1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

How do you Pay for Mods?

Discussion in 'Off-Topic Discussion' started by Relik, Jun 20, 2011.

?

How do you Pay for Mods?

  1. Cash

    252 vote(s)
    69.0%
  2. Credit

    56 vote(s)
    15.3%
  3. 50/50-Cash/Credit

    50 vote(s)
    13.7%
  4. Financing

    5 vote(s)
    1.4%
  5. Sell Stuff first

    58 vote(s)
    15.9%
  6. Trading

    29 vote(s)
    7.9%
  7. Sponsorship

    4 vote(s)
    1.1%
  8. Family

    9 vote(s)
    2.5%
  9. Pay? I only do whats Free!

    29 vote(s)
    7.9%
  10. Other

    26 vote(s)
    7.1%
  1. Jun 20, 2011 at 10:33 AM
    #1
    Relik

    Relik [OP] Well-Known Member

    Joined:
    Nov 8, 2010
    Member:
    #45891
    Messages:
    602
    Gender:
    Male
    First Name:
    Eddy
    Thousand Oaks, CA
    Vehicle:
    '11 TRD Sport PreRunner-Auto-Magnetic Gray
    Bilstein 5100s (Front & ext. Rear), Eibach coils @ 0, MaxTrac 4" Spindles, Light Racing UCAs, 1/4" lean spacer, All-Pro 3" Standard leafs, u-bolt flip kit, SpiderTrax 1.25" wheel spacers, 33" (285/70/17) TreadWright Warden A/T tires, extended lines
    Hey guys,

    I was curious as to how everyone mainly financing their mods and to maybe explore some options for some. I'm sure its not all one method but the majority....and you can vote for more than one FYI

    Ex: I know Avid (light bar, sliders, etc) allows to pay in 2 monthly payments.
     
  2. Jun 20, 2011 at 10:34 AM
    #2
    jspadaro

    jspadaro Well-Known Member

    Joined:
    Jan 7, 2009
    Member:
    #12342
    Messages:
    2,994
    Gender:
    Male
    First Name:
    Jim
    Knoxville, TN
    Vehicle:
    Former Tacoma Owner
    Blue Oval Mod
    The same way you should pay for anything. With cash.

    Financing mods, guns, and any other toys is completely irresponsible and idiotic. You don't need any of it, by definition, so you should absolutely never take on debt to pay for it, no exceptions.
     
  3. Jun 20, 2011 at 10:34 AM
    #3
    ruler

    ruler Well-Known Member

    Joined:
    Jan 30, 2008
    Member:
    #4503
    Messages:
    2,003
    Gender:
    Male
    SoCal - Los Angeles - SGV
    Vehicle:
    08 Tacoma, TRD Sport, DC 4x4
    Fox Extended Travel Coilovers 2.5 (front), Fox 2.0 shocks (rear),Total Chaos UCA's, AllPro Expedition leaf pack, AllPro front plate style bumper,BHLM, GrillCraft MX series Grill, ATX Thug 17inch rims, Toyo Open Country MT (295,70,17), TRD CAI,Rear smoked LED tail lights, slimcubby HID Head Lights (50w 1200k), ADVMonster 60 Series 3600 Lumen LED Off Road Lights , Pioneer Avic-F700bt (navigation,head unit)
    recyle my old beer can, and water bottles
     
  4. Jun 20, 2011 at 10:34 AM
    #4
    davidpick

    davidpick NWXPDTN

    Joined:
    Jan 21, 2010
    Member:
    #29760
    Messages:
    2,238
    Gender:
    Male
    First Name:
    David
    Everett, WA
    Vehicle:
    2004 Xcab 4x4 TRD
    save up and pay cash. i use a credit card, but treat it like a debit card -- it gets paid off IN FULL at the end of every month.

    edit: jspadaro beat me to it. x2 to what he said!
     
  5. Jun 20, 2011 at 10:35 AM
    #5
    rbeezy

    rbeezy Well-Known Member

    Joined:
    Sep 15, 2010
    Member:
    #43325
    Messages:
    3,328
    Gender:
    Male
    First Name:
    Ron
    Bay Area
    Vehicle:
    2011 Tacoma SR5
    x2. i work and save money for what i want
     
  6. Jun 20, 2011 at 10:36 AM
    #6
    97yota4wd

    97yota4wd Well-Known Member

    Joined:
    Aug 26, 2010
    Member:
    #42280
    Messages:
    12,955
    Gender:
    Male
    First Name:
    Eric
    Mesa, AZ
    Vehicle:
    alot of metal, small engine, decent travel.
    caged, camburg long travel, 50t leafpack (soon to be installed) light rack over cab, 5pt harnesses etc
    just gotta save up..
     
  7. Jun 20, 2011 at 10:38 AM
    #7
    rmb_crew

    rmb_crew My other ride has 18,400HP!!!!!!

    Joined:
    Jan 21, 2009
    Member:
    #12837
    Messages:
    6,076
    Gender:
    Male
    First Name:
    Ryan
    Jacksonville, FL 30.243103, -81.591007‎
    Vehicle:
    2010 F150 XLT SuperCrew 4X4
    Access larado tonneau, magnaflow exhaust
    I sell my body for mods :)
     
  8. Jun 20, 2011 at 10:39 AM
    #8
    IDtrucks

    IDtrucks Just out for a rip are ya bud?

    Joined:
    Jun 2, 2010
    Member:
    #38254
    Messages:
    20,540
    Gender:
    Male
    First Name:
    Mark
    Boise ID
    Vehicle:
    96' X-Cab 4x4 TRD Off Road Clusterfuck
    JVC Deck, 10" sub mountd in rear seat cubby, 2 LED off road lights mounted in grille, amber raptor style grille lights, LED rock lights, square led bed light, custom made fuse block tray, 12 blade Blue Sea fuse block, 100a marine circuit breaker, black plasti dipped full grille, tinted tail lights + third, Uniden 520 with 4' firestik, Bilstein 5100s with 620lb Eibach coils, Diff drop, Chevy 63 leaf swap, TG creeper joints, 14" triangulated biletein 5125s, 8" extended steel braided brake line, TG Rock Sliders, CBI Moab 1.0 front bumper, custom fabbed bed rack, full TRD E-Locker axle swap and matching re-gear with custom stand alone wiring circuit, 29 spline pinion flange from an 06 wishbone runner, tubbed for 35x12.5" general grabbers on Ultra type 181 wheels, crush sleeve eliminator, Mini ARB compressor, front ARB locker, garage fab aluminum front skid plate, custom built high clearence rear bumper, removable mothafuckin doors
    Exactly what everyone else said. Put money aside untill i have enough to buy said mod in full, plus a little extra in case i have to buy extra parts to make it fit, or replace somthing.
     
  9. Jun 20, 2011 at 10:40 AM
    #9
    solus

    solus HOME!!!

    Joined:
    Aug 1, 2009
    Member:
    #20487
    Messages:
    4,491
    Gender:
    Male
    First Name:
    Mark
    Bremerton, WA
    Vehicle:
    RR 4wd SR5
    I open new credit cards and max them out, use GF's student loans, max out current cards, get advance pay from the Navy, tax returns, home equity loan, "borrow" money from ailing grandparents retirement accounts, sell things I don't actually have on Ebay, and unsecured personal loans from bank.






    j/k, cash*
     
  10. Jun 20, 2011 at 10:40 AM
    #10
    Steezyskis

    Steezyskis I ski I work I'm rad

    Joined:
    Aug 9, 2010
    Member:
    #41461
    Messages:
    598
    Gender:
    Male
    First Name:
    Spencer
    Lake Tahoe (west shore)
    Vehicle:
    Black 05 DC 4x4 sport SB
    Tuff country front bumper, Walker Evans 2.5 coilovers, Allpro 3" rear leafs with 5100s and an Allpro U-bolt flip kit, K&N CAI, 16x8 Raceline raptor wheels wrapped with 285 Toyo ATs, Sockmonkey bed decals, Softtopper camper shell, half debadged with black painted tacoma emblems, B.A.M.F rock sliders, GT covers, BHLM, PIAA lights and more to come.
    Cash is king. If you can't pay cash you can't afford it.
     
  11. Jun 20, 2011 at 10:42 AM
    #11
    rondog

    rondog your TW web developer!

    Joined:
    Nov 2, 2010
    Member:
    #45618
    Messages:
    2,201
    Gender:
    Male
    First Name:
    Ronnie
    Escondido/San Diego
    If I don't have the cash, I don't buy it. I only own 1 credit card and the only thing that goes on it is gas and that gets paid off right away
     
  12. Jun 20, 2011 at 10:42 AM
    #12
    tacokid09

    tacokid09 it's about the off-road miles

    Joined:
    Mar 5, 2011
    Member:
    #52405
    Messages:
    7,123
    Gender:
    Male
    First Name:
    Brian aka B-Lang
    San Luis Obispo, CA
    Vehicle:
    1997 White AC 5-Lug
    save it all up.. but now i have a debit card so i dont know how much ill be able to save up :facepalm:
     
  13. Jun 20, 2011 at 10:47 AM
    #13
    07SpeedwaySport

    07SpeedwaySport Senior MoFo'ing Member

    Joined:
    Dec 16, 2010
    Member:
    #47810
    Messages:
    372
    Gender:
    Male
    Fairfax, VA
    Vehicle:
    06 DCSB TRD OR--now silver
    tint.
    All of the above pretty much but I take it a step further by paying for my truck in cash (bank check) and waiting till I had 2 times the amount I needed and found an excellent deal. I would have felt stupid if I wrote a check for like 20k and then lost my job or something so I made sure I had 20k more on the side...I feel if I couldn't do that, I didn't deserve it. And I upgraded from a 1995 honda wagon beater...
     
  14. Jun 20, 2011 at 10:47 AM
    #14
    Steezyskis

    Steezyskis I ski I work I'm rad

    Joined:
    Aug 9, 2010
    Member:
    #41461
    Messages:
    598
    Gender:
    Male
    First Name:
    Spencer
    Lake Tahoe (west shore)
    Vehicle:
    Black 05 DC 4x4 sport SB
    Tuff country front bumper, Walker Evans 2.5 coilovers, Allpro 3" rear leafs with 5100s and an Allpro U-bolt flip kit, K&N CAI, 16x8 Raceline raptor wheels wrapped with 285 Toyo ATs, Sockmonkey bed decals, Softtopper camper shell, half debadged with black painted tacoma emblems, B.A.M.F rock sliders, GT covers, BHLM, PIAA lights and more to come.
    As long as the truck looks badass debt isn't the issue, which mod is next is. Right
     
  15. Jun 20, 2011 at 10:57 AM
    #15
    solus

    solus HOME!!!

    Joined:
    Aug 1, 2009
    Member:
    #20487
    Messages:
    4,491
    Gender:
    Male
    First Name:
    Mark
    Bremerton, WA
    Vehicle:
    RR 4wd SR5
    So true... now I just need to find a way to fund my next mod... I was thinking Ponzi scheme :rolleyes:
     
  16. Jun 20, 2011 at 11:07 AM
    #16
    Steezyskis

    Steezyskis I ski I work I'm rad

    Joined:
    Aug 9, 2010
    Member:
    #41461
    Messages:
    598
    Gender:
    Male
    First Name:
    Spencer
    Lake Tahoe (west shore)
    Vehicle:
    Black 05 DC 4x4 sport SB
    Tuff country front bumper, Walker Evans 2.5 coilovers, Allpro 3" rear leafs with 5100s and an Allpro U-bolt flip kit, K&N CAI, 16x8 Raceline raptor wheels wrapped with 285 Toyo ATs, Sockmonkey bed decals, Softtopper camper shell, half debadged with black painted tacoma emblems, B.A.M.F rock sliders, GT covers, BHLM, PIAA lights and more to come.
    I remember some time ago the Italian mafia somehow sold hundreds of thousands of pre paid phone cards. Then it turns out none of them worked. It was a giant scam. But not after make millions ha
     
  17. Jun 20, 2011 at 11:09 AM
    #17
    Cr250jumper

    Cr250jumper Señor member

    Joined:
    Dec 2, 2010
    Member:
    #47033
    Messages:
    10,643
    Gender:
    Male
    The moon
    Vehicle:
    50 shades of tan©
    Tacoma with some stuff melted to it
    I sold my soul
     
  18. Jun 20, 2011 at 11:10 AM
    #18
    Chopper678

    Chopper678 Professional Threadjacker

    Joined:
    Jun 13, 2011
    Member:
    #58237
    Messages:
    10,868
    Gender:
    Male
    First Name:
    Devin
    Texas
    Vehicle:
    '07 SR5 PreRunner V6 DCSB
    5100s@0.85"+Eibachs, Toytec 2" AAL, Weathertech floor liners, WO seat covers, UltraGauge, ammo box mod
    Though I haven't done any mods yet, I pay for mine with cash and if it's big (Like rims or tires or step bars or something) I get a little help from the family or just wait til a holiday. Lol

    Main thing is... NEVER Take out of your savings! I don't have a bank account yet, I just save 1/3 of what I make. I've got about $500+ in the "savings" and a couple hundred spending money. Best thing is probably just set away a separate savings for your mod!
     
  19. Jun 20, 2011 at 11:11 AM
    #19
    Hunter500ky

    Hunter500ky Well-Known Member

    Joined:
    Dec 2, 2010
    Member:
    #47031
    Messages:
    2,521
    Gender:
    Male
    E-Town Ky
    Vehicle:
    06 Tacoma 4x4 SR5
    Weathertech Mats, Toolbox, 6k HID fogs, Hardwire Escort 8500 x50,
    I use my credit card, I always have enough cash in hand. Trying to build my credit, so I'll buy some things with my credit card and pay it off.

    Building credit is a bitch!
     
  20. Jun 20, 2011 at 11:12 AM
    #20
    Hunter500ky

    Hunter500ky Well-Known Member

    Joined:
    Dec 2, 2010
    Member:
    #47031
    Messages:
    2,521
    Gender:
    Male
    E-Town Ky
    Vehicle:
    06 Tacoma 4x4 SR5
    Weathertech Mats, Toolbox, 6k HID fogs, Hardwire Escort 8500 x50,


    Smart man, reps
     
To Top