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New Truck Financing

Discussion in 'General Automotive' started by rawdog, Feb 18, 2009.

  1. Feb 18, 2009 at 8:53 PM
    #1
    rawdog

    rawdog [OP] Well-Known Member

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    Steve
    Kelowna B.C.
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    2016 TRD Sport Upgrade PKG DCSB
    Hey Guys

    Im just about to buy a 2002 taco 4x4 ext cab non trd
    190km on it.

    its a total of 15900

    im going to be paying 450/month for 4 years @ 10% interest.
    is this good?


    If you financed, how much did you pay, what did you buy?

    Thanks
     
  2. Feb 18, 2009 at 9:13 PM
    #2
    nighthawk87

    nighthawk87 Well-Known Member

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    Walk, 10% interest is way to high. you'll pay 21,600 for that truck.

    Did you have good credit. It really depends on a lot of other things besides what you've given us.

    I mean if you have a credit score of 300 and no job that is a good deal I guess
     
  3. Feb 18, 2009 at 9:17 PM
    #3
    thebigk

    thebigk 6 Double 5 3 2 1

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    Odessa, TX
    WOW.....that seems higher than hell.

    I mean it may be high since it's a used used vehicle but 10% seems really high.

    We bought a used truck about 5 yrs ago and my wife's credit wasn't great and I got 7% from the dealer.
     
  4. Feb 18, 2009 at 9:50 PM
    #4
    TacoCo

    TacoCo Aspiring wrench monkey

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    10% interest? holy hell! Save your money and buy a truck when you can afford it, if that's the best you can do.
     
  5. Feb 18, 2009 at 10:58 PM
    #5
    rawdog

    rawdog [OP] Well-Known Member

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    Shit,

    I'm Only 20 btw.
    so i dont really have any credit history
     
  6. Feb 18, 2009 at 11:03 PM
    #6
    genxer36

    genxer36 Lord of Tomfoolery

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    15900 sounds way to high for that old of a truck. Check kbb.com or edmunds.com & see what it is worth.
     
  7. Feb 18, 2009 at 11:06 PM
    #7
    TRD4x4858

    TRD4x4858 Taco Traitor!

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    BONE STOCK! lol
    Thats way to high for the mileage, non trd, walk away from it man. I got my 01 with 24k miles for 15 and my payments were 300
     
  8. Feb 18, 2009 at 11:17 PM
    #8
    genxer36

    genxer36 Lord of Tomfoolery

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    Just because you are young and little credit history, doesn't mean you have to be screwed over.

    Will a parent co-sign?
     
  9. Feb 18, 2009 at 11:42 PM
    #9
    rawdog

    rawdog [OP] Well-Known Member

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    OK, well it seems like everyone thinks this is over priced... im in Canada and this seems like a pretty good deal for a canadian buy. maybe i should look for vehichles from the states if you guys are all getting them for such good deals..?

    cosigner
    long story but i can't get a
     
  10. Feb 18, 2009 at 11:44 PM
    #10
    genxer36

    genxer36 Lord of Tomfoolery

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    Tow package, XM Satellite radio, K & N Air filter, & Channel Vent Visors
    My 05 with less miles/km & is worth 12k.
     
  11. Feb 19, 2009 at 2:43 PM
    #11
    sliverworm

    sliverworm Well-Known Member

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    I am 21, I got an 05 TRD and financed all of it at 4.6% for 60mths, That 10% seems kinda steep.. try a local credit union as they usually have the best rates.
     
  12. Feb 19, 2009 at 5:00 PM
    #12
    rawdog

    rawdog [OP] Well-Known Member

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    allirght,

    i said forget it..

    got a new clutch in my truck today, so its good to go. going to try to get some more life out of it.
     
  13. Feb 19, 2009 at 5:06 PM
    #13
    AK27

    AK27 Well-Known Member

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    rawdog, that too friggin high! even in canada! pm me if you want details about my truck and payments
     
  14. Feb 19, 2009 at 8:33 PM
    #14
    rab89

    rab89 Well-Known Member

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    Grillcraft mx black upper and lower BHLM with Gloss black 265 70 17 bfg a/t center console light mini mag mounted in center console debadged bed lights 35W 5000k HID's
    In canada, 13,900 and tax is CHEAP. even with 190,000 KM
    but your 90 is sick so whatever
     
  15. Feb 20, 2009 at 7:28 PM
    #15
    rawdog

    rawdog [OP] Well-Known Member

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    im going to steal your truck rab89 STEAL IT!
     
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