb 7, 2012.

  1. Feb 7, 2012 at 1:48 PM
    #1
    MainahWithaYota

    MainahWithaYota [OP] Well-Known Member

    Joined:
    Feb 4, 2012
    Member:
    #72158
    Messages:
    59
    Gender:
    Male
    Maine
    Vehicle:
    04 DC v6 4x4
    Alright guys,
    Finishing up the paperwork on my first Taco....was suppose to be ready to pick up today, but the idiots at the bank screwed around all day and now he doesn't have time today for me to come in and sign the papers.

    I partially screwed myself because I didn't just go to the dealership and do the financing...I went directly to my local bank thinking I would come out ahead.

    That's all besides the point though...The truck is used, it's an 04 DC with only 81k on it but being used it only comes with the standard 30day/1k warranty. The financing institution is offering a 4year/48k warranty but at what I think is an outrageous price....$1,875! It supposedly covers all the major stuff...I haven't got the pamphlet yet on what it is suppose to cover..So I don't know what the terms are as far as who has to service it and what not...

    My initial response is....screw that...almost $1,900? pfffffff I'll take my chances, I have a good mechanic that works on my stuff, charges me next to nothing for labor and is good at what he does. The only thing in the back of my mind is if something a little more serious goes wrong, it would be nice to be able to bring it to a Toyota dealer and have them diagnose and fix a problem, rather than the possibility of me and my mechanic friend throwing money and ideas at the thing.

    What if I need a new engine? Transfer case? Transmission? Hmmm...
     
  2. Feb 7, 2012 at 1:52 PM
    #2
    The Driver

    The Driver Trail Runner/Barefoot Beach Runner/Snow Skier

    Joined:
    Dec 12, 2011
    Member:
    #68618
    Messages:
    1,795
    Gender:
    Male
    First Name:
    Raph, and I'm from Tampa, FL.
    Lakewood (Green Mountain), CO. I'm from Tampa. I
    Vehicle:
    '02 Extra cab 4X4 TRD SR5
    Aftermarket tranny cooler, 5100 Series Bilsteins, Class 3 Hitch.
    I put almost 8K miles in less than 7 weeks on my taco, after I got it in Dec 03 2011. Wanna know what went bad? NOTHING. Oh yeah it had 75K miles then...


    I say save the money, this things are what dreams are made of. OTOH if it was a 2nd gen...
     
  3. Feb 7, 2012 at 1:56 PM
    #3
    twfsa

    twfsa Well-Known Member

    Joined:
    May 29, 2010
    Member:
    #37997
    Messages:
    1,343
    Gender:
    Male
    First Name:
    Tom
    Omaha Ne
    Vehicle:
    04 TRD 4X4
    881 Front coils, Bilstien 5100's all the way front set to "0" Icon Dynamic's mini leafs in rear, stock tires.
    Take the $1900.00 set it aside assumeing you have it, check and see what maintance has been done,( I logged on to the Toyota website put in my Vin # and pulled up all the service records that were preformed by Toyota ) have your mechanic go over the truck, take it back to the dealer to have issues repaired if any.Do the recomemded maintance in the future and see what happens.
     
  4. Feb 7, 2012 at 2:53 PM
    #4
    MainahWithaYota

    MainahWithaYota [OP] Well-Known Member

    Joined:
    Feb 4, 2012
    Member:
    #72158
    Messages:
    59
    Gender:
    Male
    Maine
    Vehicle:
    04 DC v6 4x4
    You guys reaffirmed my initial thoughts!
     
  5. Feb 7, 2012 at 4:57 PM
    #5
    scotrinaf

    scotrinaf Well-Known Member

    Joined:
    Jan 24, 2012
    Member:
    #71311
    Messages:
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    Gender:
    Male
    First Name:
    Scott
    Blountville, TN
    Vehicle:
    04 PreRunner TRD SR5 4x2 2.7L
    Leer 100XQ, Yakima Roof Racks
    Definitely NO on the warranty, most are scams anyway even when offered by a dealer...
     
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