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I just saved money on my car insurance.

Discussion in 'Canada' started by SlimDigg, Jan 26, 2011.

  1. Jan 26, 2011 at 10:39 PM
    #1
    SlimDigg

    SlimDigg [OP] Resident MMA Fanatic

    Joined:
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    Calgary, AB
    Vehicle:
    2001 TRD Double Cab Limited 4x4
    OME 881, Bilstein 5100, Icon AAL, Wheelers Anti-Sway kit, aFe Pro Dry-S Air Filter, Deck Plate Mod, Rear Diff Breather Mod, GE Nighthawk Platinum headlights, Wet Okole Seat Covers, Husky Liners. LED Tail Lights
    Recently (december) registered my taco in BC. I was quoted around $1800 (for the year) before I bought the truck. When it came down to it, I was charged $2400 :eek: for the year.

    I was getting 20% discount for 4 accident free driving years in BC. If I could prove I was a good driver in Saskatchewan, I could receive more discount. (Every claim free year you get +5% discount).

    Long story short, I ended up calling ICBC and the very helpful representative said, oh there was a mistake and you should be receiving 40% discount for 8 full years of claim free driving.

    So i'm getting a refund! :yay:
     
  2. Jan 26, 2011 at 10:40 PM
    #2
    rcfreak201

    rcfreak201 Well-Known Member

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    mod moneyy!!! :D
     
  3. Jan 26, 2011 at 11:09 PM
    #3
    SlimDigg

    SlimDigg [OP] Resident MMA Fanatic

    Joined:
    Sep 1, 2010
    Member:
    #42613
    Messages:
    1,433
    Gender:
    Male
    Calgary, AB
    Vehicle:
    2001 TRD Double Cab Limited 4x4
    OME 881, Bilstein 5100, Icon AAL, Wheelers Anti-Sway kit, aFe Pro Dry-S Air Filter, Deck Plate Mod, Rear Diff Breather Mod, GE Nighthawk Platinum headlights, Wet Okole Seat Covers, Husky Liners. LED Tail Lights
    Already bought the all pro rear tube bumper (its in the mail next week) so this'll definitely help with that
     
  4. Feb 1, 2011 at 3:36 AM
    #4
    hubert.davis

    hubert.davis Member

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    You have just inspired me to check with my car insurance company if I’m eligible for a similar windfall :)
     
  5. Mar 22, 2011 at 8:36 PM
    #5
    CdnSldr

    CdnSldr Well-Known Member

    Joined:
    Dec 17, 2010
    Member:
    #47842
    Messages:
    110
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    First Name:
    Josh
    Northwestern Ontario (the only good part of ON)
    Vehicle:
    '96 Sex on Wheels ;)
    Deckplate mod, Bilstein 3" C/O's, NWO 2.5" rear leafs w/ overload, OME greasable Shackles, 33/12.5/15 Dura trac's, 15" Wheelers Steelies Type "B", Sat. Radio, Diff breather mod
    I just switched from TD General to Aviva. $2400/yr vs. $1800/yr plus better coverage. Aviva is great for under 25 drivers as I have found out. Too bad it took me this long!
     
  6. Mar 22, 2011 at 8:40 PM
    #6
    OZ-T

    OZ-T Quite an experience to live in fear , isn't it ?

    Joined:
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    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    I was gonna say , my ICBC is about $1600 for the year , and my 2009 is registered for to and from work .
     
  7. Mar 22, 2011 at 8:43 PM
    #7
    OZ-T

    OZ-T Quite an experience to live in fear , isn't it ?

    Joined:
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    Messages:
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    First Name:
    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    You have to get your core insurance in BC from ICBC , the only part you can get privately is your comprehensive and collision .
     
  8. Mar 22, 2011 at 8:45 PM
    #8
    OZ-T

    OZ-T Quite an experience to live in fear , isn't it ?

    Joined:
    Dec 15, 2009
    Member:
    #27584
    Messages:
    38,576
    Gender:
    Male
    First Name:
    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    Socialism
     
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