Interest rates

Sure. At the same time if you’re holding off for a cpl hundred dollars you could just make a deal and then tell them you’ll do it for an extra $200 off or whatever - they won’t even blink an eye at that around here.

 

Might I suggest Dave Ramsey. Great program
https://m.youtube.com/watch?v=h-fcI7W-ucY

 

That is what happens when you are in public with poor network connectivity

 

That is a good start

 

You have a point there

 

. Why not get more truck for less money. I am currently paying 4.0 rate now. If I get a rate for less than 1 percent that may not be so bad

 

I’m not even blinking an eye as well.

 

Unless you're having problems with your current truck hold on to it. It will run great for many years.
Not much difference between a17 and a 20 except about 42 more payments for you.

 

Do insurance premium go down with the TSS features or any of that crap?

 

I only have 16 months of payments left at 495.00 per month. Comes out to about 8000.00 and some change

 

This must be what it’s like to have a dad. Just some old dude yelling at me about how to spend my money.

 

Yea I agree. However I was thinking about that Tundra since I work from home full time. No need for me to ever drive in town 5 days a week

 

Financial freedom is a very powerful realization

 

Fuck yeah it is I’m about to buy two new nerf guns playa

 

I know a couple of Arizona peeps who love trading in every 12-36 months. Sometimes even less less than 12 months in some cases. They seem content to always have a vehicle payment even spending at least $10k or more in mods before trading in.

Some just like the never ending being taken by the A$$ and having an object always inserted. By that I mean constant interest to financial institutions.

 

No.

 

It's like having a superpower sometimes.

 

I do t care how much money you make in this life time you won’t be able to take it with you when your time come. I have seen people save and invest and do very well then they get sick or have some life threatening condition and never get to spend that money. Someone else will enjoy it. I say this enjoy your hard earned money but don’t be foolish and spend until you go broke

 

And I might add, one does not wan’t to become a slave to the lender.

 

On the other hand, having some money laying around so you...

• Never have to pay interest, except maybe for a house.
• Can literally just quit your job if you get sick of it. And not worry. For a couple years.
• Can take that time to go travel and do the things you never get enough vacation to do

...feels really good.


It isn't about making the biggest pile possible. It's about freedom and security.