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Insurance for modified vehicles

Discussion in '2nd Gen. Tacomas (2005-2015)' started by DothVader, Dec 31, 2020.

  1. Jan 11, 2021 at 7:33 AM
    #41
    cromag27

    cromag27 THE insurance expert - licensed in all 50 states

    Joined:
    Jul 10, 2018
    Member:
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    Messages:
    970
    Gender:
    Male
    First Name:
    dexter morgan (matt)
    phx-ish
    Vehicle:
    2011 trd off road dcsb
    a standard policy.
     
  2. Jan 12, 2021 at 10:53 AM
    #42
    DothVader

    DothVader [OP] New Member

    Joined:
    May 10, 2020
    Member:
    #327623
    Messages:
    4
    Gender:
    Male
    Vehicle:
    2011 Black Tacoma
    Demello Front Bumper RCI Rock Sliders OME BP-51 Suspension K&N Intake
    Any companies you recommend over others?
     
  3. Jan 12, 2021 at 11:01 AM
    #43
    cromag27

    cromag27 THE insurance expert - licensed in all 50 states

    Joined:
    Jul 10, 2018
    Member:
    #258888
    Messages:
    970
    Gender:
    Male
    First Name:
    dexter morgan (matt)
    phx-ish
    Vehicle:
    2011 trd off road dcsb
  4. Jan 12, 2021 at 1:43 PM
    #44
    daltondrose

    daltondrose Well-Known Member

    Joined:
    Nov 24, 2018
    Member:
    #273703
    Messages:
    566
    Gender:
    Male
    First Name:
    Dalton
    Forest Grove, OR
    Vehicle:
    2019 Tacoma TRD Pro Voodoo Blue, 2008 FJ MT Sand Storm / White
    • Victory 4x4 front Strike Bumper • Warn Winch Zeon 10 Synthetic • White Knuckle Offroad Rock Rails • Prinsu Full Rack System front and rear • ARB On Board Twin Air Compressor • Nitro 5:29 gears w ARB Air Lockers • 315 70/17 BFG KM3 • 17” Wheels KMC XD with Matching Spare • Decked Storage System • SnugTop Canopy with Windoors • Expedition One Rear Bumper with Dual Swing Outs • Baja Designs Rock Lights • Switch Pros SP 9100 • Victory 4x4 LED Light Bar • Front Baja Designs Driving Lights • Rear Baja Designs Flood Lights • Body Mount Chop (installed by Accessory Outfitters in Aloha, OR) • OME Rear LEAF Springs (soon Deaver Stage III w/ Archive Hammer Hanger) • Ride Rite Airbag System with Daystar airbag free floating cradle • Tailgate panel, Black Mountain Hatch • Tacoma Bed Stiffeners, Chaos Fab • Spindle Gusset, Chaos Fab • ICON 2.5 (58735c FR / 57805P RR) Suspension
    I’m still with USAA. if you’re a vet it’s a pretty damn good company.
     
  5. Jan 12, 2021 at 1:54 PM
    #45
    coopcooper

    coopcooper certified youtube mechanic

    Joined:
    May 12, 2017
    Member:
    #218843
    Messages:
    6,003
    Gender:
    Male
    alberta canada
    Vehicle:
    black on black on black 05 trd off road
    stickers and sticker accessory's
    mine wanted an extra 180 a month tagged on to my already ridiculous policy to cover my "modifications" told them to pound sand nerds
     
  6. Jan 12, 2021 at 1:56 PM
    #46
    Boco10

    Boco10 Well-Known Member

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    ADK
    What? You have a jet engine or something.
     
  7. Jan 12, 2021 at 2:36 PM
    #47
    coopcooper

    coopcooper certified youtube mechanic

    Joined:
    May 12, 2017
    Member:
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    Messages:
    6,003
    Gender:
    Male
    alberta canada
    Vehicle:
    black on black on black 05 trd off road
    stickers and sticker accessory's
    It was like, up to 25k covered on anything that isn't standard equipment, but you need receipts to get reimbursed if the need be, which I dont have anyways lmao
     
  8. Jan 12, 2021 at 6:54 PM
    #48
    Boco10

    Boco10 Well-Known Member

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    That is three times what I pay per month for regular insurance. I tried to get a quote for roadside today but hung up at $99 a month. I was expecting $50 at the most.
     
  9. Jan 13, 2021 at 7:03 AM
    #49
    cromag27

    cromag27 THE insurance expert - licensed in all 50 states

    Joined:
    Jul 10, 2018
    Member:
    #258888
    Messages:
    970
    Gender:
    Male
    First Name:
    dexter morgan (matt)
    phx-ish
    Vehicle:
    2011 trd off road dcsb
    wtf. that’s crazy. might as well get aaa with better service.
     
  10. Jan 13, 2021 at 8:54 AM
    #50
    BKinzey

    BKinzey Well-Known Member

    Joined:
    May 5, 2016
    Member:
    #186211
    Messages:
    1,492
    Gender:
    Male
    First Name:
    Beauford
    Hollywierd, CA
    Vehicle:
    2015 White Tacoma Access Cab TRD Off Road 4x4 V6
    RCI aluminum front skid, SnugTop, Sliders, bedside supports, LED interior, CaliRaised fogs & brackets, rear diff breather mod, DIY bed platform
    Other than that Mrs. Lincoln, how was the fishing? :woot::threadjacked:
     
  11. Jan 13, 2021 at 9:03 AM
    #51
    diabetiktaco

    diabetiktaco Instalander

    Joined:
    Sep 5, 2016
    Member:
    #196480
    Messages:
    5,738
    Gender:
    Male
    First Name:
    Eric
    New Jersey
    Vehicle:
    2022 GX460
    I have $15k with NJ Manufactures. That was the most they would do but the cost was nominal.
     
  12. Jan 13, 2021 at 11:26 AM
    #52
    daltondrose

    daltondrose Well-Known Member

    Joined:
    Nov 24, 2018
    Member:
    #273703
    Messages:
    566
    Gender:
    Male
    First Name:
    Dalton
    Forest Grove, OR
    Vehicle:
    2019 Tacoma TRD Pro Voodoo Blue, 2008 FJ MT Sand Storm / White
    • Victory 4x4 front Strike Bumper • Warn Winch Zeon 10 Synthetic • White Knuckle Offroad Rock Rails • Prinsu Full Rack System front and rear • ARB On Board Twin Air Compressor • Nitro 5:29 gears w ARB Air Lockers • 315 70/17 BFG KM3 • 17” Wheels KMC XD with Matching Spare • Decked Storage System • SnugTop Canopy with Windoors • Expedition One Rear Bumper with Dual Swing Outs • Baja Designs Rock Lights • Switch Pros SP 9100 • Victory 4x4 LED Light Bar • Front Baja Designs Driving Lights • Rear Baja Designs Flood Lights • Body Mount Chop (installed by Accessory Outfitters in Aloha, OR) • OME Rear LEAF Springs (soon Deaver Stage III w/ Archive Hammer Hanger) • Ride Rite Airbag System with Daystar airbag free floating cradle • Tailgate panel, Black Mountain Hatch • Tacoma Bed Stiffeners, Chaos Fab • Spindle Gusset, Chaos Fab • ICON 2.5 (58735c FR / 57805P RR) Suspension
    Happened day 1 of a 10 day trip. Trailer and truck were destroyed. Had fun finding a flat bed to get my boat out of the river. Honestly don’t remember much about the fishing that day.
     

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