1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Home Financial Software

Discussion in 'Technology' started by Chickenmunga, Jul 21, 2009.

?

What Financial Software?

Poll closed Aug 20, 2009.
  1. Quicken 2009 (please state which version & why, please!)

    33.3%
  2. Quicken Online

    0 vote(s)
    0.0%
  3. Mint.com

    50.0%
  4. Microsoft Money

    0 vote(s)
    0.0%
  5. Other Online (please say which)

    0 vote(s)
    0.0%
  6. Other offline (please say which)

    16.7%
  1. Jul 21, 2009 at 2:28 PM
    #1
    Chickenmunga

    Chickenmunga [OP] Nuggety

    Joined:
    Apr 10, 2008
    Member:
    #5877
    Messages:
    6,946
    Gender:
    Male
    First Name:
    Mike
    Hillsboro, Oregon
    Vehicle:
    08 TRD Offroad DC 4x4 (read the build)
    I've been using Quicken (currently on 2007 Basic) for a while for my home finance... nothing complex, just two credit cards, savings, checking, student loan and the truck loan. However, my version is getting pissy every time I want to download transactions, and handling loans is a pain.

    Before I upgrade to the new version or do something else, I thought I'd see what your guys are using.

    Should I upgrade to the latest Quicken? Try some online thing like Mint.com? Swap to Microsoft Money?

    The number one thing I need is for it to handle downloading my transactions. I admittedly suck at keeping up to date, so having the downloads makes it... fun(?) and keeps me on track.
     
  2. Jul 21, 2009 at 2:40 PM
    #2
    Viet2100

    Viet2100 Well-Known Member

    Joined:
    Jun 27, 2007
    Member:
    #1930
    Messages:
    2,512
    Gender:
    Male
    First Name:
    Viet
    Delray Beach, FL
    Vehicle:
    2007 Infiniti G35S
    I'm pretty young but am anal about my expenses. I use Quicken Online tied with Quicken on my iPhone.
     
  3. Jul 21, 2009 at 3:41 PM
    #3
    Janster

    Janster Old & Forgetful

    Joined:
    Mar 25, 2007
    Member:
    #1138
    Messages:
    14,254
    Gender:
    Female
    First Name:
    Jandy
    Lancaster, PA
    Vehicle:
    2016 GMC Canyon SLT w/ LineX and....
    My husband does the finances...but we have Quicken Deluxe 2008.

    He only uses it for our Checking/Savings accounts. We have automatic withdrawels from certain accounts (mortgage, car payment, some utilities).

    When it comes to our financials & accounts - NOTHING is done online. We actually have separate accounts for certain withdrawels just because we don't want it tied to the main accounts.
     
  4. Aug 19, 2009 at 9:05 PM
    #4
    genxer36

    genxer36 Lord of Tomfoolery

    Joined:
    Nov 13, 2007
    Member:
    #3442
    Messages:
    10,581
    Gender:
    Male
    First Name:
    Sean
    Bethlehem,GA
    Tow package, XM Satellite radio, K & N Air filter, & Channel Vent Visors
    I hope those of you using financial software. DO NOT list account numbers or your Soc security number in the software, on an internet PC. That is a big no no! Hackers can access that info.

    Some viruses sole duty is to look for that info on PCs & sends it back to the host.
     
  5. Aug 19, 2009 at 9:17 PM
    #5
    Snipe

    Snipe Well-Known Member

    Joined:
    Jan 9, 2009
    Member:
    #12421
    Messages:
    1,150
    Gender:
    Male
    Pacific NW
    Vehicle:
    08 TRD Off Road
    I have been using Quicken since 99 and did the upgrades every year up until 2007 and then found with each new version Quicken was wanting to do too much useless shit for me like offering loan rate searches, trying to sell me checks or whatever so I haven't updated since then and have blocked it from any online access, just use it to keep account balances straight and I enter all that info without doing downloads.

    As far as Hackers, just add a digit to each of your account numbers, they don't have time to try and figure it out
     
  6. Aug 19, 2009 at 9:35 PM
    #6
    lsocoee

    lsocoee My hair is all natural Moderator

    Joined:
    Feb 9, 2007
    Member:
    #872
    Messages:
    10,165
    First Name:
    Hotdog
    Vehicle:
    2007 PreRunner SR5 Double Cab
    Wet Okole Underwear
    I wrote a spreadsheet that fits our needs.
     
  7. Aug 20, 2009 at 3:04 AM
    #7
    Brunes

    Brunes abides.

    Joined:
    May 31, 2008
    Member:
    #7011
    Messages:
    17,641
    Gender:
    Male
    First Name:
    Rotorhead
    DC or New Jersey - Depends on the day....
    Vehicle:
    08 Red/Graphite and Satin Black
    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    Mint.com works great for me. It takes a bit of time to set it up and make sure everything is right, but it's got some solid tools to help manage spending and keeps updating it self.
     
  8. Aug 20, 2009 at 8:24 AM
    #8
    Chickenmunga

    Chickenmunga [OP] Nuggety

    Joined:
    Apr 10, 2008
    Member:
    #5877
    Messages:
    6,946
    Gender:
    Male
    First Name:
    Mike
    Hillsboro, Oregon
    Vehicle:
    08 TRD Offroad DC 4x4 (read the build)
    That doesn't really help since any hacker worth his salt would make his program grab the first 10 characters, strip off extraneous data, then search for the next index of an account. If you've padded the front end with characters or both ends, it may make things more difficult, but not impossible. Once the program is created and sent out, the hacker isn't doing any more work, the program is.


    I took a look and really liked the idea of mvelopes, but screw paying a monthly fee.
    Quicken online was much like their offline product - lots of show, not enough go. There's no way to do splits either.
    I also found that Microsoft said, 'screw this, your bank does good enough, MS Money is dead."

    Decided to go with mint for now
     
  9. Aug 24, 2009 at 8:38 PM
    #9
    ghostboy808

    ghostboy808 Well-Known Member

    Joined:
    Aug 23, 2008
    Member:
    #8696
    Messages:
    161
    Gender:
    Male
    Vehicle:
    Silver Mica Prerunner TRD Sport
    Gibson SS, TRD S/C

    Can they really access your data through firewalls, anti-virus, scotty winpatrol, spybot, don't you need to download some kind of virus so they can scan your computer for the files?
     
  10. Aug 25, 2009 at 4:33 AM
    #10
    Brunes

    Brunes abides.

    Joined:
    May 31, 2008
    Member:
    #7011
    Messages:
    17,641
    Gender:
    Male
    First Name:
    Rotorhead
    DC or New Jersey - Depends on the day....
    Vehicle:
    08 Red/Graphite and Satin Black
    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    Welcome to the club...Use their forums and you'll get tons of ideas and stuff.
     
  11. Aug 25, 2009 at 3:25 PM
    #11
    Chickenmunga

    Chickenmunga [OP] Nuggety

    Joined:
    Apr 10, 2008
    Member:
    #5877
    Messages:
    6,946
    Gender:
    Male
    First Name:
    Mike
    Hillsboro, Oregon
    Vehicle:
    08 TRD Offroad DC 4x4 (read the build)
    Most people consider themselves more interesting than they really are. The average joe is going to be hacked by a virus. If you are someone who is regularly on TV, you would have more cause for concern.

    It's possible for someone to directly attack you, and there's never such a thing as "complete protection". You just make things harder or invent something one step ahead of the other guy. Think of it like car theft, only the criminal wants to put something IN your car and the criminal can send 50 hojilliion requests for you to kindly leave the door unlocked with the keys on the seat.
     
  12. Aug 25, 2009 at 4:02 PM
    #12
    ghostboy808

    ghostboy808 Well-Known Member

    Joined:
    Aug 23, 2008
    Member:
    #8696
    Messages:
    161
    Gender:
    Male
    Vehicle:
    Silver Mica Prerunner TRD Sport
    Gibson SS, TRD S/C

    Good analogy, I know I'm not more interesting than I really am plus I'm not on TV so I think I'm safe. But if anyone did get to my quicken account I am screwed.

    I just migrated from microsoft money to quicken and it's way way better. At least most of my accounts are able to update automatically, never could with MM. The only annoying thing I notice so far is that if one of your accounts throws and error, that stupid box keeps popping up telling you to correct it. Anyone know how to disable it?
     
To Top