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Paid off my 19 SR5

Discussion in '3rd Gen. Tacomas (2016-2023)' started by rick carpenter, Jan 20, 2025.

  1. Jan 20, 2025 at 8:19 PM
    #1
    rick carpenter

    rick carpenter [OP] Well-Known Member

    Joined:
    Oct 21, 2019
    Member:
    #308623
    Messages:
    460
    Gender:
    Male
    First Name:
    Rick
    Huntsville, East Texas
    Vehicle:
    2019 SR5 2wd v6 DCLB for the win!
    Just paid off my 2019 white V6 SR5 DCLB. Called my bank and dropped the automatic payments. I'm free, baby, free!

    Got no plans to get another truck, told Toyota when they called me a few times over the years wanting me to trade it in that they just made too good a vehicle to ever do that. It still runs like new at 46k!
     
  2. Jan 20, 2025 at 8:24 PM
    #2
    t0p_d0g

    t0p_d0g 私はタコマが大好きです

    Joined:
    Apr 17, 2023
    Member:
    #422653
    Messages:
    1,910
    Gender:
    Male
    Vehicle:
    2023 TRD SPORT 4X4 DCSB CSM, 2004 TRD OR DCSB IRP
    That’s great!
     
  3. Jan 20, 2025 at 8:26 PM
    #3
    MAVEN4

    MAVEN4 Well-Known Member

    Joined:
    Jan 30, 2022
    Member:
    #388846
    Messages:
    46
    Gender:
    Male
    First Name:
    Shawn
    Michigan
    Vehicle:
    23 TRDOR MGM
    22 TRDOR Lunar Rock RIP
    6 more Payments here. I can't wait for no payment and a truck with less than 30k on it. Congrats!
     
    jwctaco, Smacky2020, Tatts521 and 2 others like this.
  4. Jan 20, 2025 at 8:36 PM
    #4
    JMcFly

    JMcFly Well-Known Member

    Joined:
    Aug 11, 2020
    Member:
    #337348
    Messages:
    1,338
    Central FL
    Vehicle:
    2012 Tacoma SR5 4x4
    Paid off mod is the best mod
     
  5. Jan 20, 2025 at 8:44 PM
    #5
    rick carpenter

    rick carpenter [OP] Well-Known Member

    Joined:
    Oct 21, 2019
    Member:
    #308623
    Messages:
    460
    Gender:
    Male
    First Name:
    Rick
    Huntsville, East Texas
    Vehicle:
    2019 SR5 2wd v6 DCLB for the win!
    Damn! I thought 46k @ 5yrs was low but you sure will have me beat. Congrats to you ahead of time!
     
    MAVEN4[QUOTED] likes this.
  6. Jan 20, 2025 at 8:56 PM
    #6
    2021SR5V64WD

    2021SR5V64WD Well-Known Member

    Joined:
    Mar 29, 2021
    Member:
    #360995
    Messages:
    3,639
    Gender:
    Male
    Vehicle:
    2021 SR5 V6 4WD ACCESS CAB
    Excellent.!

    2021 will be paid off in 3 months or so - 22,000 miles on it.
    It's a nice feeling right..
     
    rick carpenter[OP] likes this.
  7. Jan 20, 2025 at 9:08 PM
    #7
    Chew

    Chew Not so well known user

    Joined:
    Mar 6, 2019
    Member:
    #285575
    Messages:
    8,456
    Gender:
    Male
    First Name:
    Chewy
    Midwest
    Vehicle:
    19 TRD OR
    Amazon dog poo bed mat mod
    True words!
     
    RotorRPM likes this.
  8. Jan 21, 2025 at 12:55 AM
    #8
    81malibu81

    81malibu81 Well-Known Member

    Joined:
    Dec 4, 2021
    Member:
    #383811
    Messages:
    56
    Gender:
    Male
    Vehicle:
    '21 TRD OR DCSB 6MT S/C
    Congrats!
     
  9. Jan 21, 2025 at 1:38 AM
    #9
    Hardscrabble

    Hardscrabble Well-Known Member

    Joined:
    Feb 9, 2011
    Member:
    #50838
    Messages:
    3,392
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    Male
    First Name:
    Scott
    McDonough, GA
    Vehicle:
    ‘20 Sport M/T AC 4WD & '15 TRDOR DCSB 4WD
    A little of this and a little of that.
  10. Jan 21, 2025 at 2:38 AM
    #10
    Mallcrawler20

    Mallcrawler20 Well-Known Member

    Joined:
    Jun 26, 2023
    Member:
    #427652
    Messages:
    1,182
    Gender:
    Male
    Vehicle:
    Trd off-road 4x4 Manual
    46k on a 19 … that’s low mileage… my 20 is at 62k lol
     
  11. Jan 21, 2025 at 2:54 AM
    #11
    Steves104x4

    Steves104x4 Well-Known Member

    Joined:
    Apr 17, 2010
    Member:
    #35468
    Messages:
    17,248
    Gender:
    Male
    First Name:
    Steve
    Buffalo NY
    Vehicle:
    2010 RC 2.7 4x4
    BUCKLE UP! It makes it harder for Aliens to pull you out of your Truck.
    I haven’t had a truck payment in 12 years. IMG_8412.jpg
     
    Malvolio, SGJarrod, Tocamo and 2 others like this.
  12. Jan 21, 2025 at 3:10 AM
    #12
    Old goat1914

    Old goat1914 Well-Known Member

    Joined:
    Jul 25, 2022
    Member:
    #402099
    Messages:
    253
    Gender:
    Male
    Chicagoland, Indiana
    Vehicle:
    2016 TRD Sport DCLB 4x4
    There is nothing like a paid off loveable can do what you need truck that friends say "this is nice" when they first get in.
     
    Steves104x4 likes this.
  13. Jan 21, 2025 at 3:52 AM
    #13
    Billybrew

    Billybrew Member

    Joined:
    Dec 31, 2023
    Member:
    #440602
    Messages:
    23
    Gender:
    Male
    Vehicle:
    2023 Mag Gray Off-Road
    Congrats! Financial freedom doesn’t mean being rich it means not being slaved to the bank. Remember interest is a penalty for needing their money.
     
  14. Jan 21, 2025 at 4:32 AM
    #14
    Tallgrass05

    Tallgrass05 Well-Known Member

    Joined:
    Oct 1, 2018
    Member:
    #268051
    Messages:
    745
    Congratulations. My 2022 OR DCLB has its last payment this coming March. April will be like getting a payraise.
     
    Steves104x4 likes this.
  15. Jan 21, 2025 at 4:48 AM
    #15
    slater

    slater Well-Known Member

    Joined:
    Apr 16, 2024
    Member:
    #448066
    Messages:
    2,799
    Gender:
    Male
    San Diego
    Vehicle:
    24 white Tacoma TRD Sport 2wd
    paying extra every month & getting it done sooner than later is the way...
     
    Last edited: Jan 21, 2025
    Chew likes this.
  16. Jan 21, 2025 at 4:52 AM
    #16
    artvarck

    artvarck Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
    #255909
    Messages:
    111
    Gender:
    Male
    First Name:
    Art
    CO
    Vehicle:
    '22 AC OR “TotallicA”. Previous '13 SR5 4WD AC MT 2.7
    In investing we chase the kind of returns that vehicle loans charge….give me a guaranteed, lien-backed 7% and I’ll loan you $500k!
     
    ACTaco23 likes this.
  17. Jan 21, 2025 at 5:00 AM
    #17
    Clearwater Bill

    Clearwater Bill Never answer an anonymous letter

    Joined:
    Oct 11, 2014
    Member:
    #140097
    Messages:
    24,786
    Gender:
    Male
    First Name:
    Billy
    Largo Florida
    Vehicle:
    '13 5 lug AC w/convenience package
    A few OE parts from fancy trucks
    I've never had a truck payment :p

    Of course lotsa folks around here would say my little 5 lug means I've never had a truck either. :D

    Don't give a rip. It does all truck stuff I need done.
     
  18. Jan 21, 2025 at 5:08 AM
    #18
    TacoTime55

    TacoTime55 TT59

    Joined:
    Sep 28, 2021
    Member:
    #378314
    Messages:
    10,230
    Gender:
    Male
    First Name:
    Ed
    Delaware
    Vehicle:
    2021 Midnight Black TRD Sport AT/DCSB
    TRD Lift,OTT Tune, LED HLs,TRDSkid, TalonCAT
    Congrats!

    I'm not too far behind your completion date for my 2021...under $10K, 17 payments remaining, 1.8%, and about $18/month interest and going down.

    I'll pay $50/month towards principal and get it done earlier than projected.
     
  19. Jan 21, 2025 at 5:12 AM
    #19
    TS4x4

    TS4x4 Well-Known Member

    Joined:
    Mar 15, 2022
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    #392650
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    Male
    Vehicle:
    2018 TRD Offroad
     
    Phlogiston and Steves104x4 like this.
  20. Jan 21, 2025 at 5:20 AM
    #20
    TAZMINATOR

    TAZMINATOR Well-Known Member

    Joined:
    Oct 9, 2017
    Member:
    #232493
    Messages:
    2,093
    Vehicle:
    2017 Tacoma
    Congrats! I got mine paid off within a month after I left the lot with new truck.
     
    Steves104x4 likes this.

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