1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Keeping the wife at home

Discussion in 'Off-Topic Discussion' started by eordonez, Oct 13, 2009.

  1. Oct 13, 2009 at 5:32 PM
    #1
    eordonez

    eordonez [OP] Living vicariously through mjp2

    Joined:
    Mar 17, 2008
    Member:
    #5340
    Messages:
    8,341
    Gender:
    Male
    First Name:
    Ed
    Chihuahua, Mexico
    Vehicle:
    TRD Sport Dcab 4x2 Black Sand Pearl
    OEM All Weather Mats, wheel locks, Toyota Silver Tube steps.....
    I usually dont post stuff like this, but it has been on my head all day and last week...

    as you know my lovely wife an I just had a kid a month and a half ago, well, its been great, but the downside is she had to get back to her job today.....it really sucks, we don't like to take the baby to the babysitter since he is too young, the problem i really feel is that i don't want my wife to work for at least a year, nor she wants too, but since construction is very slow its been kind of hard financially for me....

    our figures go like this:

    around $1000 for rent, food, utilities, baby stuff, phone, etc

    tacoma around $500, her car around $270, plus lets say another $150-250 in gas for both of us, not counting insurance and other car taxes

    my truck has insurance paid for the life of the credit which will be over in december 2011, my taxes are like 80% lower on the truck than her car since its a work vehicle

    her car is not a very good car, she bought new, but it doesnt have a lot of safety features like airbags or ABS brakes or even the ISOFIX system for the baby seat, she also needs to pay her insurance in cash once a year and the taxes for her car are higher...

    so, ive been thinking on selling both truck and car, and getting a good family car for her to roll, that we could both use on weekends, and me get an older yota just to work....

    the downside is we both would loose a lot of cash.... i bought the truck for 312k (pesos) and i can sell it for as much as 270k, i still owe around 145k, the insurance would give back the two years of unused insurance

    i dont know... :confused:
     
  2. Oct 13, 2009 at 5:34 PM
    #2
    eordonez

    eordonez [OP] Living vicariously through mjp2

    Joined:
    Mar 17, 2008
    Member:
    #5340
    Messages:
    8,341
    Gender:
    Male
    First Name:
    Ed
    Chihuahua, Mexico
    Vehicle:
    TRD Sport Dcab 4x2 Black Sand Pearl
    OEM All Weather Mats, wheel locks, Toyota Silver Tube steps.....
    damn, sorry for the long read guys...
     
  3. Oct 13, 2009 at 5:35 PM
    #3
    eordonez

    eordonez [OP] Living vicariously through mjp2

    Joined:
    Mar 17, 2008
    Member:
    #5340
    Messages:
    8,341
    Gender:
    Male
    First Name:
    Ed
    Chihuahua, Mexico
    Vehicle:
    TRD Sport Dcab 4x2 Black Sand Pearl
    OEM All Weather Mats, wheel locks, Toyota Silver Tube steps.....
    oh, and remember, the objective is to get the wife out of work....
     
  4. Oct 13, 2009 at 6:21 PM
    #4
    eordonez

    eordonez [OP] Living vicariously through mjp2

    Joined:
    Mar 17, 2008
    Member:
    #5340
    Messages:
    8,341
    Gender:
    Male
    First Name:
    Ed
    Chihuahua, Mexico
    Vehicle:
    TRD Sport Dcab 4x2 Black Sand Pearl
    OEM All Weather Mats, wheel locks, Toyota Silver Tube steps.....
  5. Oct 13, 2009 at 6:23 PM
    #5
    tcBob

    tcBob Gringo Bandito Moderator

    Joined:
    Sep 6, 2006
    Member:
    #1
    Messages:
    11,256
    Gender:
    Male
    First Name:
    Bob
    SoCal
    Vehicle:
    07 PreRunner SR5 V6 Black
    would selling them both for the single car be enough to keep her home?
     
  6. Oct 13, 2009 at 6:25 PM
    #6
    tcBob

    tcBob Gringo Bandito Moderator

    Joined:
    Sep 6, 2006
    Member:
    #1
    Messages:
    11,256
    Gender:
    Male
    First Name:
    Bob
    SoCal
    Vehicle:
    07 PreRunner SR5 V6 Black
    renamed your thread so it would get more eyeballs and advice...hope u dont mind!
     
  7. Oct 13, 2009 at 6:32 PM
    #7
    toast

    toast Well-Known Member

    Joined:
    Feb 16, 2009
    Member:
    #13673
    Messages:
    234
    Gender:
    Male
    Ok so you need her to work so you can both support the family. Why not give up both vehicles, buy something cheaper (scale back), and save?

    Not to be a jerk but my opinion is that your #1 priority should be your children, not your investments (or losses).
     
  8. Oct 13, 2009 at 6:33 PM
    #8
    vtragweed

    vtragweed Beef Slut

    Joined:
    Aug 10, 2008
    Member:
    #8454
    Messages:
    1,621
    Gender:
    Male
    First Name:
    Willie
    VA
    Vehicle:
    08 2.7 SR5 Debadged
    afe pro-dry s filter, LCE headers, painted black steelies,color matched grill surround, URD short shifter, UWS black tool box
    food coupons, by store brands, shop for better insurance, sell a car, look for a different house
     
  9. Oct 13, 2009 at 6:36 PM
    #9
    -TRDMAN-

    -TRDMAN- ΜΟΛΩΝ ΛΑΒΕ

    Joined:
    Dec 18, 2006
    Member:
    #514
    Messages:
    2,201
    Gender:
    Male
    First Name:
    Greg
    Clarion Pa
    Vehicle:
    F-150
    The architecture field is down right know.... but will pick back up someday..... do the best for you kid and wife bro!
     
  10. Oct 13, 2009 at 6:42 PM
    #10
    TheMaster

    TheMaster Born to Ride

    Joined:
    Oct 22, 2006
    Member:
    #112
    Messages:
    3,850
    Gender:
    Female
    First Name:
    Chicky Baby
    NY
    Vehicle:
    2007 DC TRD Sport
    Bug shield, window visors, skid plate, rust proofing, tonneau cover, paint & upholstery protection, side step bars, navigation system.
    Try to manage with one car bud and the only other place to cut would be rent. Look for a cheaper place or you need to do a part time job to increase your family income.
     
  11. Oct 13, 2009 at 6:50 PM
    #11
    blkcoma32

    blkcoma32 Well-Known Member

    Joined:
    Feb 6, 2009
    Member:
    #13359
    Messages:
    260
    Gender:
    Male
    Illinois
    Vehicle:
    98' 4x4 on tirty trees
    3 inch coilover and add-a leaf lift
    If it won't kill ya it would be a good idea to sell the car and truck and get her a good car and u an older taco but like u said u would lose moneu if u did that so its ur call man, good luck
     
  12. Oct 13, 2009 at 6:51 PM
    #12
    ImpulseRed008

    ImpulseRed008 Gone But Not Forgotten

    Joined:
    Sep 9, 2008
    Member:
    #9104
    Messages:
    42,610
    Gender:
    Female
    First Name:
    Susan
    SC
    Vehicle:
    08 PreRunner SR5 V6 w/tow pkg
    OEM SS tube steps, Access LE tonneau cover, pop n'lock, AVS in-channel vent visors, stubby antenna, Wet Okole seat covers, bed mat, rear diff breather mod, 4 extra d rings in bed, K&N air filter.
    Who makes more money? If she does, then you stay home with the baby. As long as one of you is home....
     
  13. Oct 13, 2009 at 6:53 PM
    #13
    gupster88

    gupster88 Well-Known Member

    Joined:
    May 2, 2009
    Member:
    #16692
    Messages:
    3,791
    Gender:
    Male
    First Name:
    Brett
    Almost Heaven
    Vehicle:
    '17 Inferno DCSB O/R
    STOCK 4 NOW
    tough decision man. gotta do whats best for the family. could you keep her car as your work car and trade the taco in for a minivan or something for her? maybe refinance if you can, not sure how it is in mexico. try to cut back as much as possible too. economy sucks thats for sure. good luck though!
     
  14. Oct 13, 2009 at 7:04 PM
    #14
    Zombie Runner

    Zombie Runner Are these black helicopters for me?

    Joined:
    Mar 13, 2008
    Member:
    #5246
    Messages:
    15,036
    Gender:
    Male
    First Name:
    Kevin
    Wichita Falls, TX
    Vehicle:
    Tundra, double cab.
    LED interior lights, stubby antenna, Pioneer in dash screen, good driver mod.
    if your work schedule is slow then have your wife get a part time job or something to generate income. just take turns with who stays home with the baby.
    maybe try and get some odd jobs, mowing yards, detailing cars, anything to generate some extra income. I started mowing a yard down the street just recently to help with my gas money....(ammo moneyz :D)
     
  15. Oct 13, 2009 at 7:13 PM
    #15
    Toy4Life

    Toy4Life 668: The Neighbor of the Beast

    Joined:
    Aug 29, 2007
    Member:
    #2566
    Messages:
    4,970
    Gender:
    Male
    First Name:
    Chad
    Slippery Rock, PA
    Vehicle:
    96 Subaru Outback 2.2 5mt
    92 4Runner SR5 3.0v6 4x4(sold) 02 Tacoma SR5 TRD Offroad 4x4 (sold)
    I don't know about Mexico, but here in the US, the cost of childcare is ri-god-damned-diculous. I think you should do whatever is best for your family even if it means a sacrifice. FWIW, Ed, I always look to the vehicles when a sacrifice needs to be made.
     
  16. Oct 13, 2009 at 7:17 PM
    #16
    chris4x4

    chris4x4 With sufficient thrust, pigs fly just fine. Moderator

    Joined:
    May 8, 2008
    Member:
    #6497
    Messages:
    106,153
    Gender:
    Male
    First Name:
    FlimFlubberJAM
    Tenoe, AZ
    Vehicle:
    2013 Rubicon Unlimited,
    4.10 gears, sliders, and lots of buttons.
    Sorry to hear, Ed. Whatever decision you make, We all will be behind it 100% :)
     
  17. Oct 13, 2009 at 7:18 PM
    #17
    Incognito

    Incognito μολὼν λαβέ

    Joined:
    May 25, 2009
    Member:
    #17626
    Messages:
    13,625
    Gender:
    Male
    First Name:
    Colton
    VA
    Vehicle:
    2012 Pyrite AC TRD OR
    See Build thread
    Well said! :)
     
  18. Oct 13, 2009 at 7:26 PM
    #18
    eordonez

    eordonez [OP] Living vicariously through mjp2

    Joined:
    Mar 17, 2008
    Member:
    #5340
    Messages:
    8,341
    Gender:
    Male
    First Name:
    Ed
    Chihuahua, Mexico
    Vehicle:
    TRD Sport Dcab 4x2 Black Sand Pearl
    OEM All Weather Mats, wheel locks, Toyota Silver Tube steps.....
    Thanks you all for the replies

    Ok, I was discussing this with the wife, the place she works for had some problems with the owners, so all the people working there went to work for the other "partner" of the company, she was head of human resources, so she now has very little people to deal with, plus they are going trought financial problems, shes gonna ask her boss to cut down her work hours, hopefully he will...

    Im just putting my hopes on god that this will get better, ive had a couple of projects the past weeks but sometimes i owe the money by the time the client pays me LOL :p

    Im gonna give it a good thought... it sucks to get aboard on the family train without financial stability :eek:
     
  19. Oct 13, 2009 at 7:30 PM
    #19
    eordonez

    eordonez [OP] Living vicariously through mjp2

    Joined:
    Mar 17, 2008
    Member:
    #5340
    Messages:
    8,341
    Gender:
    Male
    First Name:
    Ed
    Chihuahua, Mexico
    Vehicle:
    TRD Sport Dcab 4x2 Black Sand Pearl
    OEM All Weather Mats, wheel locks, Toyota Silver Tube steps.....
    Thanks buddies, I once again feel the TW love LOL.....

    Just to see my kid and wife I know its worth any sacrifice, im just trying to figure this out, my dad told me he dont want me to get rid of my truck, that he would help, but I say that when you go and get married you also try to get your parents a break....
     
  20. Oct 13, 2009 at 7:33 PM
    #20
    fletch aka

    fletch aka www.BeLikeBrit.org

    Joined:
    Jan 4, 2009
    Member:
    #12223
    Messages:
    7,103
    Gender:
    Male
    First Name:
    Gary
    Left Coast
    Vehicle:
    09 Magnetic Gray TRD OffRoad
    TRD cat back exhaust, TRD Cold Air Intake, differential breather mod' Hellwig rear sway bar, 16x8 TRD Ivan Stewart's, Michelin LTX A/T2, DTRL Stealth Mode Mod, custom "Texas Edition" shift knob, Sock's "Classic" bedside decals, MetalMiller custom grill emblem, 20% front tinted windows, tinted taillights, Viper alarm, ScanGauge II, Flyzeye Designs V2W Tacoma Interior LED lighting, de-mud flapped, de-badged, extra D-rings under bed bolts, WeatherTech ED floor mats, G4 Elite Fold a Cover ,Toyota bed mat, tailgate theft deterrent device and absolutely no plasti-dip!
    We refinanced the house when our first son was born so Sue could stay home with our son. When she finally went back to work a year later it was only part time. If you can work it out for your wife to stay home, you will not regret it. To save money, I drove my 1984 Volvo wagon till December of last year, 265,000 miles. We never took big vacations, just small week long trips to Yosemite and a weekend here and there at the beach or something along those lines. Very low key, but always something we could do as a family.
     
To Top