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Discussion in '2nd Gen. Tacomas (2005-2015)' started by greenrustic, Jan 7, 2017.

Page 3 of 3
  1. Jan 10, 2017 at 6:47 AM
    #41
    Mr Salty

    #41
    Mr Salty "Give up the good to go for the great"

    Joined:
    Jan 31, 2011
    Member:
    #50297
    Messages:
    2,288
    Gender:
    Male
    First Name:
    Hermmy
    SoCal (Bro Capital of the world)
    Vehicle:
    White SR5 Pre-runner
    Lots of chrome
    Very true, with our family vehicle we paid cash. We still got a deal because we shopped around and got lots of dealers in a bidding war, but it wasn't like a smoken deal and it probably would have been the same if we financed. For us though it wasn't really the discount that pushed us to do this, it was not having another monthly bill to worry about. Too many people have so many monthly bills its insane. Even with low interest rates they still add up and consume income. My wife and I are very much minimalists and approach things differently. For us its not really how much we make, its how little we spend.

    I've been saying this for a long time now, but our next big thing to be cleared from is our home. I hope to have it paid off this year actually. Once this is paid for we will officially be 100% debt free. This has got to be an amazing feeling.
     
    Mr Salty, Jan 10, 2017
    #41
  2. Jan 10, 2017 at 6:50 AM
    #42
    tan-ishman

    #42
    tan-ishman Well-Known Member

    Joined:
    Jul 27, 2015
    Member:
    #160442
    Messages:
    414
    Gender:
    Male
    San Diego,CA
    Vehicle:
    2005 DCSB
    a bunch of new/used parts....and some skids.
    Congrats!

    now, mod time?!
     
    tan-ishman, Jan 10, 2017
    #42
  3. Jan 10, 2017 at 10:11 AM
    #43
    azreb

    #43
    azreb Geezer

    Joined:
    Mar 7, 2012
    Member:
    #74430
    Messages:
    1,026
    Gender:
    Male
    TN
    Vehicle:
    '20 SR5 crew cab; gray
    camper shell, front camera, floor mats, cheap bed mat, dash camera, catalytic converter cover, fumoto
    True. We did it almost 40 years ago.
     
    azreb, Jan 10, 2017
    #43
  4. Jan 10, 2017 at 3:09 PM
    #44
    TOP TACO

    #44
    TOP TACO Well-Known Member

    Joined:
    Mar 12, 2015
    Member:
    #150734
    Messages:
    2,879
    Gender:
    Male
    First Name:
    Marz
    Sacramento
    Vehicle:
    15 Tundra Crewmax
    Blackvue dash cam
    Congratulations OP! I can't wait for the day I can call Dave Ramsey and do my "debt free scream". Hopefully some of you AM radio guys know what I'm talking about...
     
    TOP TACO, Jan 10, 2017
    #44
  5. Jan 10, 2017 at 3:17 PM
    #45
    im4u2nvss

    #45
    im4u2nvss Well-Known Member

    Joined:
    Aug 8, 2016
    Member:
    #194055
    Messages:
    229
    Gender:
    Male
    First Name:
    Jesse
    Vehicle:
    2012 DC
    Couldnt agree more-
     
    im4u2nvss, Jan 10, 2017
    #45
  6. Jan 10, 2017 at 5:32 PM
    #46
    AKHawkeye

    #46
    AKHawkeye Well-Known Member

    Joined:
    Jun 6, 2014
    Member:
    #131433
    Messages:
    563
    Gender:
    Male
    First Name:
    Chris
    Anchorage, AK
    Vehicle:
    15 AC Sport 4x4 6 Spd
    Locked as stock
    I only financed $10k over a 3 year loan. And that was just because the rate was only 1.5%. I paid it off in something like 15 months. It's definitely nice to be debt free. Though soon I'll be taking the large plunge on a house. I too am a saver.
     
    AKHawkeye, Jan 10, 2017
    #46
  7. Jan 10, 2017 at 5:44 PM
    #47
    TACOtrd1106

    #47
    TACOtrd1106 Well-Known Member

    Joined:
    Jun 12, 2015
    Member:
    #157305
    Messages:
    606
    Gender:
    Male
    Cali
    Vehicle:
    2012 Black TRD 4x4
    I think with the amount of money I dropped on my truck, I could have paid It off by now
     
    TACOtrd1106, Jan 10, 2017
    #47
  8. Jan 10, 2017 at 8:33 PM
    #48
    LuckyToy

    #48
    LuckyToy Well-Known Member

    Joined:
    Feb 23, 2016
    Member:
    #179150
    Messages:
    1,389
    Gender:
    Male
    Vehicle:
    4x4 Offroad
    I paid mine off for New Years, wanted to start off fresh :)
     
    LuckyToy, Jan 10, 2017
    #48
  9. Jan 10, 2017 at 9:13 PM
    #49
    ChesterTaco

    #49
    ChesterTaco Well-Known Member

    Joined:
    Oct 29, 2014
    Member:
    #141331
    Messages:
    111
    Gender:
    Male
    Chester, CA
    Vehicle:
    '15 BRM DCSB OR, 1993 Pickup
    Gentex 453 Mirror, Paid-off Mod.
    Me too.
     
    ChesterTaco, Jan 10, 2017
    #49
  10. Jan 11, 2017 at 1:56 PM
    #50
    Jagfan904

    #50
    Jagfan904 Well-Known Member

    Joined:
    Jun 27, 2016
    Member:
    #190646
    Messages:
    86
    Gender:
    Male
    First Name:
    Brandon
    Vehicle:
    Silver double cab 07
    Painted rims, Stero, speakers, truck box, k and n cabin and engine air filter
    Congrats I have till December and Im looking froward to saving some money
     
    Jagfan904, Jan 11, 2017
    #50
  11. Jan 11, 2017 at 2:29 PM
    #51
    EPBlueTaco

    #51
    EPBlueTaco Well-Known Member

    Joined:
    Jul 8, 2016
    Member:
    #191521
    Messages:
    2,709
    Gender:
    Male
    First Name:
    Ted
    El Paso
    Vehicle:
    07 DCLB SR5
    None yet
    I am working towards that as well. Just paid my taco off 1.5 years early and only have student loans left
     
    EPBlueTaco, Jan 11, 2017
    #51
    TOP TACO[QUOTED] likes this.
  12. Jan 11, 2017 at 2:31 PM
    #52
    BartMaster1234

    #52
    BartMaster1234 American Auto Horns

    Joined:
    Aug 21, 2016
    Member:
    #195197
    Messages:
    45,641
    Gender:
    Male
    First Name:
    Tyler
    San Francisco, California
    Vehicle:
    1998 PreRunner 4x4 2.7l Supercharged
    Flux Capacitor
    Congrats man!

    Can't wait until the day I pay off my truck! jk that'll never happen
     
    BartMaster1234, Jan 11, 2017
    #52
  13. Feb 22, 2017 at 2:34 AM
    #53
    Plain Jane Taco

    #53
    Plain Jane Taco ALL human beings deserve equal treatment

    Joined:
    Apr 19, 2009
    Member:
    #16179
    Messages:
    39,031
    Gender:
    Male
    USA
    I'm a little late. But congrats OP. :cheers:

    Mine's a lien free rig as well. :thumbsup:
     
    Plain Jane Taco, Feb 22, 2017
    #53
  14. Feb 22, 2017 at 3:00 AM
    #54
    Texas T

    #54
    Texas T Well-Known Member

    Joined:
    Feb 20, 2015
    Member:
    #149178
    Messages:
    2,844
    Gender:
    Male
    TX
    Vehicle:
    '14 T Force
    If you ever get nostalgic I'd be happy to let you pay a few of mine.
     
    Texas T, Feb 22, 2017
    #54
  15. Feb 22, 2017 at 3:08 AM
    #55
    Bannerman

    #55
    Bannerman Tasteful Thickness

    Joined:
    Oct 16, 2015
    Member:
    #166789
    Messages:
    7,469
    Gender:
    Male
    First Name:
    Johnson
    Charlotte, NC
    Vehicle:
    22 Tremor 402A, 22 T4R ORP
    Congrats OP! Drives different when you own it. I paid my 2015 off in 12 months, hate having a payment.

    IMG_1967.jpg
     
    Bannerman, Feb 22, 2017
    #55
    SocalTaco15, im4u2nvss and Texas T like this.
Page 3 of 3

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