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Ontario BS Thread

Discussion in 'Ontario, Canada' started by tacoma16, Nov 20, 2012.

  1. Aug 9, 2021 at 4:13 PM
    Joe23

    Joe23 Canuckistikian

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    The Great White North
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    Economical.

    But I go through the broker HUB international. Pretty sure it's only for said group plans I believe as the electrical Union tells us to use it and get a discount.

    I'll likely be calling hub next year though because 3 years with economical now and they keep raising my premium and fuck them.
    3 years ago was $142 a month. Now $230.
    0 tickets or accidents.
    No reason my rate should be increasing the way it is.

    29 live in Toronto


    For what it's worth try calling the broker the Shepherd Group.

    I used to use them when I had my Jetta (modified, tickets and closer to your age) and at the time was significantly cheaper than anything I was finding on my own and from two other brokers I tried.

    Not like $150 cheap but $290-320 with my record at the time when everyone else was $500+/ month. Not bad.

    Really until you're 25 or group insurance with home etc you get fucked either way. But you can usually find some that at least use lube when they plow your ass with a massive dildo
     
  2. Aug 9, 2021 at 4:18 PM
    camjamesj

    camjamesj Well-Known Member

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    ON, Canada
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    ‘21 Cement OR DCSB
    Great advice, thank you. I’ll give them a call when I get the VIN and see what they can do!
     
    Joe23[QUOTED] likes this.
  3. Aug 9, 2021 at 4:19 PM
    Joe23

    Joe23 Canuckistikian

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    Good luck. Having your G I think helps a bit too
     
    camjamesj[QUOTED] likes this.
  4. Aug 9, 2021 at 4:20 PM
    camjamesj

    camjamesj Well-Known Member

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    ON, Canada
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    It totally does, I had it booked last year and they cancelled it. So now it’s Early December.
     
    Joe23[QUOTED] likes this.
  5. Aug 9, 2021 at 4:22 PM
    Joe23

    Joe23 Canuckistikian

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    They don't care about value. Only safety.

    2018 (@Norilsk) Tacoma will pay less than my 2017 because he has safety shit I don't.
    Even though he younger and a cunt.

    2006 Jetta TDI. I was quoted $110 less when I was going to buy a 2013 WRX STI. As I was told. Safer car. 'safer'


    As I mentioned above with Wes. Your 45k truck is a joke to them when you're off work and they're paying your disability

    Value of vehicle probably plays like 3% why your rate is the way it is. Vehicle safety, location, record play huge role. Apparently common cars matter a lot as well as they look at it as % of cars on roads and % of that car in an accident annually. Reason why a Honda civic in Brampton will likely pay more than a Lexus in Forest Hill
     
  6. Aug 9, 2021 at 4:31 PM
    philth

    philth .

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    LOL I think @llamasmurf was being facetious … good info nevertheless.

    plus I wanna use this gif..
     
    TacooSaucee and TeecoTaco like this.
  7. Aug 9, 2021 at 4:32 PM
    TeecoTaco

    TeecoTaco Liberty Biberty

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    SW Ontario
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    Modified the level of gas in the tank
    There's a reason why liability is mandatory and collision is not...right there

    And dood, drive a moped in Brampton and pay more ins than a Testarossa in forest hill....it's Brampton, ask me how I know


    Oh, and welcome!
     
    camjamesj and philth like this.
  8. Aug 9, 2021 at 4:34 PM
    TeecoTaco

    TeecoTaco Liberty Biberty

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    SW Ontario
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    Modified the level of gas in the tank
    Dissapoint...was waiting for it to splel cunt, or fuck you...or something

    1/10

    Wouldn't watch again, wouldn't recommend
     
    Tridet167, Joe23 and philth[QUOTED] like this.
  9. Aug 9, 2021 at 4:35 PM
    Shveet

    Shveet joe-shmo

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  10. Aug 9, 2021 at 4:36 PM
    philth

    philth .

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    I’m sorry.
     
    TeecoTaco[QUOTED] likes this.
  11. Aug 9, 2021 at 4:38 PM
    TeecoTaco

    TeecoTaco Liberty Biberty

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    Modified the level of gas in the tank
    No worries....doesn't make Evgeny any less of a cunt
     
    Snail81, Joe23 and philth[QUOTED] like this.
  12. Aug 9, 2021 at 4:43 PM
    Joe23

    Joe23 Canuckistikian

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    I enjoy the welcoming I get everyone time I come around from you.
     
    TeecoTaco[QUOTED] and camjamesj like this.
  13. Aug 9, 2021 at 4:44 PM
    Joe23

    Joe23 Canuckistikian

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    You'd think so but not really.
     
    llamasmurf likes this.
  14. Aug 9, 2021 at 4:49 PM
    Joe23

    Joe23 Canuckistikian

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    He is quite the thunder cunt
     
    Tridet167 and TeecoTaco[QUOTED] like this.
  15. Aug 9, 2021 at 4:52 PM
    TeecoTaco

    TeecoTaco Liberty Biberty

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    Vehicle:
    16 Taco DCSB TRD Sport 6MT
    Modified the level of gas in the tank
     
    Tridet167, Joe23[QUOTED] and Shveet like this.
  16. Aug 9, 2021 at 5:45 PM
    MaverickT883

    MaverickT883 Paintless

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    Ontario, Canada
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    2021 Tacoma TRD Off-road Access Cab
    Check build thread!
    I'm 18, been driving since my 16th bday, so exactly 2 years ago yesterday. I pay 210 a month iirc. I'm also out in the country, which helps a lot, Alliston area. Same mod rules, also with Desjardins. Sounds like ur location is fucking you over.
     
  17. Aug 9, 2021 at 6:09 PM
    Norilsk

    Norilsk Well-Known Member

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    :hattip:
     
  18. Aug 9, 2021 at 6:27 PM
    camjamesj

    camjamesj Well-Known Member

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    ON, Canada
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    ‘21 Cement OR DCSB
    Wow that’s not bad. I’m in Caledon, I guess they figure we do a bunch of driving to the city.
     
    MaverickT883[QUOTED] likes this.
  19. Aug 9, 2021 at 6:30 PM
    TacooSaucee

    TacooSaucee Well-Known Member

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    Cracked Windshield
    Oof that spiraled :pccoffee:

    In other news, we now need to carry dingys for overland points
    Screenshot_20210809-213134_Instagram.jpg
     
  20. Aug 9, 2021 at 7:25 PM
    3JOH22A

    3JOH22A トヨタ純正男娼

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    Dingy for overland points; unicorn pool float for rockcrawler points
     

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