Opted out now what is different

I have an Audi that is about the same and I get the low mileage ins (no dongle) through USAA and it works well. Dongles are for tracking as a measure for the ins to maximize revenue and profits, nothing more. "Hard braking and cornering" are subjective and therefore interpretations will always be unfavorable to the driver / owner.
I welcome an argumentative rep and love the conversation that ensues. Usually they hang up on me as the questions I ask they do not like, will no do, nor do they have answers for.

 

There, one less bit of bullshit to deal with. Thanks again OP for putting this information out here!