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Insurance for 3rd Gen with Custom Parts... What do you think of my rate?

Discussion in '3rd Gen. Tacomas (2016-2023)' started by LookingWest, May 1, 2017.

  1. May 2, 2017 at 12:23 AM
    #21
    LookingWest

    LookingWest [OP] Well-Known Member

    Joined:
    Aug 10, 2016
    Member:
    #194276
    Messages:
    124
    Gender:
    Male
    Missoula, MT
    Vehicle:
    17 TRD Sport AC, MGM
    OME BP-51, 285 KO2s, 4.88s
    I'm 35 with no accidents and a pristine record.

    You're right. I actually just bumped that up 100/300/100 and only a small increase.

    Adding more custom parts skyrockets the rate. insuring everything i have done and will do would be astronomical, but again, remote chance it breaks all at once.
    Insurance is all about compromise.

    i was definitely low in liability priorities, thanks for pointing that out!
     
    shakerhood likes this.
  2. May 2, 2017 at 3:33 AM
    #22
    Ch78

    Ch78 GBO!

    Joined:
    Apr 22, 2016
    Member:
    #185006
    Messages:
    2,334
    Gender:
    Male
    First Name:
    Chris
    Tomball, TX
    Vehicle:
    25’ Landcruiser 1958
    Tuned By D3 Performance
    Add rental car also. It's only a few bucks a month additional but if you ever need it, it's well worth it. We found out the hard way when my wife didn't have it on her Lexus. $15k worth of hail damage later she was left driving her moms 98' Dodge Dakota single cab for a bit.
     
  3. May 2, 2017 at 4:04 AM
    #23
    hookembevo

    hookembevo Well-Known Member

    Joined:
    Feb 11, 2016
    Member:
    #177856
    Messages:
    1,564
    Gender:
    Male
    Austin, TX
    Vehicle:
    2016 Tacoma DCSB with 6MT
    Snugtop Rebel with some options Body Armor Rock Steps Rhino Mats Weathertech Mudflaps Radar detector hardwired to rear view mirror. Stereo upgrade: Amp: Arc Audio XDI805 LOC: AudioConnect LC7i Front Speakers: Hybrid Audio Technologies Claris 6.5 Rear Speakers: Hybrid Audio Technologies Mirus 5.25 Sub: Pioneer TS-SW2502S4 Box: Pioneer Ud-SW250T Bilstein 5100s OME 885 Springs Single Add-A-Leaf BFG KO2 265/75/16
    I'd also take a look at raising your deductibles. That one is usually a no brainer.
     
    shakerhood likes this.

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