1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Question about buying a car with Lien title

Discussion in '2nd Gen. Tacomas (2005-2015)' started by bareefer, Jan 3, 2013.

  1. Jan 3, 2013 at 8:17 PM
    #21
    TrdSurgie

    TrdSurgie revised

    Joined:
    Feb 19, 2012
    Member:
    #73132
    Messages:
    3,340
    Gender:
    Male
    SoCal
    Rear leaf spring tsb 5000 miles, w ac fan 26k miles, windshield creaking 28k miles- not warranty. Bad upper idler pulleys 32k miles- not warranty, Toyota Quality!

    Find another truck.
     
  2. Jan 3, 2013 at 8:19 PM
    #22
    ABA180

    ABA180 It burns when I pee....

    Joined:
    Oct 8, 2012
    Member:
    #88520
    Messages:
    6,784
    Gender:
    Male
    First Name:
    Chris
    East Bridgewater MA
    Vehicle:
    2010 Tacoma Regular Cab Slider
    Kenwood CD, MTX/Jensen amps, Rockford/Polk speakers.
    Yes and no.

    Yes, remaining balance is a lien.

    No, remaining balance is not the only lien.
     
  3. Jan 3, 2013 at 8:27 PM
    #23
    Jimmyh

    Jimmyh Well-Known Member

    Joined:
    May 16, 2012
    Member:
    #78991
    Messages:
    3,871
    Gender:
    Male
    SC
    Vehicle:
    Prerunner SR5
    Well said! That is why I said to run.
     
  4. Jan 3, 2013 at 8:37 PM
    #24
    DoorDing

    DoorDing Someone was there .

    Joined:
    Sep 7, 2012
    Member:
    #86445
    Messages:
    26,020
    Gender:
    Male
    bee keeper
    Vehicle:
    2012 DCSB Off-Road 4WD
    Good advice. I'll bet most everyone here has (or had) a lien on a vehicle. Something worth remembering is that when you pay off an auto loan, you should have the lien removed from the title. It's not always done automatically, and an old lien can create a snag when you decide to sell the vehicle years later.

    OP, the only way I'd bother with this truck would be for the owner to bring the registration current in California before purchase. Interstate transfers can be a real PITA, and as the purchaser, that really shouldn't be a pain in your ass. If the seller won't agree to that, move on. There are lots of Tacomas for sale without lien and registration issues.
     
  5. Jan 3, 2013 at 8:48 PM
    #25
    bareefer

    bareefer [OP] Well-Known Member

    Joined:
    Jan 2, 2013
    Member:
    #94255
    Messages:
    60
    Gender:
    Male
    First Name:
    Frank
    Oakland
    Vehicle:
    tacoma DC TRD Off-road
    Light MODS
  6. Jan 3, 2013 at 8:49 PM
    #26
    bareefer

    bareefer [OP] Well-Known Member

    Joined:
    Jan 2, 2013
    Member:
    #94255
    Messages:
    60
    Gender:
    Male
    First Name:
    Frank
    Oakland
    Vehicle:
    tacoma DC TRD Off-road
    Light MODS
    SORRY I THOUGHT LIEN WAS THE SAME AS LOAN. HE HAS A LOAN ONLY DOES THAT MAKE A DIFFERENCE

    THANKS IN ADVANCE

     
  7. Jan 3, 2013 at 8:51 PM
    #27
    taczilla

    taczilla I intend to live forever; so far.... so good!

    Joined:
    Jul 18, 2012
    Member:
    #82874
    Messages:
    1,147
    Gender:
    Male
    First Name:
    Marc
    Picton, Ontario, Canada
    Vehicle:
    2012 Tacoma TRD Sport DCLB
    ICON 2.5 ET Coil Overs, LR UCA's, All Pro end links, Icon 2.0 Rear resi's, 2" AAL, 1" block, Air Lift on rear, MT Baja ATZ P3's 285/70/17 on MT Classic III's Baja Lock 17x9, Pro EFX heated mirrors, AVS in-channel visors, FLtrucks HU, TRD skid plate, Ricochet LCA skids, AgriCover LiteRider, Avid LB/RBG/Kick-out sliders, BackRack, DEPO taillights, and a new fucking tailgate.
    I don't know what your financial stuation is that you have such a hard-on for this truck, but on the deal...

    .. and if you wanna go down the toilet.

    :poking:

    Why fuckin' bother? We build them every day.
     
  8. Jan 3, 2013 at 8:54 PM
    #28
    bareefer

    bareefer [OP] Well-Known Member

    Joined:
    Jan 2, 2013
    Member:
    #94255
    Messages:
    60
    Gender:
    Male
    First Name:
    Frank
    Oakland
    Vehicle:
    tacoma DC TRD Off-road
    Light MODS
    Do you know if tere are any fees i have to pay since he didnt reg. the car for 2 years?

     
  9. Jan 3, 2013 at 9:07 PM
    #29
    Rich91710

    Rich91710 Well-Known Member

    Joined:
    Feb 23, 2012
    Member:
    #73470
    Messages:
    16,477
    Gender:
    Male
    First Name:
    Rich
    Los Angeles
    Vehicle:
    08 Base
    Satoshi with FJ badge, factory cruise, factory intermittent wipers, Redline Tuning hood-lift struts, Hellwig Swaybar, Rosen DVD-Nav
    Yes.

    2 years worth of registration plus fees.
    Then add title transfer plus the 2013 registration.

    Seller is liable for smog check... smog place will require current registration to process it.
    No tags, no smog, no sale.
     
  10. Jan 3, 2013 at 9:09 PM
    #30
    2ski4life7

    2ski4life7 Well-Known Member

    Joined:
    Apr 30, 2012
    Member:
    #77911
    Messages:
    637
    Gender:
    Male
    First Name:
    Grant
    San Diego ca
    Vehicle:
    '12 DCLB 4x4 FTMFW
    There are definintely going to be fees from the DMV. The reason he never registered it was pry because he paid no sales tax in oregon when he bought the vehicle. CA will make you pay that sales tax. Plus if its known the vehicle was in CA and not registered for 2 years they can charge you up the wazoo. I was late 3 days and they charged me 100 bucks.

    Like some have said, make him register it in CA then go to the bank and pay the bank and get the title. Otherwise find another truck. There are plenty this one can't be that awesome.
     
  11. Jan 3, 2013 at 9:24 PM
    #31
    DoorDing

    DoorDing Someone was there .

    Joined:
    Sep 7, 2012
    Member:
    #86445
    Messages:
    26,020
    Gender:
    Male
    bee keeper
    Vehicle:
    2012 DCSB Off-Road 4WD
    Yes, if there's a loan on the truck, there's almost certainly a lien on it. A lien is in place to make sure that whatever comes of the truck, the lender/creditor/etc. has a claim on it until they're paid off. The lien keeps a guy from Oregon from selling a truck with a loan on it to a guy in California and pocketing all of the money. Once Mr. Oregon pays off that loan, the lien is released, and the truck will have a clear title.

    I don't know the exact language CA uses, but there could be a tax lien against the truck, and other fees associated with it (sales tax, title transfer fees, state inspection fees, etc.). Like I said, unless the seller has a clear title and current CA registration, don't bother with this truck.
     
  12. Jan 3, 2013 at 10:19 PM
    #32
    Rich91710

    Rich91710 Well-Known Member

    Joined:
    Feb 23, 2012
    Member:
    #73470
    Messages:
    16,477
    Gender:
    Male
    First Name:
    Rich
    Los Angeles
    Vehicle:
    08 Base
    Satoshi with FJ badge, factory cruise, factory intermittent wipers, Redline Tuning hood-lift struts, Hellwig Swaybar, Rosen DVD-Nav
    2007 and over 7500 miles covers that.
    All California cares about now is that it has all of it's Federal equipment and passes Fed standards.



    And their money.


    No registration, no smog.
    No smog, no title.

    Seller will likely try to get the buyer to take care of smog.
    Don't do it. I've been fucked HARD accepting that responsibility.
     
To Top