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Have you ever filed an insurance claim?

Discussion in 'General Automotive' started by packfan88, Mar 1, 2013.

  1. packfan88

    packfan88 [OP] Very Nice !

    Joined:
    Nov 13, 2008
    Member:
    #10727
    Messages:
    381
    Gender:
    Male
    Staten Island, NY
    Billy Lift, Duratracs, Westin Step bars, tinted, rain gaurds, EBC rotors hawk pads
    Im going ot be 38.
    July will make the 20 year anniversary of me getting my drivers license. I had a 73 Nova ready and waiting to go when I turned 18. Ive been driving for two decades. Ive had insurance for like 18 out of those 20 years (was with out a car a few times in my early 20s).


    I have never filed an insurance claim or gotten one penny in return from my insurance companies. One time i got an insurance payment from someone else who backed into my bumper but that went against his policy not mine.

    One time I wrecked a Volkswagen Beetle but I didnt have comprehensive/collision so they never paid me for it.

    I work with some old timers/shady characters that have spoken of "insurance scams" back in the day by basically stealing their own car and filing a claim.

    Never had a car stolen, vandalized, flooded, a tree fall on it or anything. Tonight it will prolly get hit by a meteor shower. But Ive never even gotten paid for a cracked windshield (only had one and just paid $175 to replace it).

    Im guessing Ive prolly paid over 25k in insurance.

    So ......
     
  2. Zoot

    Zoot Well-Known Member

    Joined:
    Feb 18, 2011
    Member:
    #51396
    Messages:
    405
    Gender:
    Male
    Vehicle:
    2011 DC/SB TRD O/R 4X4
    Toyota bed mat, Access tonneau cover, Wet Okole's, Window Tint, custom trail-stripes, Cooper A/T3 265/75R16, MedlinAround interior LEDs
    All my (3... 4?) accidents were 100% other peoples fault and their insurance paid for damages. This is why I opt for higher deductible in event "I" am at fault. It keeps my monthly payments lower.
     
  3. skidooman

    skidooman I'm your huckleberry

    Joined:
    Apr 6, 2011
    Member:
    #54438
    Messages:
    4,677
    Gender:
    Male
    First Name:
    TJ
    Idaho
    Vehicle:
    sold everything
    They day I bought my taco I had a golf ball sized rock destroy my windshield. I turned that in. I got ran into last year, state law requires both parties to inform their own insurance. I filed a claim with my insurance and his. When his paid up I canceled my claim.
     
  4. Rich91710

    Rich91710 Well-Known Member

    Joined:
    Feb 23, 2012
    Member:
    #73470
    Messages:
    16,498
    Gender:
    Male
    First Name:
    Rich
    Los Angeles
    Vehicle:
    08 Base
    Satoshi with FJ badge, factory cruise, factory intermittent wipers, Redline Tuning hood-lift struts, Hellwig Swaybar, Rosen DVD-Nav
    Had a few claims.
    Glass replacement and stolen stereos when I was young.
    Three accidents over the last 15 years.
     
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