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Insurance question

Discussion in 'Southern California' started by tractng, Jul 6, 2012.

  1. Jul 6, 2012 at 8:58 AM
    #1
    tractng

    tractng [OP] Well-Known Member

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    Family member had her car slightly rear ended (license plate mark and cracks on paint on edge of bumper).

    Anyways, we got the guy's insurance policy number, etc. We reported to our insurance company (Wawanessa). Is that the standard procedure? Wawanessa said they will have somebody come out to see the car.

    In the past, my accidents were so huge, we had to go through an attorney.

    In this case, we just wanted to have the bumper fix.
     
  2. Jul 6, 2012 at 9:05 AM
    #2
    zeekevin

    zeekevin Well-Known Member

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    Wawanessa is a great company, they will have somebody come out take pictures and write a estimate. From there you can drop it off at any shop and they will pay for it also get a rental if you need one. You might have to pay you're deductible but you will get it back when the other insurance pays wawanesa.
     
  3. Jul 6, 2012 at 9:10 AM
    #3
    silver taco

    silver taco Well-Known Member

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    Icon 2.5 ext travel, Camburg 1.25" uca's, All-pro leafs, Icon 2.5" rear shocks, LR jounce front and back, breather mod, KR Fab rear bumper, Kenwood 2m radio, All-Pro sliders, Front bumper by Surfinferno (Dylan), Glassworks fenders, 4:56 gears, gusseted spindles and coil buckets
    If there is a body shop you prefer, take the vehicle there and the adjuster will get the estimate from the body shop
     
  4. Jul 6, 2012 at 9:23 AM
    #4
    blackhawke88

    blackhawke88 wo ai ni bao bei ^_^

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    you'll have to pay a deductible if you go through your insurance company.

    If the other person is at fault, your insurance company will subrogate against them and get the full cost of fixing the car from the other insurance company, and refund your deductible.
     
  5. Jul 6, 2012 at 9:27 AM
    #5
    tractng

    tractng [OP] Well-Known Member

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    Thanks guys.
     
  6. Jul 10, 2012 at 8:51 AM
    #6
    tractng

    tractng [OP] Well-Known Member

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    Wawanessa came out yesterday and estimated to be 675. They asked us if we want to go through the process with them. I assumed if we don't go with them, we have to call the other insurance company? We likely to just deal directly with our insurance company.


    We had our cars fix by Marco's body shop in the past but its very pricey. Many adjusters cried when they hear that body shop.
     

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