GraveYard Shift BS

id love to do that but the IRS terrifies me

 

yeah, im also a bit concerned this year, since single young dude with no kids = zero tax breaks on anything, im claiming zero on my taxes and hoping for the best

 

I've got a wife just like yours.

 

You have one good thing going.
Get a couple "IRA" accts. Roth, traditional..whatever.

For single guys its like a secret bank acct the govt doesnt keep track of.
Whatever you put in...you get back in taxes and you still get to keep whats in it.

Open one with $500, you get $500 back on your taxes, and so on.
There is a cap on most, I think $5000. But you can have as many as you like.

 

However...you have to let it mature for 5 yrs, i believe before withdrawing from it. If you withdraw early...you are heavily taxed.

 

Neither for me. Get to work the 23rd and the 26th once again.

 

I'm working xmas night. double time and a half makes it all worth it though

 

40% early withdrawal penalty if you're under 59.5. There are a few exceptions, not many, but a few.

 

Yea. I think its 30% right off the top from my credit union just for early withdrawlel....then whats left is taxed at 7.5%.
I'll probably start a few in 2017 as I withdrew most of what I had for the dp on the house in 2010.

 

Only reason why I don't have to is because they both happen to fall on the normal days off this year lol

 

Working tommorow nite then heading north for the holidays. It will be after the 1st of the year till I get back.
My Pops just got out of the hospital after finding out one of his kidneys probably hasnt worked correctly since he was a teen. Looking forward to seeing him and the rest of the fam.

 

This just in... Christmas Eve snowstorm to dump up to 12" of snow on Indiana. J/K
Safe Travels
You could be
But you'll just have to

 

Lol. That's all I need!

 

anyone know what this would entail ?

Candidate Physical Ability Testing (CPAT) certification required

 

A physical exam. The exam may check certain abilities needed to do the job safely.

 

If it's anything in law enforcement, google cooper standards for PAT

 

It's for a firefighting job most likely the same kinda thing.
That's what I was thinking

thanks

 

The FF test in MA is an obstacle course, climb, dummy drag, etc. good luck! My pops and g-pa were both sparkies

 

Here is what one of the local department's uses for theirs. These are the video's show what you will need to do.


http://www.columbusga.org/fire/CPAT.htm

 

Well, I fucked myself lol. Got off yesterday morning, tried to power through, made it to about 1PM, crashed out on the couch till about 5....stayed up until about 7pm then crashed out in bed...woke up at 3AM 100% rested and awake lol! Its a start at least, just means Ill probably go to bed at 9-10 tonight. After 2 months of nights, its gonna be hard switching over