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First accident......:( advice?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by maxpower29, Mar 29, 2012.

  1. Mar 29, 2012 at 2:31 PM
    #1
    maxpower29

    maxpower29 [OP] Well-Known Member

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    Jordan
    Nova Scotia, Canada
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    2011 Tacoma 4x4 2.7 5 speed SWB
    All season mats, 2nd filter delete, DT header, Jardine cat-back, URD shifter, Bilstein 5100's all around at .85 front with Eibachs + .25 passenger/.5 drivers spacers and 1.5 AAL, 0w20 synthetic, Scanguage II, extra D rings, OEM backup camera+Mirror, bed mat, Extang Solid Fold, Popnlock 5300, Pro Comp 7089's 4.5bs 285/70/17 Revo 2s, De-badged
    Well.....long story short I should have stayed home from work today. I was sick as a dog and still went in. On the drive home I was coughing like crazy and felt light headed, wasnt paying attention and rear ended someone. Wasnt too fast but was higher then the little civic so it looks a little bad.
    -
    What should I do? Apparently my deductible is $1000 so thats obviously on me. Anyone who has any advice bog or small please let me know. Im not sure where I should take it, do the work myself, what will be replaced etc. I know the TRD skid plate, drivers fender, bumper cover and head lights are toast. Heres a few pics
    -
    [​IMG]
    [​IMG]
     
  2. Mar 29, 2012 at 2:33 PM
    #2
    1GR

    1GR Toyota Dealer Technician

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    BC, Canada
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    Insurance. You're already going to have increased premiums thanks to having to pay for the other car. Might as well get yours fixed too.
     
  3. Mar 29, 2012 at 2:36 PM
    #3
    maxpower29

    maxpower29 [OP] Well-Known Member

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    Jordan
    Nova Scotia, Canada
    Vehicle:
    2011 Tacoma 4x4 2.7 5 speed SWB
    All season mats, 2nd filter delete, DT header, Jardine cat-back, URD shifter, Bilstein 5100's all around at .85 front with Eibachs + .25 passenger/.5 drivers spacers and 1.5 AAL, 0w20 synthetic, Scanguage II, extra D rings, OEM backup camera+Mirror, bed mat, Extang Solid Fold, Popnlock 5300, Pro Comp 7089's 4.5bs 285/70/17 Revo 2s, De-badged
    Ya Thats what Im thinking. I might just go to the dealer and say screw it, let them deal with it
     
  4. Mar 31, 2012 at 5:18 PM
    #4
    F34R

    F34R Well-Known Member

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    I would definitely use my insurance. that's what I pay it for. I caused $1800 worth of damage to a car that pulled out in front of me. Due to their dishonesty, I couldn't really prove it, so I got the bad end of that. Anyways, my insurance went up $150 every six months for three years. $1800 I was going to pay out of pocket only cost me $900 over three years.
     
  5. Mar 31, 2012 at 5:38 PM
    #5
    Utard

    Utard Well-Known Member

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    Nyssa, Oregon
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    ------------------------------------------------------------ Stabilus.EZDown.Tailgate http://www.ezdown.com/home.php ----------------------------------------------- Tekonsha.Primus.IQ.Trailer.brake http://www.tekonsha.com/content/default.aspx---------------------------------------------------------------- Leer 180 CC http://www.leer.com/Truck-Caps#------------------------------------------------ Firestone Air Rite Air Bags--------------------------------------Kargomaster Rack
    Time for an ARB?
     
  6. Mar 31, 2012 at 6:04 PM
    #6
    the.sight.picture

    the.sight.picture Well-Known Member

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    Tint

    X2:D
     
  7. Mar 31, 2012 at 6:22 PM
    #7
    Dadic 78

    Dadic 78 Well-Known Member

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    Ya, I'd take it through your insurance. The cost of the OEM headlights is more than your deductible, so you're saving the green, right off the bat. Plus, the repairs will be done right, with warranty. Can't go wrong. Just lay off the nyquil before drivin' next time! :)
     
  8. Mar 31, 2012 at 6:32 PM
    #8
    ryansummit

    ryansummit Well-Known Member

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    POWERLESS '08 v6 4x4 access cab
    smoke tails, safety rack, coffee stains, caulk, paint, tar, sawdust, foul odor
    when i got in my accident(front end,tree,55,etc)
    i learned alot about inurance that i didnt know
    the adjuster came and gave me a fat check at my house
    but the body shop said i should have talked to them first
    and they would have gotten a bigger check
    also my rate didnt go up that much and my damage was closer to 9k
    some body shops will work with you on deductible also
    the body shop will fix shit that "might" be damaged as well
    things you might not think of and save your ass down the line
    plus sweet rental for a week,like a mint green sentra, go for it
     
  9. Mar 31, 2012 at 7:37 PM
    #9
    ToyComa92

    ToyComa92 Write your love, Then your anger.

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    Heated katzskin leather, Black TRD sport wheels, Bilstein 5100s, Toytec 2" Springs, Deaver 2" AAL, Pioneer AVH4400BH, Ultragauge, Weathertechs front/rear,
    Dude i just ended up replacing my bumper, grill, headlight, bumper filler pieces and repairing a chunk of my hood. All together the insurance estimated 3100 in damage, my deductible was 1000 so i received 2100 to fix my truck. The grill and headlight and filler pieces were 171. the bumper was 100 from a member on here and the paint was 280 for the good PPG color match. I did all the work myself and had my grandpa spray it for me because hes been a body man for about 40 years.

    So i spend under 600 bucks to fix 3200 in damage. Which means i get to sit on 1500 bucks free and clear and my truck is fixed like new. Got a 3" suspension lift kit and rotors and brake pads for the truck :) i feel less guilty as long as the money goes into the truck SOMEHOW haha

    file a claim and fix it yourself dude, Check out partsgeek.com and do some research.
     
  10. Mar 31, 2012 at 7:40 PM
    #10
    RockyMtnTRD

    RockyMtnTRD Wanderlust.

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    hack job
    X2
     
  11. Mar 31, 2012 at 7:57 PM
    #11
    Steves104x4

    Steves104x4 Well-Known Member

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    BUCKLE UP! It makes it harder for Aliens to pull you out of your Truck.
    Dude, do this. [​IMG]You won't be sorry.
     
  12. Apr 1, 2012 at 4:26 AM
    #12
    maxpower29

    maxpower29 [OP] Well-Known Member

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    2011 Tacoma 4x4 2.7 5 speed SWB
    All season mats, 2nd filter delete, DT header, Jardine cat-back, URD shifter, Bilstein 5100's all around at .85 front with Eibachs + .25 passenger/.5 drivers spacers and 1.5 AAL, 0w20 synthetic, Scanguage II, extra D rings, OEM backup camera+Mirror, bed mat, Extang Solid Fold, Popnlock 5300, Pro Comp 7089's 4.5bs 285/70/17 Revo 2s, De-badged
    Thanks for the info guys. I'm just ripping around here trying to gather a few things up. I'm not sure how the insurance here works though, I always thought they pay for the repairs and you don't see the money. I will say though, the tacoma was a rock and is not hurt much!
     
  13. Apr 1, 2012 at 10:25 AM
    #13
    ryansummit

    ryansummit Well-Known Member

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    POWERLESS '08 v6 4x4 access cab
    smoke tails, safety rack, coffee stains, caulk, paint, tar, sawdust, foul odor
    i take this all back
    go with what those guys said
    i wish i was confident fixing it myself but i had radiator damage
    and they had to replace motor mounts and airbag sensors
    if you dont think its that bad get yourself some bitchin gear for a grand
    of your own money. dammit im jealous. if i was only doin the speed limit
     
  14. Apr 2, 2012 at 6:04 AM
    #14
    Chris135

    Chris135 Well-Known Member

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    2011 Tacoma DCLB SR5 TRD Sport
    Debadged Bilstein 5100 shocks in front OME 885 coils Icon 1.5"aal 16" fj cruiser Trd rims 285/75/16 duratrac tires 1.25" spidertrax wheelspacers (4) Tinted front windows Grillecraft upper grille Custom Trd boxside decals Allpro front bumper Piaa 510 fog lights Box mounted ammo can Rear diff breather BHLM Tinted front windows Rolltop tonneau cover Hand controls (for wheelchair users)
    Take it somewhere and get it fixed right. They will/should see hidden damage you most likely wouldn't see. Hope everyone was ok
     
  15. Apr 2, 2012 at 6:14 AM
    #15
    IndianTaco

    IndianTaco Well-Known Member

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    Ya i would take it to the dealer to get it atleast looked at. then fix it yourself to save some money.
     
  16. Apr 2, 2012 at 6:15 AM
    #16
    IndianTaco

    IndianTaco Well-Known Member

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    X2 on the hidden damage
     
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