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Interest rates

Discussion in '3rd Gen. Tacomas (2016-2023)' started by viking15, Mar 16, 2020.

  1. Mar 16, 2020 at 7:28 AM
    #1
    viking15

    viking15 [OP] Well-Known Member

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    Rates are hitting rock bottom maybe time to trade in my 17 Tacoma or long bed. Problem is I am not sure on what truck to get go with another Tacoma or go with tundra which has more power and more room. I have only 18 months more on my Tacoma to pay. It may not be wise to trade up for another Tacoma since there is not much difference between a 17 and 20. I don’t know. Your thoughts
     
    t0nyvalenzuela likes this.
  2. Mar 16, 2020 at 7:31 AM
    #2
    coopcooper

    coopcooper certified youtube mechanic

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    alberta canada
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    why not just keep the one you have
     
  3. Mar 16, 2020 at 7:31 AM
    #3
    BlkTaco47

    BlkTaco47 Unhinged

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    As for the Tundra, I'd wait to see what the new one has in store
     
  4. Mar 16, 2020 at 7:34 AM
    #4
    SR-71A

    SR-71A Define "Well-Known Member"

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    Dude, why have you posted the same exact thread three times..? Might want to go delete the other ones before a mod does
    upload_2020-3-16_10-34-22.jpg
     
  5. Mar 16, 2020 at 8:41 AM
    #5
    drwx

    drwx Well-Known Member

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    you should post a couple more threads about this.
     
    DrFunker, 44-16 Taco, dreday and 27 others like this.
  6. Mar 16, 2020 at 8:52 AM
    #6
    Baerskin

    Baerskin Rocking in the Free World

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    Trade in!!!
     
  7. Mar 16, 2020 at 8:56 AM
    #7
    Rock Lobster

    Rock Lobster Thread Derailer

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    Calculate the cost/savings of a refinance. If it isnt worth refinancing, it isnt a good time to trade.
     
    GreyBaldTaco likes this.
  8. Mar 16, 2020 at 9:03 AM
    #8
    NJtaco421

    NJtaco421 Well-Known Member

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    You have literally been talking about this in posts for years. Please sell it and buy a different brand already.
     
  9. Mar 16, 2020 at 9:04 AM
    #9
    ICU1

    ICU1 Well-Known Member

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    Your end goal should be to get out of debt not to get deeper. Then again, what do I know.
     
  10. Mar 16, 2020 at 9:08 AM
    #10
    OMGitsme

    OMGitsme Well-Known Member

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    Federal rates. Not consumer.
     
  11. Mar 16, 2020 at 9:10 AM
    #11
    rtzx9r

    rtzx9r Well-Known Member

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    Perhaps a 4th thread will result in a different response (or a permaban for spamming the forum).
    :spam::spam::spam:
     
    stun gun, Chew and Hobbs like this.
  12. Mar 16, 2020 at 9:12 AM
    #12
    NYCTaco52

    NYCTaco52 Half man, half goat

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    :facepalm:
     
  13. Mar 16, 2020 at 9:13 AM
    #13
    NYCTaco52

    NYCTaco52 Half man, half goat

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    Another thread on this?
     
  14. Mar 16, 2020 at 9:15 AM
    #14
    SubZombie

    SubZombie Well-Known Member

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    What rates are you finding? What I am seeing (for cars anyway) has them down like .1-.3% from where they were a cpl months ago. Most of them are about the same though really. Idk if a cpl hundred dollars at most would make me ready to dive in.
     
    stun gun likes this.
  15. Mar 16, 2020 at 9:15 AM
    #15
    pochoboy

    pochoboy Well-Known Member

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    your in a good position not needing to make rush judgements, maybe wait out for possible CoronaVirus deals too when the vehicle sales gets stagnant if not already. Our one and only local Toyota Dealership has a CoronaVirus deal online but it ain't much, it's no different than a standard discount of ~1k and special rate financing. They just used the "CoronaVirus" moniker to make it "look like" it's their fire sale

    Make sure you got a good steady job, don't know how CHIMMP(Chinese Man Made Problem) will affect our economy/job in the long run
     
  16. Mar 16, 2020 at 9:41 AM
    #16
    Ob1-adobe

    Ob1-adobe Well-Known Member

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    Would it be so bad if the whole world just....chilled the fuck out for a couple of weeks?

    Not going out of your house to buy cars, or property or just shit you don't need.
     
    shane100700, AZF1504x4, TimC and 3 others like this.
  17. Mar 16, 2020 at 10:08 AM
    #17
    stun gun

    stun gun Well-Known Member

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    I don’t know, man. Some people around here, the way they talk about money... they are obsessed with it, and obsessed with micro saving.
     
    44-16 Taco and AZF1504x4 like this.
  18. Mar 16, 2020 at 10:10 AM
    #18
    B33

    B33 Well-Known Member

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    Debt its the new American Dream, Hold what you got, airborne It been a long time since I have heard that HAHA
     
    Bashmax and whatstcp like this.
  19. Mar 16, 2020 at 10:13 AM
    #19
    MidCitiesMildMan

    MidCitiesMildMan Well-Known Member

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    Generally I agree. I have been paying down principle on my only remaining debt, mortgage. But with the market in the tank, decided this morning to pump up my retirement contributions to the pretax limits and slow down the extra principle payments.
     
    TimC, robssol and Alnmike like this.
  20. Mar 16, 2020 at 10:13 AM
    #20
    81shark

    81shark Well-Known Member

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    my thoughts... whatever floats your boat.
     

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