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Finance Rates

Discussion in '3rd Gen. Tacomas (2016-2023)' started by wolfdad, Mar 31, 2016.

  1. Mar 31, 2016 at 10:45 AM
    #1
    wolfdad

    wolfdad [OP] Active Member

    Joined:
    Nov 24, 2015
    Member:
    #170565
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    26
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    Male
    Vehicle:
    16 TRDORDC4x4MANUAL
    Hi all,
    I'm interested to see what people are paying in finance rates.
    I know APR's are based on credit scores but curious to see what those with high credit scores are paying.
     
  2. Mar 31, 2016 at 10:46 AM
    #2
    SilverII

    SilverII Well-Known Member

    Joined:
    Mar 3, 2016
    Member:
    #180076
    Messages:
    291
    Gender:
    Male
    DFW
    Vehicle:
    2016 Tacoma Limited 4x4 Blue
    They offered 2%, but I paid it with a check.
     
  3. Mar 31, 2016 at 10:56 AM
    #3
    aero90

    aero90 Well-Known Member

    Joined:
    Feb 10, 2016
    Member:
    #177781
    Messages:
    1,774
    Gender:
    Male
    Vehicle:
    2016 TRD OR 4x4 M/T - Sold
    They matched my credit union offer of 2.29 at 60 months. Credit score 800+
     
  4. Mar 31, 2016 at 11:34 AM
    #4
    TyFX

    TyFX Well-Known Member

    Joined:
    Feb 13, 2016
    Member:
    #178087
    Messages:
    680
    Gender:
    Male
    Vehicle:
    2016 TRD Sport 4X4 Access Cab - Inferno
    2.49% for 60 months, zero down. Credit score of 800+
     
  5. Mar 31, 2016 at 1:30 PM
    #5
    slowwrx137

    slowwrx137 Well-Known Member

    Joined:
    Jan 28, 2016
    Member:
    #176334
    Messages:
    78
    Gender:
    Male
    Orlando, FL
    Vehicle:
    2016 Tacoma SR5
    2.15% for 72 months through my credit union. Credit score of 800+
     
  6. Mar 31, 2016 at 1:35 PM
    #6
    digitaLbraVo

    digitaLbraVo Derka Derka

    Joined:
    Sep 6, 2012
    Member:
    #86398
    Messages:
    7,514
    Covered in stickers and chrome stick-ons for extra horse torques and foot powers. Icon sticker gets me tons of travel, dozens of milimeters.
    My 2012 got refi'd last year to 1.49% with my credit union.
     
  7. Mar 31, 2016 at 1:35 PM
    #7
    ThangzaTRD

    ThangzaTRD Well-Known Member

    Joined:
    Dec 20, 2015
    Member:
    #172712
    Messages:
    240
    Gender:
    Male
    SWO
    Vehicle:
    2016 TRD Sport BBPDCLB
    Pop n loc tailgate, LED Headlight, Foglights, Reverse and all interior lights. Weathertech floor mats. Carbon fibre tailgate inserts. Trifold hard top tonneau
    2.49 72 months zero down
     
  8. Mar 31, 2016 at 1:36 PM
    #8
    SteenosMT

    SteenosMT Well-Known Member

    Joined:
    Mar 29, 2016
    Member:
    #182751
    Messages:
    203
    Gender:
    Male
    First Name:
    Justin
    Vehicle:
    2022 TRD Off Road
    Stock for now.
    I just went to my local credit union and got 2.29 for 60mo. 750 credit score.
     
  9. Mar 31, 2016 at 2:15 PM
    #9
    FlyFisher1

    FlyFisher1 Well-Known Member

    Joined:
    Sep 2, 2015
    Member:
    #163264
    Messages:
    364
    Gender:
    Male
    NJ
    1.99% 60 mths
     
  10. Mar 31, 2016 at 2:18 PM
    #10
    laggz

    laggz Well-Known Member

    Joined:
    Dec 30, 2015
    Member:
    #173564
    Messages:
    107
    Gender:
    Male
    Vehicle:
    2016 Tacoma TRD Sport 4x4
    1.99 for 72 months
     
    globitron likes this.
  11. Mar 31, 2016 at 3:18 PM
    #11
    mtnfox

    mtnfox Well-Known Member

    Joined:
    Oct 21, 2015
    Member:
    #167354
    Messages:
    160
    Gender:
    Male
    First Name:
    Dave
    Vehicle:
    1991 4x4 p/u, 2016 Quicksand TRD Off-Road 4x4 DCLB
    1.49% / 60 months through our credit union.
     
  12. Mar 31, 2016 at 3:21 PM
    #12
    Hankstone

    Hankstone Well-Known Member

    Joined:
    Feb 9, 2016
    Member:
    #177604
    Messages:
    246
    Gender:
    Male
    Vehicle:
    2016 Tacoma Sport DCLB
    If you have a family member in the service join USAA... I got 0.98%. Best insurance rates too...
     
  13. Mar 31, 2016 at 3:23 PM
    #13
    Blackouts

    Blackouts Well-Known Member

    Joined:
    Feb 10, 2016
    Member:
    #177762
    Messages:
    439
    Las Vegas, NV
    Vehicle:
    2014 Tacoma TRD Off Road DCSB
    1.99% 72 months. 800- cs.
     
  14. Mar 31, 2016 at 3:24 PM
    #14
    Blackouts

    Blackouts Well-Known Member

    Joined:
    Feb 10, 2016
    Member:
    #177762
    Messages:
    439
    Las Vegas, NV
    Vehicle:
    2014 Tacoma TRD Off Road DCSB
    That's awesome. Best rate I've seen other than manufacturer specials.
     
    digitaLbraVo[QUOTED] likes this.
  15. Mar 31, 2016 at 3:25 PM
    #15
    Hankstone

    Hankstone Well-Known Member

    Joined:
    Feb 9, 2016
    Member:
    #177604
    Messages:
    246
    Gender:
    Male
    Vehicle:
    2016 Tacoma Sport DCLB
    Take a look at my post above.... that's no BS, go to there website :yes:
     
  16. Mar 31, 2016 at 3:26 PM
    #16
    Blackouts

    Blackouts Well-Known Member

    Joined:
    Feb 10, 2016
    Member:
    #177762
    Messages:
    439
    Las Vegas, NV
    Vehicle:
    2014 Tacoma TRD Off Road DCSB
    Does it have to be active service?
     
  17. Mar 31, 2016 at 3:27 PM
    #17
    theredofshaw

    theredofshaw Well-Known Member

    Joined:
    Aug 10, 2010
    Member:
    #41484
    Messages:
    7,038
    Gender:
    Male
    First Name:
    John
    Somewhere on the East coast
    Vehicle:
    not a taco (guess that means I can be a MOD now)
    (totaled) 2011 Tacoma DC
    take a look at USAA and their car buying program, they often offer a discounted rate if you use it. We bought my wife's car using it and ended up with a 0.49% rate for 4 years.
     
  18. Mar 31, 2016 at 3:32 PM
    #18
    Hankstone

    Hankstone Well-Known Member

    Joined:
    Feb 9, 2016
    Member:
    #177604
    Messages:
    246
    Gender:
    Male
    Vehicle:
    2016 Tacoma Sport DCLB
    I don't believe so... just contact them and they'll give you the scoop. They are the best out there... I've been contacted by people to switch car insurance and as soon as I say I use USAA they say they can't touch em.
     
  19. Mar 31, 2016 at 3:51 PM
    #19
    Blackouts

    Blackouts Well-Known Member

    Joined:
    Feb 10, 2016
    Member:
    #177762
    Messages:
    439
    Las Vegas, NV
    Vehicle:
    2014 Tacoma TRD Off Road DCSB
    Thanks for the heads up!
     
  20. Mar 31, 2016 at 3:53 PM
    #20
    themadman90

    themadman90 Well-Known Member

    Joined:
    Feb 20, 2015
    Member:
    #149165
    Messages:
    87
    Gender:
    Male
    First Name:
    Adam
    South Carolina
    Vehicle:
    '16 TRD Off Road 4x4
    1.45% for 60 months through SE toyota finance
     

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