1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Insurance question

Discussion in 'Southern California' started by tractng, Jul 6, 2012.

  1. Jul 6, 2012 at 8:58 AM
    #1
    tractng

    tractng [OP] Well-Known Member

    Joined:
    Sep 9, 2010
    Member:
    #42969
    Messages:
    450
    Gender:
    Male
    Family member had her car slightly rear ended (license plate mark and cracks on paint on edge of bumper).

    Anyways, we got the guy's insurance policy number, etc. We reported to our insurance company (Wawanessa). Is that the standard procedure? Wawanessa said they will have somebody come out to see the car.

    In the past, my accidents were so huge, we had to go through an attorney.

    In this case, we just wanted to have the bumper fix.
     
  2. Jul 6, 2012 at 9:03 AM
    #2
    whippersnapper02

    whippersnapper02 Well-Known Member

    Joined:
    Dec 20, 2009
    Member:
    #27905
    Messages:
    35,266
    Gender:
    Male
    First Name:
    Christian
    Yorba Linda, CA
    Vehicle:
    10 MGM TRD OR 4wd Auto DCSB
    Banks Monster Exhaust, Pop n Lock tailgate lock, Hook-Ups tie down brackets, USA Spec Ipod adaptor, WO seat covers, color matched grill with Grillcraft insert, Tuffy locking bed box
    An adjuster comes out to assess the damage. They then bill the insurance of the driver at fault. I'm not sure if they write you a check before or after they collect from the other insurance.
     
  3. Jul 6, 2012 at 9:05 AM
    #3
    kevinthefawker

    kevinthefawker Well-Known Member

    Joined:
    Jan 5, 2012
    Member:
    #70020
    Messages:
    1,102
    Gender:
    Male
    San Diego
    Vehicle:
    2012 mgm dcsb trd off road 4x4
    always changing
    Wawanessa is a great company, they will have somebody come out take pictures and write a estimate. From there you can drop it off at any shop and they will pay for it also get a rental if you need one. You might have to pay you're deductible but you will get it back when the other insurance pays wawanesa.
     
  4. Jul 6, 2012 at 9:10 AM
    #4
    silver taco

    silver taco Well-Known Member

    Joined:
    Mar 27, 2010
    Member:
    #34079
    Messages:
    755
    Gender:
    Male
    First Name:
    Chris
    Los Angeles
    Vehicle:
    07 4X access cab
    Icon 2.5 ext travel, Camburg 1.25" uca's, All-pro leafs, Icon 2.5" rear shocks, LR jounce front and back, breather mod, KR Fab rear bumper, Kenwood 2m radio, All-Pro sliders, Front bumper by Surfinferno (Dylan), Glassworks fenders, 4:56 gears, gusseted spindles and coil buckets
    If there is a body shop you prefer, take the vehicle there and the adjuster will get the estimate from the body shop
     
  5. Jul 6, 2012 at 9:23 AM
    #5
    blackhawke88

    blackhawke88 wo ai ni bao bei ^_^

    Joined:
    Jan 11, 2009
    Member:
    #12478
    Messages:
    16,870
    Gender:
    Male
    SGV, CA
    Vehicle:
    07 TRD Offroad
    you'll have to pay a deductible if you go through your insurance company.

    If the other person is at fault, your insurance company will subrogate against them and get the full cost of fixing the car from the other insurance company, and refund your deductible.
     
  6. Jul 6, 2012 at 9:27 AM
    #6
    tractng

    tractng [OP] Well-Known Member

    Joined:
    Sep 9, 2010
    Member:
    #42969
    Messages:
    450
    Gender:
    Male
    Thanks guys.
     
  7. Jul 10, 2012 at 8:51 AM
    #7
    tractng

    tractng [OP] Well-Known Member

    Joined:
    Sep 9, 2010
    Member:
    #42969
    Messages:
    450
    Gender:
    Male
    Wawanessa came out yesterday and estimated to be 675. They asked us if we want to go through the process with them. I assumed if we don't go with them, we have to call the other insurance company? We likely to just deal directly with our insurance company.


    We had our cars fix by Marco's body shop in the past but its very pricey. Many adjusters cried when they hear that body shop.
     
To Top