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Insurance Question

Discussion in 'General Automotive' started by Atlienzz, Aug 6, 2010.

  1. Aug 6, 2010 at 8:51 AM
    #1
    Atlienzz

    Atlienzz [OP] Member

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    Okay my wife was driving my tacoma and a lady backed into her in a parking lot. Turns out the lady didn't have insurance.

    My question is if I file a claim, and we are not at fault, will they raise my insurance rates?
     
  2. Aug 6, 2010 at 8:54 AM
    #2
    Jester243

    Jester243 mod status????

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    Dan
    Spokane, WA
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    2016 Trail Premium 4Runner w/ KDSS
    depends, do you have uninsured motorist coverage?
     
  3. Aug 6, 2010 at 9:03 AM
    #3
    Atlienzz

    Atlienzz [OP] Member

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    2003 Reg Cab
    Yes I had uninsured and underinsured insurance.
     
  4. Aug 6, 2010 at 9:06 AM
    #4
    Jester243

    Jester243 mod status????

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    2016 Trail Premium 4Runner w/ KDSS
    Being that you were not at fault and you have the coverage I would go for it, at least for me. This happened to my wife a coupel of years ago and there was no impact to your rates, we are through state farm.
     
  5. Aug 7, 2010 at 5:40 PM
    #5
    81shark

    81shark Well-Known Member

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    it shouldn't impact your rates. they will go after the other person...you may or more likely, may not recover your deductable
     
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