How much do you pay for insurance?

You must be a baller

 

2020 taco.
East bay, CA. 29Y/O
1 speed, 1 red light

USAA
$166/MO
$1000 Collision/Comprehensive deductible
$100K/$300K

 

NE PA

2 adults, 1 19yo with 2 'bumps' (Rogue, Taco, Jetta)
$500 deductible

$1700 every 6 months through USAA.

After reading this thread, may be time to start calling around.

 

Insurance is the biggest scam since slice bread. If it wasn’t required I wouldn’t have it, it’s for those who can’t save money. Think about how many times someone didn’t want to make a claim because afraid rates would go up, or how much money we have to pay over the years for the uninsured. Why pay for the uninsured when you could be that person on the other end of the line reaping the benefits. Every year it goes up even though no claims made and vehicles get older. If every company ran their books like those folks they’d be out of business, but it’s required by our government to drive. Just look how much they spend on commercials, and that will tell you their profit.

 

2013 taco SW Pa, 398 a yr, 1000 deductible full coverage Multi car policy with penn national and home owners.

 

California

112$ a month with Mercury for full coverage/500 deductibles etc. No accidents no nothing its just expensive around here.

 

I could only dream of being a baller. I just work a lot. I don't think you can be a baller if you drive Toyota's and Honda's. LOL.

 

2012 dclb 4x4 taco full coverage
2017 acura mdx full coverage
2005 Nissan altima-liability only as a commuter
32 y/o, married, homeowner coastal Florida
$1400/6 months Geico..we both have great driving records and credit history. Hope I'm not getting robbed for not shopping around.

 

True

 

Depends on your location, driving history, age, but mainly coverage.

I can't compare my insurance premiums when I have more than full coverage to someone who has the state minimum and an unmodified truck with no accessories or camper.

 

Wife: Camry 2015
Me: Tacoma 2020

500 deductible, etc. I think very similar to OP's setup.

We are at 180/mo = 2160/year. It actually went down when I got the Tacoma compared to my old mazda, probably due to the anti crash sensor BS.

That's discounted thanks to 'rona, typically is 200 = 2400/year for the two of us.

When we lived in providence with my '12 Mazda 3 it was 250/mo.

Welcome to RI car insurance. Once you drive here, you'll understand why our rates are so high.

 

always shop around every 2 years. even if you decided to stay it’s worth it!

 

story of my life, damn truck always needs something

 

We hate sticky finger pricks... had lots of my tools stolen as well

 

$980 / year for two vehicles:

Full coverage on a 2016 Crosstrek & 2013 Tacoma
300k/500k liability
$100 deductible for collision
Full glass
No accidents no tickets
Allstate Coverage bundled with home owners.

 

Just in case anybody was wondering. I just got off the phone with USAA they have not changed their qualification rules yet you still have to have a blood family member that is alive and They have to be a member of USAA

 

I got a quote from USAA and it was significantly more than I'm paying with State Farm.

 

I too have USAA with pretty much minimal coverage, good driver discount, senior discount, lo-jack discount and pay about $55 a month. State Farm sent me an offer with most likely similar coverage for $49 a month.

 

I signed up for USAA just to get a quote to see if they could beat my rates with Erie. Unfortunately, they could not.

 

I live in southwestern Ontario Canada.. I am 57 years old.
2006 Harley Davidson Street glide $750.00 a year..
2015 Toyota Tacoma TRD crew cab full coverage. 615.00 a year.
I work for a union so I get pretty good rates..