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How much is your insurance?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by nomad20012, Mar 4, 2010.

  1. Mar 4, 2010 at 5:40 AM
    #1
    nomad20012

    nomad20012 [OP] Active Member

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    Canada Bitches
    Vehicle:
    2010 SR5
    What do you pay every month.
    My 10 cost me $158.00 CNDN
    YOU??
     
  2. Mar 4, 2010 at 5:41 AM
    #2
    zimm52

    zimm52 Well-Known Member

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    sneakin up behind you
    Vehicle:
    2010 PreRunner TRD Off Road
    nothing yet!
    83 bucks a month for my 2010
    pre runner though
     
  3. Mar 4, 2010 at 5:54 AM
    #3
    Brunes

    Brunes abides. Staff Member

    Joined:
    May 31, 2008
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    #7011
    Messages:
    17,730
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    First Name:
    Rotorhead
    Big Easy, USA
    Vehicle:
    08 Red/Graphite and Satin Black
    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit Upcoming: ATO Gas Tank Skid and Sliders w/ kickout. ATO Shackle Flip Kit. Down the line: Front/Rear ARB Lockers w/ OBA. 4.56 Gears
    Trying to compare is pointless- You need to ask folks with the same truck you have in your area about their costs if you want a GOOD data set.

    My wife and I pay about 140 a month for the Taco, the Scion, and renters insurance.
     
  4. Mar 4, 2010 at 5:55 AM
    #4
    MAXTacoma

    MAXTacoma Well-Known Member

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    Lexus GS 350
    $70 per month.
     
  5. Mar 4, 2010 at 5:57 AM
    #5
    blackwatertaco

    blackwatertaco If you ain't stuck, You ain't tryin hard enough.

    Joined:
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    Jay
    Alvin/Pasadena, Tx
    Vehicle:
    08 taco, 4x4 2.7 5spd.
    One fucked up diff. breather mod, 265/75/16 Destiny Dakota M/T Black gulf states rims BHLM Magnaflow 14" muffler with cut off tail pipe. 10" pioneer slim truck sub with JBL 600W amp. PROJECT BLACK OUT
    $275 a mo...It's rediculous, I have a extreamly clean driving record. But im 21. Allstate bTW

    On my Powerstroke I was paying $240 a Mo...Same company.
     
  6. Mar 4, 2010 at 6:01 AM
    #6
    macgyver

    macgyver Well-Known Member

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    Brad
    Canton, GA
    Vehicle:
    '13 Tundra double cab SR5 4x4
    $115 a month with USAA. live in North Georgia. Full coverage. $500 deductable. 1 speeding ticket on my record. 24 yr old male. It should go down a little bit soon since I turn 25 in july.

    oops forgot. 2007 silver double cab short bed 4x4 6spd
     
  7. Mar 4, 2010 at 6:04 AM
    #7
    colinb17

    colinb17 If at first you don't succeed, don't try skydiving

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    Colin
    Lusby, MD
    Vehicle:
    '07 TRD Sport 4x4
    Build thread in sig...
    $37.50 per month for a total of 450 a year :D:D:D



    only catch is that if a crash is my fault, they do not cover damages to my vehicle...but that's a risk i'm willing to take. never been in a crash of any kind, and never gotten any kind of ticket (knock on wood). i'm 20 and have Geico, so i think it's a pretty good deal.
     
  8. Mar 4, 2010 at 6:04 AM
    #8
    macgyver

    macgyver Well-Known Member

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    Brad
    Canton, GA
    Vehicle:
    '13 Tundra double cab SR5 4x4

    Don't feel bad. When I was 19 I was paying $290 a month on a 10 year old honda accord.

    My buddy is 25 yrs old, pays $400 a month on a 2002 volvo sedan. He is a horrible driver. I don't know how he's not dead yet or why the insurance company hasnt dropped him yet. he said he has over 10 citations and a DUI on his record. In the RARE occurance I ride with him, the only thing that makes me feel safe is that we are in a volvo.
     
  9. Mar 4, 2010 at 6:06 AM
    #9
    blackwatertaco

    blackwatertaco If you ain't stuck, You ain't tryin hard enough.

    Joined:
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    Male
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    Jay
    Alvin/Pasadena, Tx
    Vehicle:
    08 taco, 4x4 2.7 5spd.
    One fucked up diff. breather mod, 265/75/16 Destiny Dakota M/T Black gulf states rims BHLM Magnaflow 14" muffler with cut off tail pipe. 10" pioneer slim truck sub with JBL 600W amp. PROJECT BLACK OUT
    Damn, That's good for being 20. But im not willing to take that risk.
     
  10. Mar 4, 2010 at 6:07 AM
    #10
    macgyver

    macgyver Well-Known Member

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    Brad
    Canton, GA
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    '13 Tundra double cab SR5 4x4
    skating on thin ice there my friend :D But if you are willing to pay for the damage then cool. I haven't had an accident with another car since I was 18 (knock on wood) i'm 24 now. But a few months ago a big deer ran out in front of my truck. $3600 in damage later I was sure glad I had comprehensive coverage.
     
  11. Mar 4, 2010 at 6:08 AM
    #11
    colinb17

    colinb17 If at first you don't succeed, don't try skydiving

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    Colin
    Lusby, MD
    Vehicle:
    '07 TRD Sport 4x4
    Build thread in sig...
    yeah, i've never seen it so low for someone my age. i had to think long and hard about the decision on such partial coverage...but it motivated me to drive even safer than before (which was already safe).
     
  12. Mar 4, 2010 at 6:12 AM
    #12
    colinb17

    colinb17 If at first you don't succeed, don't try skydiving

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    Colin
    Lusby, MD
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    '07 TRD Sport 4x4
    Build thread in sig...

    insurance will pay for any damage that is not my fault...so as long as i don't gause the wreck, i'm good to go. as for the deer, luckily i go to school in florida...and bunnys aren't to much of a threat in front of your vehicle:devil: just have to watch out the three months i'm in virginia.
     
  13. Mar 4, 2010 at 6:15 AM
    #13
    ntujyug

    ntujyug Member

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    Geico...
    Atlanta, GA area.
    $148 a month for '04 Tacoma Prerunner Limited Edition(full coverage), '04 Honda CRV(full coverage), 1995 Acura Legend(liability), & 2001 Suzuki XL-7(Liability).
     
  14. Mar 4, 2010 at 6:15 AM
    #14
    macgyver

    macgyver Well-Known Member

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    Brad
    Canton, GA
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    '13 Tundra double cab SR5 4x4
    lol yeah there's tons of rabbits around my house. not too much of a threat to my truck. One of them took out the aftermarket front lip I had on my honda accord before my truck, but it was only 4-5 inches off the ground :D
     
  15. Mar 4, 2010 at 6:18 AM
    #15
    Chad

    Chad Rand Paul 2016

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    Chad
    Raleigh, NC
    Vehicle:
    09 V6 Access Cab TRD Sport
    Pioneer AVIC-X920BT Headunit -- BHLM -- Pioneer TS-A1685R 4-way Coax Speakers in Front -- Suntek CXP 40 Front Tint -- Access Vanish Roll-up Tonneau -- Wet Okole Seat Covers -- Fog Lights on Anytime -- PnL Powered Tailgate Lock -- DTRL "Stealth Mode" -- LED Footwell and Cup Holder Lights -- Map Lights ON with Dome Light -- Shorty Antenna -- AC Line Extension Mod -- 09+ Access Cab Rear Headrest Removal
    Just for me and my 00 Taco (even though I drive the 09) is $1400 a year :eek:
     
  16. Mar 4, 2010 at 6:29 AM
    #16
    SuperWhiteDC09

    SuperWhiteDC09 Active Member

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    Columbia SC
    Vehicle:
    2009 Tacoma Double Cab SuperWhite SR5
    Extang Tonno III, Toyota Tow Package, Reese receiver lock, and hopefully lots more soon.
    63.00 bucks a month, with full coverage through State Farm. However we have both vehicles and our house covered with the same company giving us some big discounts plus it helps that I have never had anything on my record, no speeding tickets, no accidents(knocking on wood as I type this) and I am 27. Pretty happy with my insurance company.
     
  17. Mar 4, 2010 at 6:33 AM
    #17
    SURFTACO

    SURFTACO Well-Known Member

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    Steve
    New Jersey
    Vehicle:
    09 Tacoma Debadged
    Rear Suspension TSB Flat Black Stock Rims Seat Belt Chime off Fog Lights On anytime Jet pilot interior All weather floor Mats Tonneau Cover
    $129 a month for my 09 Taco in NJ!
     
  18. Mar 4, 2010 at 6:37 AM
    #18
    mws4ua

    mws4ua I'll try being nicer if you try being smarter.

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    Matt
    Birmingham
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    Sold my truck Jan '13... Still hang around.
    $87/month for my truck and my wife's Lexus. We have Allstate, $1k deductibles, and two clean driving records.

    FWIW, it's impossible to get an apples to apples comparison on insurance, even though we all drive similar trucks. There are far too many variables (company, deductibles, coverage limits, multi-policy discounts, etc.)
     
  19. Mar 4, 2010 at 6:41 AM
    #19
    Mark C.

    Mark C. If you want it bad, you usually get it bad!

    Joined:
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    Mark
    Connecticut
    Vehicle:
    2010 MGM SR5 4WD AC
    LED Dome, Reed Switched LEDs in Glove Box and Center Console, Bumper Fogs, Tailgate anti-theft, LEDs over Cig lighter, Back-up camera anytime, Outside Temp add-on, Hidden GPS power, Sockmonkey 3rd Brakelight decal, 4X4 switch illumination, reed switch controlled engine compartment Flood LEDs, Elite Hitch Cover, Plasti-dipped cupholders and door switch control panels, Elite Hitch Cover.
    I've had very good luck with USAA. Insures my 2010 4WD SR5 (which is only $1/month more than I paid for my 2000 4WD), Spousal Unit's (SU) 02 Outback VDC, son's 01 Honda Accord, along with home. Not sure what I pay, cuz SU does the bills. :notsure:

    Been a USAA member for 26 years.
     
  20. Mar 4, 2010 at 6:43 AM
    #20
    nomad20012

    nomad20012 [OP] Active Member

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    Canada Bitches
    Vehicle:
    2010 SR5
    Don't want to compare, only want to see what everyone pays.
    I went from $85 a month in a 93 gmc farm truck to almost $160 for the 2010 taco. I have a clean record, I'm not complaining, I had it insured before they even had the 10's in thier books. Just curious! Thanks all
     
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