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Need A little help from the more experienced

Discussion in 'Technology' started by MrGuitarguy, Dec 10, 2011.

  1. Dec 10, 2011 at 10:15 PM
    #1
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    John
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    Hey guys, at the end of this month I will finally be moving out on my own, and having to start living "the real world". Fortunately, my parents are going to pay the rent, so that just leaves me with electric (rent included water) food, gas, and the usual bs. My lease is only for ONE YEAR.
    I make ~$700 a month. No more than $750, but I need cash for my "rainy day" funds, because we all know that shit happens.
    As a college student I am going to NEED internet, and no its not just so I can be on here all the time (but I will be when not doing homework/school).

    I am considering cable..though I know this is a luxury.

    At the moment, my first question is
    1) What is "fast internet". My current internet is pretty fast, something like 54 mbps. I have a 2wire, so I believe it is AT&T. Now I would like something similar to this, but all the providers I see provide an internet service that only goes up to 25 mbps as their fastest internet. I dont understand this.

    2) Electric: What are good electric companies? What are things I should watch out for? I am looking at a company called "Today's Energy" that has a 6.5 cent kWh, $65.00 per 1000 hours, at a fixed rate type (I want fixed so I can have a somewhat idea of what my bill is going to be) for a 3 month term. Is that good? Can I renew the contract for four months?
    http://www.powertochoose.org/_content/_compare/showoffers.aspx< A website I am going too to compare energy.

    3) Not that important, but if I could make internet cheaper, why not. Internet/cable bundles. What is good? I only really want to watch a few basic channels: Discovery, History, Comedy Central, AMC (for the walking dead :)) and Animal Planet. I dont really care about the movies and bs.

    If you guys could answer the questions in this order that would be great. I am all ears for opinions and advice.
    Thanks so much for your input, all help is appreciated.
     
  2. Dec 10, 2011 at 10:20 PM
    #2
    steve o 77

    steve o 77 braaap

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    In a corn field, OH
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    245k+ miles, rust, working AC, bald eagles
    1) My internet is around 5mbps and it's really not that bad. And its cheap through century link (DSL).
    2)Not sure, out here we have one choice generally.
    3)Cable is EXPENSIVE! but since you have it made with your parents paying for the big expense, might as well go for it.
     
  3. Dec 10, 2011 at 10:25 PM
    #3
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    Well I guess I should let you guys know about my expenses
    $120 a month in gas (Hated that I sold my taco, but at the gas station I have no regrets)
    $60 for a jam space (I have a band)
    I have no idea how much food will cost me ~$100?
    A gym membership: $30 bucks (will most likely have to cancel as I am realizing, might as well take advantage of my new Uni)
    =~310

    That leaves me with the two bills...
     
  4. Dec 10, 2011 at 10:28 PM
    #4
    97yota4wd

    97yota4wd Well-Known Member

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    Eric
    Mesa, AZ
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    alot of metal, small engine, decent travel.
    caged, camburg long travel, 50t leafpack (soon to be installed) light rack over cab, 5pt harnesses etc
    personally i wouldnt be comfortable moving out making 700 a month, have you added everything up?

    you will spend more than 100 a month for food
     
  5. Dec 10, 2011 at 10:30 PM
    #5
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    That is what I am trying to do right now. I didn't really have a choice.
    I'm a penny pincher, so yeah. I just need to get a good idea of expenses, and that's why I came here.
     
  6. Dec 10, 2011 at 10:32 PM
    #6
    steve o 77

    steve o 77 braaap

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    Yeah you could get by with 100 a month for food, if you eat ramen and dirt lol. Plan on at least 150;)

    200 a month extra is plenty though, even 100 is enough for a broke kid just starting out. I barely make 750 a month, pay 225 per month in rent, then all the utilities and stuff and I do fine. Just gotta budget.
     
  7. Dec 10, 2011 at 10:37 PM
    #7
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    Oh I'm pretty good about budgeting. If you dont mind me asking, how much are you doing in Utilities?
     
  8. Dec 10, 2011 at 10:40 PM
    #8
    steve o 77

    steve o 77 braaap

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    ~60 for water/gas/sewer/garbage and another ~55 for electric.
     
  9. Dec 10, 2011 at 10:43 PM
    #9
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    Which electric company?
     
  10. Dec 10, 2011 at 10:46 PM
    #10
    stmpjmpr

    stmpjmpr Well-Known Member

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    u will pay extra in cable for the channels u want...research before u sign.
     
  11. Dec 10, 2011 at 10:47 PM
    #11
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    Extra for basic cable channels?
     
  12. Dec 10, 2011 at 10:48 PM
    #12
    ST3VE

    ST3VE Well-Known Member

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    $100 a month?! Thats a whole god damn lot of ramen noodles! haha. good luck brother.
     
  13. Dec 10, 2011 at 11:11 PM
    #13
    steve o 77

    steve o 77 braaap

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    Socorro Electric Coop.

    Up in Albuquerque they have PNM. Depends on where you live out here and you only have one choice.

    Edit: also look into getting a roomate. If I was by myself I would be paying upwards of 750 per month for everything.
     
  14. Dec 10, 2011 at 11:16 PM
    #14
    OZ-T

    OZ-T Quite an experience to live in fear , isn't it ?

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    Peter North
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    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    6.5 cents / kilowatt hour ?

    Holy crap that's a lot .

    And thank you for purchasing clean BC Hydro power , please come again :)
     
  15. Dec 11, 2011 at 8:27 AM
    #15
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    Rent is covered. No need for a roommate. All I need to do is pay bills.
     
  16. Dec 11, 2011 at 8:28 AM
    #16
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    That's the cheapest Ive found...everything else is in the 9's and 10's
     
  17. Dec 11, 2011 at 8:33 AM
    #17
    VirginiaBound

    VirginiaBound Whyareyoureadingthis?

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    Sam I am, green eggs and ham
    North of Maine, South of Spain
    If you plan to move out, be sure to figure in more than just "what" your limit is. You need to have money to do and enjoy, or else living on your own will be a short experience.

    If I had to sacrifice eating out on the weekend and going places, being able to comfortably pay my bills all while not advancing myself towards a better career, I would definitely not being living here at the moment.

    700 a month is hardly enough to get by on, stay at home and get a good education before venturing out into the world.
     
  18. Dec 11, 2011 at 10:08 AM
    #18
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    Again, its not a choice. I have too. I have 700 a month to pay bills, pay for gas, and live life. Its all I can afford while going to school full time and working part time.
     
  19. Dec 11, 2011 at 10:40 AM
    #19
    skidooman

    skidooman I'm your huckleberry

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    Oh the days of being broke... Not like I'm not anymore, I have more crap now. When I lived by myself in an apt. after rent and my car payment came out I had about 700-750 left. Granted all my utilities were included in rent. I still got by and managed to do alright. I payed like 110 a month for cable/internet package. Do research though, I know my basic cable didnt have discovery, comedy central or the history channel. Those were in the "expanded" basic. Are your parents paying insurance and registration on your ride, I ask because I didnt see it mentioned? I was lucky enough to have my dad pay for that. If you eat much fast food now, you should probably give that up first, its ridiculous expensive.
     
  20. Dec 11, 2011 at 10:51 AM
    #20
    MrGuitarguy

    MrGuitarguy [OP] Well-Known Member

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    Yeah. I'm really fortunate. School, insurance, cell phone, all my rent (excluding bills) are paid. All I have to do is pay the bills and buy food. I dont really eat out much, mainly because I am pretty big on watching my weight and keeping a good physical body. Thus my gym membership...and I have a band so I have to pay a jam space.
     
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