1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Insurance coverage to mods

Discussion in '2nd Gen. Tacomas (2005-2015)' started by LonghornTaco, Jan 8, 2009.

  1. Jan 8, 2009 at 6:51 PM
    #1
    LonghornTaco

    LonghornTaco [OP] Can you pass the bailout please?

    Joined:
    Oct 6, 2008
    Member:
    #9763
    Messages:
    3,355
    Gender:
    Male
    First Name:
    Jason
    Minnesota
    Vehicle:
    Black 09 4x4 TRD Off Road Doublecab
    3" ToyTec coilover lift on Bilstein 5100s, Total Chaos UCAs, ToyTec diff drop, Scangauge II, 4D MagLite mounted on the drivers seat, Painted engine cover, Painted calipers (red), Painted skid plate (red) Valentine 1 radar detector hard wired, Damplifier Pro on the floor, back wall and doors, Luxury Liner Pro on the floor and doors, Kenwood DNX8120, 2 Pioneer TS-SW1041D 10" shallow mount subs, 2 Pioneer PRS-D4200F 1200W amps, Mr Marv sub enclosure, Hybrid Audio Clarus 6.5" components in the front doors, Alpine 5.25" coaxials in the rear doors, A.R.E. LSII fiberglass tonneau cover, All Pro bumper, All Pro sliders, Wet Okole seat covers, Sockmonkey Mountain badges, PIAA 510 SMR Driving Lights, Warn M8000 Winch, Bud Built skids
    I'm curious about insurance covering any/all of the parts I've put on my truck (sliders, bumper when I get one, suspension changes, tires, etc...). Anyone have any input? Would I need to have told them about the mods before I try to make a claim should something happen or is showing them reciepts/photos work?

    And for what it's worth, I'm with Geico.

    I know Silverback just went through this... What did they do, if anything?
     
  2. Jan 8, 2009 at 6:54 PM
    #2
    Dark Knight

    Dark Knight Well-Known Member

    Joined:
    Jul 18, 2008
    Member:
    #8006
    Messages:
    9,591
    Gender:
    Male
    First Name:
    Jeff
    NC/SC
    Vehicle:
    4Runner Trail
    I have Erie Ins. Full coverage, 500 deductible. It covers every piece of equipment on my truck.
     
  3. Jan 8, 2009 at 6:58 PM
    #3
    WilsonTheDog

    WilsonTheDog Kylie's dad

    Joined:
    Nov 17, 2007
    Member:
    #3496
    Messages:
    4,837
    Gender:
    Male
    First Name:
    Eric
    Myrtle Beach SC
    Vehicle:
    07 Prerunner SR5 DC/SB V6
    Magnaflow 12576 muffler & chrome tip, Westin step bars, 27% tint, Pop N Lock, AFE ProdryS, bed mat, Husky liners, D-rings added, Access Literider tonneau, Pioneer 4-ways all around, GY Wrangler Duratracs 265/75/16, 5100's @ 1.75", 1.5" AAL
    Call and ask. Some insurance companies cover it automatically, some don't.
     
  4. Jan 8, 2009 at 7:24 PM
    #4
    stevigee

    stevigee It's a MOD, MOD World

    Joined:
    Jul 13, 2008
    Member:
    #7913
    Messages:
    713
    Gender:
    Male
    First Name:
    Stevigee
    Amarillo Texas
    Vehicle:
    2010 TRAIL TEAMS FJ CRUISER
    TRADED FOR 2010 FJ CRUISER TRAIL TEAM Kenwood KDC x792 deck and SW1 pwr sub,cruise,intermittent wipers,hidden hitch, tint, debadge,Nitto Grapplers 265/75-16,Black Powder Coated Toyota Steelies, black steel Toyota wheel center caps, Vent Visors, front guard, leather seat covers, black front badge, shortie antenna, tow hook, seat maglite mod, shock & leaf spring TSB, Extang Trifecta tonneau cover, custom black Fabwright rock sliders 1 3/4" DOM tubing w/ kickout, skid plate, Pop-A-Lock, Bilsten 5100 shocks, BLHM, Azela black tail lights, LEER topper w/rack, tent
    Allstate covered add-ons on my totaled 98.
     
  5. Jan 8, 2009 at 9:37 PM
    #5
    Evil Monkey

    Evil Monkey There's an evil monkey in my truck

    Joined:
    Aug 8, 2007
    Member:
    #2352
    Messages:
    8,337
    Gender:
    Male
    First Name:
    Robert
    Escondido, CA
    Vehicle:
    07 4x4 DC SR5 TRD Off-road
    Weathertech front & rear mats, rear suspension TSB, Toytec AAL for TSB, Hi-Lift Jack, Bilstein 5100 & Toytec Adjustable coilovers, Built Right UCAs, KMC XD 795 Hoss Wheels, Definity Dakota MTs 285/75R16, Leer XR, Thule Tracker II & Thule MOAB basket
    With Allstate, you have to tell them and pay slightly more in order for them to cover it. Otherwise, it's limited to $1000. It might even vary from state to state. It's best to call.
     
To Top