1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Fraudulent charge to my debit card

Discussion in 'Off-Topic Discussion' started by Zombie Runner, Jun 8, 2010.

  1. Jun 8, 2010 at 8:33 AM
    #1
    Zombie Runner

    Zombie Runner [OP] Are these black helicopters for me?

    Joined:
    Mar 13, 2008
    Member:
    #5246
    Messages:
    15,036
    Gender:
    Male
    First Name:
    Kevin
    Wichita Falls, TX
    Vehicle:
    Tundra, double cab.
    LED interior lights, stubby antenna, Pioneer in dash screen, good driver mod.
    I was looking over my bank account online today to see how much money I dont have:eek: and noticed a charge of 14.98 and the description just said "hosting fee" and gave this number 888-561-6996 WA.

    So I googled that number and turns out its some scam artist in washington state and they charge a ton of people that same amount and hope no one notices.

    the link for people complaining about this number
    http://800notes.com/Phone.aspx/1-888-561-6996

    So I called my bank and reported the fradulent charge and canceld my debit card. They will refund my money and pursue the charge.
    Uggg! Im really irritated right no. That these worthless fucks try and scam people out of their money! I wish I could find them and take them out in a empty field :infantry:

    But I guess I'll be adding identity theft protection back onto my account. I had it for over a year and never really needed it but now that this happend I will be glad to pay for their service
     
  2. Jun 8, 2010 at 8:35 AM
    #2
    xJuice

    xJuice My spoon is too Big!

    Joined:
    Oct 24, 2007
    Member:
    #3208
    Messages:
    8,345
    Gender:
    Male
    First Name:
    Josh
    North DFW
    Vehicle:
    07 DCSB Sport 2wd
    5100s @ 0.85, Grom iPod/Bluetooth adapter, mud flaps removed, clear turn signal bulbs, TSB leafs, two extra D-rings, debadged, fog light anytime, OEM bed mat, Undercover classic, Hankook Dynapro ATM, Fumoto valve
    That sucks.

    I'd be curious how they got your card info in the first place.
     
  3. Jun 8, 2010 at 8:36 AM
    #3
    98tacoma27

    98tacoma27 is gooder 'en chicken Moderator

    Joined:
    Dec 18, 2008
    Member:
    #11714
    Messages:
    49,731
    Gender:
    Male
    First Name:
    Ben
    Beech Creek
    Vehicle:
    05 Tundra SR5 (+250k AND COUNTING), 88 SR5 PU (SOLD), 98 TRD OR (CRUSHED)
    5100's all on fours
    x2
     
  4. Jun 8, 2010 at 8:48 AM
    #4
    BRP27

    BRP27 When I grow up I want to be just like Me

    Joined:
    Oct 16, 2009
    Member:
    #24381
    Messages:
    421
    Gender:
    Male
    So far south in Texas my feet are in salt water
    Vehicle:
    04 4X4 Tacoma SR5
    3 in Ultimate ToyTec, set @ 2.5 in. AAL PINCH Weld Mod ( beat the pinch weld over inside the fender) Painted the pinch weld on bottom of cab Black Hi Lift Knock off
    I used my debit card on the internet once and later checked my balance and a charge for ~$12 was on there to a magazine subscription and a charge was on there for ~$600 for a canoe both I had not ordered. The bank was somewhat unconcerened and I had to go after the canoe charge. Luckily the canoe had not shipped so I stopped shippment. The sporting goods store would not give me info on the person who requested the canoe, said I had to have the police do it.

    I have never used the debit card for anything except ATM whitdrawals since

    Turns out there are different laws regarding Debit cards. The banks have less libility than they do with a credit card.

    Be carefull who gets your Debit number.
     
  5. Jun 8, 2010 at 8:52 AM
    #5
    Zombie Runner

    Zombie Runner [OP] Are these black helicopters for me?

    Joined:
    Mar 13, 2008
    Member:
    #5246
    Messages:
    15,036
    Gender:
    Male
    First Name:
    Kevin
    Wichita Falls, TX
    Vehicle:
    Tundra, double cab.
    LED interior lights, stubby antenna, Pioneer in dash screen, good driver mod.
    x3

    on that site someone said they just punch in random numbers untill they get one that works

    I guess I should use a credit card for online purchases
     
  6. Jun 8, 2010 at 8:59 AM
    #6
    jandrews

    jandrews Carolina Alliance Southwest Region Ambassador

    Joined:
    Jun 7, 2009
    Member:
    #18122
    Messages:
    12,180
    Gender:
    Male
    Vehicle:
    '09 FourDubDee TRD OR
    A-TRUCK, Fat Kid in the Bed, Custom Pinstriping, Ported and Polished Muffler Bearing, Hi-Performance Bed Mat
    I can't say this enough:

    DO NOT USE DEBIT CARDS.

    EVER.

    Don't even own them - just decline them at the bank when you open a checking account.

    They're the easiest way to have your identity stolen. What's worse, the card is linked to all the funds in your checking account, so anyone with the card info can clean the whole thing out - and that cash money is gone. If you have a nice bank, they'll refund you. Most won't.

    Consumer fraud protection with CREDIT CARDS is much much better. The credit card company assumes liability for fraudulent charges - all of them - and you have 60 days to report fraudulent charges. Most debit cards have a grace period for fraud of less than a week, though policies vary by bank.

    It is MUCH safer to use a credit card and simply pay the balance in full each month so that you pay no interested. Offers much more protection to you as a consumer.
     
  7. Jun 8, 2010 at 9:06 AM
    #7
    Zombie Runner

    Zombie Runner [OP] Are these black helicopters for me?

    Joined:
    Mar 13, 2008
    Member:
    #5246
    Messages:
    15,036
    Gender:
    Male
    First Name:
    Kevin
    Wichita Falls, TX
    Vehicle:
    Tundra, double cab.
    LED interior lights, stubby antenna, Pioneer in dash screen, good driver mod.
    good info jandrews. Ill look at getting a CC that has cash back. that way I can still use plastic but get some moniez back for using their card
     
  8. Jun 8, 2010 at 9:08 AM
    #8
    ruler

    ruler Well-Known Member

    Joined:
    Jan 30, 2008
    Member:
    #4503
    Messages:
    2,003
    Gender:
    Male
    SoCal - Los Angeles - SGV
    Vehicle:
    08 Tacoma, TRD Sport, DC 4x4
    Fox Extended Travel Coilovers 2.5 (front), Fox 2.0 shocks (rear),Total Chaos UCA's, AllPro Expedition leaf pack, AllPro front plate style bumper,BHLM, GrillCraft MX series Grill, ATX Thug 17inch rims, Toyo Open Country MT (295,70,17), TRD CAI,Rear smoked LED tail lights, slimcubby HID Head Lights (50w 1200k), ADVMonster 60 Series 3600 Lumen LED Off Road Lights , Pioneer Avic-F700bt (navigation,head unit)
    You might need the canoe if you find yourself up shit creek
     
  9. Jun 8, 2010 at 9:10 AM
    #9
    98tacoma27

    98tacoma27 is gooder 'en chicken Moderator

    Joined:
    Dec 18, 2008
    Member:
    #11714
    Messages:
    49,731
    Gender:
    Male
    First Name:
    Ben
    Beech Creek
    Vehicle:
    05 Tundra SR5 (+250k AND COUNTING), 88 SR5 PU (SOLD), 98 TRD OR (CRUSHED)
    5100's all on fours

    x2..............I'd invest in a paddle or two also.
     
  10. Jun 8, 2010 at 9:13 AM
    #10
    98tacoma27

    98tacoma27 is gooder 'en chicken Moderator

    Joined:
    Dec 18, 2008
    Member:
    #11714
    Messages:
    49,731
    Gender:
    Male
    First Name:
    Ben
    Beech Creek
    Vehicle:
    05 Tundra SR5 (+250k AND COUNTING), 88 SR5 PU (SOLD), 98 TRD OR (CRUSHED)
    5100's all on fours
    I use my Visa check card all the time.
     
  11. Jun 8, 2010 at 9:15 AM
    #11
    Incognito

    Incognito μολὼν λαβέ

    Joined:
    May 25, 2009
    Member:
    #17626
    Messages:
    13,625
    Gender:
    Male
    First Name:
    Colton
    VA
    Vehicle:
    2012 Pyrite AC TRD OR
    See Build thread
    Same here, no problems so far.
     
  12. Jun 8, 2010 at 10:01 AM
    #12
    jandrews

    jandrews Carolina Alliance Southwest Region Ambassador

    Joined:
    Jun 7, 2009
    Member:
    #18122
    Messages:
    12,180
    Gender:
    Male
    Vehicle:
    '09 FourDubDee TRD OR
    A-TRUCK, Fat Kid in the Bed, Custom Pinstriping, Ported and Polished Muffler Bearing, Hi-Performance Bed Mat

    Read the fine print. CC benefits aren't always great - some offer really good miles or rewards but have yearly fees, monthly fees, or other tricks attached to them for these benefits.

    The best route is usually to go through a credit union and get a CC with the lowest fixed rate you can. My daily spending CC is a VISA I got through my credit union with a 9.9% fixed rate. I never carry a balance, so the interest rate is immaterial, but the important factor is that it doesn't have any sneaky fee schedules. Of course, no rewards either. But the real reward is that it's as least-evil as a CC can get.
     
  13. Jun 8, 2010 at 10:11 AM
    #13
    nd

    nd Radical Town. It's a hell of a place!

    Joined:
    Mar 12, 2007
    Member:
    #1047
    Messages:
    12,651
    Gender:
    Male
    First Name:
    Nate
    Greenville, SC
    Vehicle:
    07 TRD Off-Road 4x4 debadged
    De badged, 5100's, Black Toyota Baja wheels
    never EVER use your debit card on the internet. credit card or nothing. a debit card is linked DIRECTLY TO YOUR BANK ACCOUNT. if someone wanted to they could clean you out. but if they get your credit card number then its the credit card companies problem. sure its still a pain in the ass for you to deal with, but at least your checking account isn't empty
     
  14. Jun 8, 2010 at 10:17 AM
    #14
    rentbw

    rentbw Well-Known Member

    Joined:
    Nov 24, 2009
    Member:
    #26449
    Messages:
    69
    Gender:
    Male
    First Name:
    Brent
    Colorado/Illinois
    Vehicle:
    Black 09 Tacoma Sport
    Bull bar, Nerf Bars, Headlights, Cold Air Intake, Flowmaster Duel Exhaust.
    I had somthing like this same charge coming out of my account when I was deployed, I called them up furious and they gave me a line about travel dicounts. After making the girl on the phone (receptionist) cry because they knew she was scamming a deployed soldier, I was given to a guy that said he ran the show and I told him I would be showing up at their office in springfield extrememly upset in 4 months when I get back. the next week all the money was credited back to my account.
     
  15. Jun 8, 2010 at 10:39 AM
    #15
    BRP27

    BRP27 When I grow up I want to be just like Me

    Joined:
    Oct 16, 2009
    Member:
    #24381
    Messages:
    421
    Gender:
    Male
    So far south in Texas my feet are in salt water
    Vehicle:
    04 4X4 Tacoma SR5
    3 in Ultimate ToyTec, set @ 2.5 in. AAL PINCH Weld Mod ( beat the pinch weld over inside the fender) Painted the pinch weld on bottom of cab Black Hi Lift Knock off
    But I would have to be "without a padel" because I sure ain't sticking my hand in
     
  16. Jun 8, 2010 at 10:43 AM
    #16
    ColtsTRD

    ColtsTRD .....

    Joined:
    May 13, 2009
    Member:
    #17177
    Messages:
    17,826
    Gender:
    Male
    First Name:
    Scott
    AZ
    Vehicle:
    2005 TRD DCSB
    Dude i'm going through some similar shit...just from a different direction! Whatta PITA!!!
     
  17. Jun 8, 2010 at 11:04 AM
    #17
    Zombie Runner

    Zombie Runner [OP] Are these black helicopters for me?

    Joined:
    Mar 13, 2008
    Member:
    #5246
    Messages:
    15,036
    Gender:
    Male
    First Name:
    Kevin
    Wichita Falls, TX
    Vehicle:
    Tundra, double cab.
    LED interior lights, stubby antenna, Pioneer in dash screen, good driver mod.
    Yea, Ive used mine for the last 8 years with no problems untill now.
     
  18. Jun 8, 2010 at 11:05 AM
    #18
    98tacoma27

    98tacoma27 is gooder 'en chicken Moderator

    Joined:
    Dec 18, 2008
    Member:
    #11714
    Messages:
    49,731
    Gender:
    Male
    First Name:
    Ben
    Beech Creek
    Vehicle:
    05 Tundra SR5 (+250k AND COUNTING), 88 SR5 PU (SOLD), 98 TRD OR (CRUSHED)
    5100's all on fours
    Do you use it as credit or debit?
     
  19. Jun 8, 2010 at 11:15 AM
    #19
    dgr540

    dgr540 I've got the FUNK

    Joined:
    Jul 6, 2009
    Member:
    #19327
    Messages:
    680
    Gender:
    Male
    Friendswood, TX
    Vehicle:
    2013 Wrangler Unlimited
    XDs Trail grappler 35x12.5x18 Winch 8K lbs Front bumper 4in Lift
    I fell to a paypal scam before and lost my whole account. They said it was all spent in Romania.. I was like I have never been out of the states let alone Romania. Suck though it took like a week to get 1k back.
     
  20. Jun 8, 2010 at 11:20 AM
    #20
    neontrail

    neontrail ✈ ✈ ✈ ✈ ✈ ✈ ✈

    Joined:
    Apr 9, 2008
    Member:
    #5844
    Messages:
    10,128
    Gender:
    Male
    Idaho
    Vehicle:
    2004 NISSAN XTERRA XE/SE
    De-badged, Tint 20%, Blue 48 LED dome-light, .......
    Use a visa wal-mart moneycard for ALL ONLINE transactions. Only load the money that you will use.

    Then if you have paypal, you can set this "wal-mart" card for back-up funding on paypal.
     
To Top