PennSilverTaco's "Perfect 5-Lug Regular Cab" Build, Aspergers, and General BS MegaThread!

Either an access cab short bed TRD PRO or an access can long bed SR5 with the TRD OR package; Preferably in red, black, white, or gray; Must have a clear title; I'd imagine it'll be fairly hard to find a used low-mileage third gen Tundy in 2025-2028, so anything with less than 100K miles.

 

Did you ever finance any of your Tacos, and if so, were you able to get a good interest rate? My dad bought my 2010 on September 30th of '09 and was only able to get 2.9% APR, even with his perfect credit!

 

I was fortunate enough not to have to finance my rig.

 

Any of them?!?!


Here's the thing; My dad makes great money, but he prefers to finance if he can get a really good interest rate or just flat out 0% APR. He paid off my Taco early because he felt it would cost less money in the long run to do that than to pay it for the entire life of the loan. The sticker on my truck was over $17K, he paid less than $15K, and I think he financed $12K.

My cousin got 0% financing on her '17 RAV4 XLE AWD, which is pretty much free money!

 

You rarely see 0% on a Tacoma. Toyota sells everyone they build.

 

I do a 36 month lease on the wife's vehicle. So every 3 years she gets a new vehicle. Always new and under warranty. Plus she loves that. For me it's worth a small lease payment for her.

But no, the Tacos were purchased with cash.

 

A dealer near me was offering 0% on new 2018 Tacomas, but the kicker was you had to do a 3-year loan, which meant substantially higher payments than the traditional 5-year or 6-year loan.

 

Yes....Toyota Financial Services sets those terms and conditions....not the actual dealer

 

@Plain Jane Taco

Irony!

 

@Plain Jane Taco

 

@PennSilverTaco, my dad also buys cars in cash except for my bros Sentra. My mom's rav4 lease is almost over, and she'll either get a Lexus GX, or a 4Runner. Lexus just built a brand new dealership in my area.

 

I'm driving about 120 miles roundtrip to and from Maple Grove tomorrow, plus 14 miles roundtrip to and from work after the show.

I will be driving a minimum of 70 miles next week to and from work, probably more depending on what my boss has me doing.

I am driving 14 miles roundtrip to and from work, and then over 150 miles roundtrip to and from the Buck on Saturday, July 28th.

Another 70 miles minimum combined the week before Carlisle...

127 miles to Carlisle on Friday, August 3rd; At least 3 trips to and from my hotel of maybe 2-4 miles roundtrip each; Then, 127 miles back home on Sunday, August 5th!

I'm probably gonna hit 86K before August 10th!

 

I try to talk someone out of taking a high distance trip in my Taco. I want to conserve my low miles for another few years.

 

My brother wanted to go to San Antonio for a Bro Trip. I was like FUCK NO!

 

@ALI3N_123
@ChadsPride
@El Duderino
@Jamesboy2233
@Plain Jane Taco


Who thinks I'm gonna hit 90K by the beginning of the new year?!?!

 

Me.

 

@ALI3N_123

Do you think I'll 100K by the end of 2019?!?!

 

You may hit 100,000 in November 2019.

 

That is 1 year and 3-4 months from now.