Ontario BS Thread

Economical.

But I go through the broker HUB international. Pretty sure it's only for said group plans I believe as the electrical Union tells us to use it and get a discount.

I'll likely be calling hub next year though because 3 years with economical now and they keep raising my premium and fuck them.
3 years ago was $142 a month. Now $230.
0 tickets or accidents.
No reason my rate should be increasing the way it is.

29 live in Toronto


For what it's worth try calling the broker the Shepherd Group.

I used to use them when I had my Jetta (modified, tickets and closer to your age) and at the time was significantly cheaper than anything I was finding on my own and from two other brokers I tried.

Not like $150 cheap but $290-320 with my record at the time when everyone else was $500+/ month. Not bad.

Really until you're 25 or group insurance with home etc you get fucked either way. But you can usually find some that at least use lube when they plow your ass with a massive dildo

 

Great advice, thank you. I’ll give them a call when I get the VIN and see what they can do!

 

Good luck. Having your G I think helps a bit too

 

It totally does, I had it booked last year and they cancelled it. So now it’s Early December.

 

They don't care about value. Only safety.

2018 (@Norilsk) Tacoma will pay less than my 2017 because he has safety shit I don't.
Even though he younger and a cunt.

2006 Jetta TDI. I was quoted $110 less when I was going to buy a 2013 WRX STI. As I was told. Safer car. 'safer'


As I mentioned above with Wes. Your 45k truck is a joke to them when you're off work and they're paying your disability

Value of vehicle probably plays like 3% why your rate is the way it is. Vehicle safety, location, record play huge role. Apparently common cars matter a lot as well as they look at it as % of cars on roads and % of that car in an accident annually. Reason why a Honda civic in Brampton will likely pay more than a Lexus in Forest Hill

 

LOL I think @llamasmurf was being facetious … good info nevertheless.

plus I wanna use this gif..

 

There's a reason why liability is mandatory and collision is not...right there

And dood, drive a moped in Brampton and pay more ins than a Testarossa in forest hill....it's Brampton, ask me how I know


Oh, and welcome!

 

Dissapoint...was waiting for it to splel cunt, or fuck you...or something

1/10

Wouldn't watch again, wouldn't recommend

 

I’m sorry.

 

No worries....doesn't make Evgeny any less of a cunt

 

I enjoy the welcoming I get everyone time I come around from you.

 

You'd think so but not really.

 

He is quite the thunder cunt

 

I'm 18, been driving since my 16th bday, so exactly 2 years ago yesterday. I pay 210 a month iirc. I'm also out in the country, which helps a lot, Alliston area. Same mod rules, also with Desjardins. Sounds like ur location is fucking you over.

 

Wow that’s not bad. I’m in Caledon, I guess they figure we do a bunch of driving to the city.

 

Oof that spiraled

In other news, we now need to carry dingys for overland points

 

Dingy for overland points; unicorn pool float for rockcrawler points