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Insurance and Offroading

Discussion in 'Off-Roading & Trails' started by nighthawk87, Jan 22, 2009.

  1. Jan 18, 2010 at 9:33 AM
    #21
    danbow

    danbow Member

    Joined:
    Oct 14, 2009
    Member:
    #24288
    Messages:
    1,432
    Gender:
    Male
    First Name:
    Daniel
    Texas
    Vehicle:
    18 F150 Crew 4x4
    as an insurance adjuster, I can tell you that it just depends on how your policy is written. I know our company will provide coverage if you wreck off-road, but because you are off-road it will be consider at-fault.
     
  2. Feb 8, 2010 at 8:21 PM
    #22
    matt86

    matt86 Well-Known Member

    Joined:
    Nov 20, 2007
    Member:
    #3526
    Messages:
    254
    Gender:
    Male
    First Name:
    Matt
    NC
    Vehicle:
    2008 Tacoma SR5 4x4
    What company do you guys work for? State farm told me if I'm offroad they won't cover me.
     
  3. Feb 11, 2010 at 2:38 AM
    #23
    FoxySandChick

    FoxySandChick Well-Known Member

    Joined:
    Sep 27, 2008
    Member:
    #9505
    Messages:
    2,956
    Gender:
    Female
    First Name:
    Kristin
    Henderson, NV
    Vehicle:
    07 DC 4x4 Base model V6 Impulse Red Pearl
    De-badged, limo tint, black wet okole's, weathertechs, extra d-rings, TSB bilsteins
    Damage at the dunes is covered, but is considered at fault...My bf's toyhauler got damaged, a quad ran into it. They covered it but then he found out later that they filed it as an at fault accident. I'm pretty sure the company is Allstate.
     

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