Keystone State Thread

Good morning fellow Pennsyltuckyvanians!!!

 

Good morning PA.

 

Good morning PA. Wishing we had Thursday and Friday's weather this weekend! Wasted on weekdays.

 

X2

 

Good morning Pennsylvania. Nothing better than waking up with a migraine. Had to reschedule my dentist appointment.

 

Can't like that. Rest up.

 

Hey question for you smart people out there. Is it possible to re finance and car or motorcycle to get a better interest rate. ?

 

not in todays time. You’ll likely get a worse one. Feds are hiking it up again another tick I hear.

 

Thank you for the response

 

You MAY be able to get a lower rate, although I think it is unlikely depending on when the loan was started. but you have to factor in how much interest you’re paying now and how much they will charge to refinance to see if it’s worth it.

 

Yeah rates are up now.

 

Yes but. This link might not help your migraine, fair warning...

https://www.nerdwallet.com/article/loans/auto-loans/when-can-you-refinance-a-car-loan

 

@6 gearT444E I'll just go the other route I was thinking about. Pulling out a personal loan to pay off the bike and get lower interest rate on the loan.

 

Mernin! cool pic from return flight.

Stay warm and have a good weekend, everyone!

 

Happy weekend everyone.
Tried using the search bar for this question but no luck:
Finally got a camper cap on my 3rd gen. Looking for the clip I can use to daisy chain the cap's brake light into one of my normal brake lights? Pretty sure that's a thing. Anyone know what I'd look for to purchase the correct piece?
Secondly, I've been seeing a 50/50 split in my research when it comes to bed stiffeners and now I'm slightly worried about the cap's added weight.
Anyone here have experience with them? Not planning on climbing over any rocks, mostly just gonna drive to the poconos. Think it's worth it anyway to add them for peace of mind?
Thanks all

 

Any PA tune days planned? Do we have a local tuner?

 

Cheapest rate I can find with the credit unions I deal with is 5.25%.

 

Thats better than the rate I have now. The rate on my motorcycle is 13.9 yikes. But to be fair my credit wasn't the greatest when I got the bike. Now it's over 790 go figure

 

At the helm fab has bed stiffeners. I don't currently have them myself. But plan on buying them down the road

 

Yeah credit rating and year of the collateral play into the rates as well. Check out your local credit unions they sometimes are lower than banks. Many times they waive refinance fees also.