Extended Warrenty Advise

I have the same exact truck as OP. My local dealership offers a limited lifetime warranty on the Power and Drive trains of my truck. The limit is only the parts that touch fluid are covered, so only the mechanical parts, not electronics involved in those two systems, and I have to maintain the service per the Toyota guidelines as stated in the manual for the truck. I may purchase an extended warranty for all the other stuff not covered when the factory warranty is running out.

 

OP, just so you probably already know, which ever one you choose it starts from 2023 the date the truck was sold new.

 

Many forget or don't understand this part. A "10 year" extended warranty includes the initial factory warranty, so more like 7 extra years.

PS: I always laugh at the "what about all those sensitive electronics" selling point the dealers use to freak people into buying these warranties. I don't think I ever recall a mass systemic failure of the electronics in the 3rd Gen? Buy one if you must OP, but definitely get the best price as they are a fucking rip-off regardless of what you pay. Again, my advice is to self-insure by saving this money and adding to it. Before you know it you will have your own fat little self insurance money pot!

 

I didn't buy the extended warranty on my 2017. About 9 years later, 67k miles and it still drives pretty much the same as it did new. These are really good trucks if you take care of them with regular maintenance.

 

Does the Toyota extended warranties allow for one to take care of maintenance such as engine filter and oil changes?
I prefer to change the oil and filter using both Toyota oil and parts when winter ends (end of April), and then around November (or October sometimes) before winter sets in, regardless of mileage- for the following:

a. I trust myself a lot more than the shop's "oil changer" (have seen cars dumping oil in parking lots after shop oil changes).

b. Both my wife and I are retired. She has a 2023 Tacoma TRD Off Road, that has about 2,300 miles, and also a 2010 RAV4 V6. Each one of us drives under 2,000 miles per year combined in three vehicles 2013 Tundra, Tacoma, and RAV4. While each of these vehicles are driven very little, only the Tundra I drive myself the most, around 3,000 miles from March 2013, now April 2025.

c. But the main reason for the short periods between oil and filter changes is because during the cold Alaska winters these three vehicles go though two or three times per day of engine idling since they are parked outdoors. The remote starters are set from 25-minute idling time.

By the way I did have a 7-year Toyota extended warranty on my wife's RAV4. I bought it from Jerry (mentioned above somewhere), but this RAV4 didn't require any mayor maintenance that needed warranty coverage. It has somewhere under 70,000 miles now.

 

Yes, it does. I change oil mylself and track via Toyota's Owners section on Toyota's website and in the log book in every vehicle. This way records are available to the dealer and it is obvious that record are updated incrimentally.
I maintened my 2005 myself, and Kendal in Anchorage covered repairs under the Platinum warranty.

 

JERRY...bought a 10 year 125,000...Have peace of mind until 2032.

The 10 years will most likely get here before the 125,000 miles..just rolled over to 16,000 ,..bought the truck new in 2022

 

I try to do all my own maintenance as I an able. When the truck turns 30, 40, 50 thousand miles, Ill take it to the dealer for compliance. I will stick with their 10000 interval.

 

My 2016 has had around $5500 in repairs… all under 100,000 miles and 8 years. AC evaporator, AC compressor, AC condenser, coolant bypass on back of engine. I would have been better off with one of the extended warranties.

 

I have owned 2nd gen for 7 years and the 3rd gen for little over a year. 10 years ago, I'd say the warranty is not worth the money, on the 2nd gen things started going wrong right outside the warranty. 3rd gen needed an A/C clutch at 35K miles... So today, it is a different story. If you drive it enough, warranty on the Toyota will pay for itself sometimes even if it's just 1 repair visit to the dealer. Also, Gold extended covers more than basic or even CPO, but read the fine print as there is always "wear items" that are not covered. Given the quality of these trucks, I would say, something will break by 125K miles and things cost a lot these days. Labor rate around $200/hr does not help either.

I am talking about the factory warranty from Toyota. I have no experience with aftermarket warranties.

 

The warranty is hit or miss. I had to get a lawyer involved for Toyota Platinum to overrule a dealer on what was covered under the warranty. I had port installed leather seat covers that crushed my airbag sensors during installation. So you might have to fight hard to get a repair. It worked out but it took me half a year of calling toyota platinum and finally a lawyer.

 

Thanks, that's what I needed to know. I did record all the maintenance I performed of my wife's RAV4 at the Toyota website, until it expired. I will have to stop by Kendall in Fairbanks and see how much they charge for the Toyota warranty, but more than likely it will be a lot more expensive than purchasing it from Jerry in Kansas.

There was another extended warranty I bought in 2009 for a Subaru Forester, and I decided to buy it straight from Subaru which saved me a little over $1,000 for the same warranty but purchased locally. Then in 2011 when trading the Forester for the RAV4 V6, Subaru refunded me the money for the remainder of the coverage. That's when I called Jerry and bought an extended warranty for the RAV4, although we never used it.

 

Exactly! I never buy any extended warranties, as a matter of principle. These are losing bets for the consumer, and lucrative profit centers for the industry.

 

Some would like the peace of mind knowing it is covered.
The costs of maintenance on these new vehicles is thru the roof nowadays. So much that can go wrong, i just look under the hood and i don't hardly recognize what i see. Now my old 1990 Dakota that i had 23 years i fixed most everything myself.IMO

 

Those are the reasons why I buy manufacturer's extended warranties. I leave brake jobs, engine repairs, and so on to the mechanic, and perform light maintenance such as: lights, wipers, chassis and other parts' lubrication, oil and filter changes, engine filter and cabin air filter changes, tire changes TPM registering, and so on. All of these while the warranty is active, and then after.

New rotors and disks replacements done locally is what I want, including a 36,000-mile warranty for the work. I had a brake-job done on my wife's 2010 RAV4, and cost me close to $1,200 (NAPA parts), and most of the cost was for the maintenance hours. Maintenance-hour is from $150.00 to $200.00. A new 6-cylinder engine for the Tacoma may cost, I would guess, $10,000, but the time it takes to disconnect everything, lift the cab, drop the engine and then replace and test the new engine brings the total cost somewhere around $20,000 for parts and labor (?). I am guessing