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How much do you pay annually to insure your 2016/17 Tacoma?

Discussion in '3rd Gen. Tacomas (2016-2023)' started by tacoma805, Nov 12, 2016.

  1. Nov 13, 2016 at 6:01 AM
    #21
    CarsonTaco#16

    CarsonTaco#16 Well-Known Member

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    Alex
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    Stage 7 Icon coilovers lift, toytec front diff drop, toytec/icon u-bolt flip kit, icon rear hydraulic bump stops, spidertrax wheel spacers, 285/70/17 Nitto Ridge Grapplers, Method NV Race Wheels, Morimoto Elite Hids, Morimoto Led fog lights, rocky road outfitters super sliders, Gobi stealth roof rack.
    What insurance do you have over there? I will be moving outside of Frankfurt next summer for work.
     
  2. Nov 13, 2016 at 6:33 AM
    #22
    Inferno17

    Inferno17 Well-Known Member

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    1800 annually with all state 500 dollar deductible, rental included and 25000 personal injury protection.
     
  3. Nov 13, 2016 at 6:35 AM
    #23
    Scooby24

    Scooby24 Well-Known Member

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    Just under 1000 year for 300/500 and 250 deductible plus rental coverage.
     
  4. Nov 13, 2016 at 6:52 AM
    #24
    bobamoo

    bobamoo Well-Known Member

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    Greensboro, NC
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    Correct! I'm in insurance, we write in 13 states with dozens of carriers. So many variables. Yes, vehicle does matter, but your state may set rates, and your insurance score is important. Your history with a carrier can be valuable, also, most offer various discounts based on other policies with them. Pays to shop around!
     
  5. Nov 13, 2016 at 7:00 AM
    #25
    TSki

    TSki Well-Known Member

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    Salmon, Idaho
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    https://www.tacomaworld.com/threads/my-silver-gsu-build.460083/
    USAA.. it was about 750 for our vehicles before coming over here.. then it jumped to 2800.. that 1800 is just for my truck. You can find cheaper insurance out here.. but you better be able to afford a lot if anything goes wrong.
     
  6. Nov 13, 2016 at 7:21 AM
    #26
    CarsonTaco#16

    CarsonTaco#16 Well-Known Member

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    Stage 7 Icon coilovers lift, toytec front diff drop, toytec/icon u-bolt flip kit, icon rear hydraulic bump stops, spidertrax wheel spacers, 285/70/17 Nitto Ridge Grapplers, Method NV Race Wheels, Morimoto Elite Hids, Morimoto Led fog lights, rocky road outfitters super sliders, Gobi stealth roof rack.
    It seams that usaa fluctuates greatly out there. I've been quoted a few times from 90 to 150 with usaa, Geico wants 250 plus no matter what.
     
  7. Nov 13, 2016 at 7:34 AM
    #27
    Ram5493

    Ram5493 Well-Known Member

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    I will be paying 300 a month, sadly. NYC sucks for car insurance.
     
  8. Nov 13, 2016 at 7:56 AM
    #28
    bensonxj

    bensonxj Well-Known Member

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    700 yearly. Wyoming with progressive. 100k/300k/100k for liability. 100/300k for under and uninsured. $500 for collision deductible.
     
  9. Nov 13, 2016 at 10:52 AM
    #29
    =JSG=

    =JSG= Well-Known Member

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    U guys are all lucky, I pay $2,100 CAD/year with to and from work insurance with a perfect 43% discount for clean driving record lol
     
  10. Nov 13, 2016 at 10:59 AM
    #30
    El Duderino

    El Duderino Obviously, you're not a golfer.

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    Stuff, things, this, an ADS
    88 doll hairs a month Allstate just switched from geico which was 106 a month
     
  11. Nov 14, 2016 at 6:51 AM
    #31
    Spare Parts

    Spare Parts Well-Known Member

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    Can you tell us more about the insurance score? I am sure it has to do with driving record and what not, but once I learned what makes up the credit score, I have been able to improve mine greatly.
     
  12. Nov 14, 2016 at 10:33 AM
    #32
    StORmTrooperLV

    StORmTrooperLV Well-Known Member

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    Las Vegas
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    RCI Front Skid
    I pay $1034 annually through Liberty Mutual. With $500 deductible, 500k coverage with it covered that I use it for work.

    Damn Vegas rates... Some of the other big brands were double though.
     
  13. Nov 14, 2016 at 10:34 AM
    #33
    PROseur

    PROseur Well-Known Member

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    Is it due to high vehicle theft in Vegas?
     
  14. Nov 14, 2016 at 10:55 AM
    #34
    StORmTrooperLV

    StORmTrooperLV Well-Known Member

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    Not that I am aware of. I have been advised its due to collision. I unfortunately live in a zipcode that has a close proximity to the strip so my area shows elevated claims....even though its suburban.

    When I lived on the outskirts of town, my rates were significantly cheaper.
     
  15. Nov 14, 2016 at 10:58 AM
    #35
    PROseur

    PROseur Well-Known Member

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    Ah ok, makes sense.
     
  16. Nov 14, 2016 at 11:23 AM
    #36
    SOSHeloPilot

    SOSHeloPilot My 1st Muscle Car

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    S.E USA & S.E. Asia too
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    Missing My Last Tacoma --- Had 11 Toyota trucks in the past and many other Toyota cars too.
    .
    Max policy I could get via USAA costs about $590.00 every 6 months with no wrecks or tickets & good FICO.

    Overall USAA beats everybody on costs and customer service and USAA has super cheap rates on Umbrella Policies.

    FWIW ... Amica Ins. has a super customer service record but tends to be more expensive because it's a "mutual insurance company".
    .
     
    Last edited: Nov 14, 2016
  17. Nov 14, 2016 at 11:24 AM
    #37
    PROseur

    PROseur Well-Known Member

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    Yes, if you are privileged enough to be a member of the club.
     
  18. Nov 14, 2016 at 11:36 AM
    #38
    StORmTrooperLV

    StORmTrooperLV Well-Known Member

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    RCI Front Skid
    ^^ Correct, I have tons of clients with properties insured by them..most places can't beat them on any premiums.
     
    PROseur likes this.
  19. Nov 14, 2016 at 12:18 PM
    #39
    walterj

    walterj Well-Known Member

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    Sexy Black '17 Taco 4x4 DCSB TRD Off-Road 6MT
    $820 annual
     
  20. Nov 14, 2016 at 2:03 PM
    #40
    particleman

    particleman Well-Known Member

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    2016 2wd SR5
    $2100 a year thats for a 2016 sr5, 2017 sr5, another small car a small utility trailer and my house. Travelers insurance.
     

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