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Help Truck Keyed

Discussion in 'Detailing' started by topgun155, Aug 12, 2009.

  1. Oct 25, 2009 at 7:34 PM
    #21
    topgun155

    topgun155 [OP] Well-Known Member

    Joined:
    Dec 18, 2008
    Member:
    #11728
    Messages:
    2,777
    Gender:
    Male
    First Name:
    Zack
    Richmond, TX or College Station, TX
    Vehicle:
    08 Prerunner V6 Black
    Viper Alarm, In Pro Car Wear L.E.D. Tail Lights, Fog Lights, ScanGuageII, AvidOffroad Light Bar, Ammo Box Mod, Tailgate Theft Prevention Mod, Satoshi Grill, Hella 500ff behind the grill, blendmount, Cruise Control Mod, Fog Light Mod, 5100's @1.75, Toytec TSB AAL 1.5".
    I wouldn't use your insureance. Best of luck to you.
     
  2. Oct 25, 2009 at 7:42 PM
    #22
    blackhawke88

    blackhawke88 wo ai ni bao bei ^_^

    Joined:
    Jan 11, 2009
    Member:
    #12478
    Messages:
    16,878
    Gender:
    Male
    SGV, CA
    Vehicle:
    07 TRD Offroad
    ^ why not? vandalism shouldnt cost my rates to increase by too much. plus dont we pay insurance to be able to use it one day? Im just gonna pocket what insurance thinks it will take to fix it and use that money to fix it myself, unless I can find a shop to do it for less than what insurance actually gives me.
     
  3. Oct 25, 2009 at 7:50 PM
    #23
    topgun155

    topgun155 [OP] Well-Known Member

    Joined:
    Dec 18, 2008
    Member:
    #11728
    Messages:
    2,777
    Gender:
    Male
    First Name:
    Zack
    Richmond, TX or College Station, TX
    Vehicle:
    08 Prerunner V6 Black
    Viper Alarm, In Pro Car Wear L.E.D. Tail Lights, Fog Lights, ScanGuageII, AvidOffroad Light Bar, Ammo Box Mod, Tailgate Theft Prevention Mod, Satoshi Grill, Hella 500ff behind the grill, blendmount, Cruise Control Mod, Fog Light Mod, 5100's @1.75, Toytec TSB AAL 1.5".
    From what I can tell you always pay for it in the end. While insureance might give you money for it they will rasie your rates to make up that lost money. But let me refraise that if it is gonna cost you more than $200 it is probably better to use insureance other wise don't bother them with little things.
     
  4. Feb 20, 2010 at 2:42 AM
    #24
    Airwolf NSX

    Airwolf NSX Well-Known Member

    Joined:
    Aug 20, 2009
    Member:
    #21450
    Messages:
    149
    Gender:
    Male
    Irvine, CA
    Vehicle:
    2010 Tacoma TRD Sport Double Cab
    do you guys recommend using an orbital buffer as well?
     
  5. Feb 20, 2010 at 5:51 AM
    #25
    def4pos8

    def4pos8 Well-Known Member

    Joined:
    Oct 6, 2009
    Member:
    #23907
    Messages:
    100
    Gender:
    Male
    Ohio
    Vehicle:
    White Tacoma AC 2.7L/5spd SR5
    undercoat, running boards
    My earlier refinish advice stands.

    The single part of my insurance coverage that has NO DEDUCTIBLE is comprehensive. Comprehensive covers non-collision events like this. The cost of going "0/0" -- with a good underwriter -- isn't enough to think about. Also, a GOOD underwriter won't rape you after a claim.

    Over the years I've made claims for damage from rocks, tree limbs and vandals. Glass is a regular problem. Wifey has a habit of running over raccoons, at an average claim of $1,000. My company sucks it up. Our rates have DECLINED over the past ten years.

    Comprehensive claims are almost always NOT the fault of the insured. A good insurance company understands this.
     
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